{ "app_name": "traderx-fed-rate-forcast", "balance_sheet_scan": { "fetched_at": "2026-05-13 13:31 UTC", "recommendations": { "cut": { "fragile": [ { "balance_score": 17, "company_name": "SIMON PROPERTY GROUP,\u00a0INC.", "cut": { "label": "Still fragile even after a cut", "reason": "Lower rates may not be enough by themselves: debt/assets 71%, cash/debt 0.0x, current ratio N/A.", "score_text": "98 / 100" }, "cut_group": "fragile", "cut_score": 98, "filed_at": "2026-05-11", "fiscal_period": "Q1", "fiscal_year": 2026, "hike": { "label": "Higher-rate stress watch", "reason": "Higher rates could pressure this name: debt/assets 71%, cash/debt 0.0x, current ratio N/A; it is listed as usually pressured.", "score_text": "7 / 100" }, "hike_group": "stress", "hike_score": 7, "label": "Higher-rate stress watch", "metrics_text": "debt/assets 71%; cash/debt 0.0x; current ratio N/A", "reason": "Higher rates could pressure this name: debt/assets 71%, cash/debt 0.0x, current ratio N/A; it is listed as usually pressured.", "score_text": "7 / 100", "source_url": "https://data.sec.gov/api/xbrl/companyfacts/CIK0001063761.json", "stress_score": 83, "symbol": "SPG" }, { "balance_score": 32, "company_name": "AMERICAN ELECTRIC POWER CO INC.", "cut": { "label": "Still fragile even after a cut", "reason": "Lower rates may not be enough by themselves: debt/assets 42%, cash/debt 0.0x, current ratio 0.5x.", "score_text": "83 / 100" }, "cut_group": "fragile", "cut_score": 83, "filed_at": "2026-05-05", "fiscal_period": "Q1", "fiscal_year": 2026, "hike": { "label": "Higher-rate stress watch", "reason": "Higher rates could pressure this name: debt/assets 42%, cash/debt 0.0x, current ratio 0.5x; 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it is listed as usually pressured.", "score_text": "22 / 100" }, "hike_group": "stress", "hike_score": 22, "label": "Higher-rate stress watch", "metrics_text": "debt/assets 42%; cash/debt 0.0x; current ratio 0.5x", "reason": "Higher rates could pressure this name: debt/assets 42%, cash/debt 0.0x, current ratio 0.5x; it is listed as usually pressured.", "score_text": "22 / 100", "source_url": "https://data.sec.gov/api/xbrl/companyfacts/CIK0000004904.json", "stress_score": 68, "symbol": "AEP" }, { "balance_score": 32, "company_name": "Carnival Corp Ltd.", "cut": { "label": "Still fragile even after a cut", "reason": "Lower rates may not be enough by themselves: debt/assets 49%, cash/debt 0.1x, current ratio 0.3x.", "score_text": "83 / 100" }, "cut_group": "fragile", "cut_score": 83, "filed_at": "2026-03-27", "fiscal_period": "Q1", "fiscal_year": 2026, "hike": { "label": "Higher-rate stress watch", "reason": "Higher rates could pressure this name: debt/assets 49%, cash/debt 0.1x, current ratio 0.3x; 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it is listed as usually pressured.", "score_text": "22 / 100" }, "hike_group": "stress", "hike_score": 22, "label": "Higher-rate stress watch", "metrics_text": "debt/assets 44%; cash/debt 0.0x; current ratio 0.7x", "reason": "Higher rates could pressure this name: debt/assets 44%, cash/debt 0.0x, current ratio 0.7x; it is listed as usually pressured.", "score_text": "22 / 100", "source_url": "https://data.sec.gov/api/xbrl/companyfacts/CIK0001326160.json", "stress_score": 68, "symbol": "DUK" }, { "balance_score": 32, "company_name": "NEXTERA ENERGY, INC.", "cut": { "label": "Still fragile even after a cut", "reason": "Lower rates may not be enough by themselves: debt/assets 44%, cash/debt 0.0x, current ratio 0.5x.", "score_text": "83 / 100" }, "cut_group": "fragile", "cut_score": 83, "filed_at": "2026-04-23", "fiscal_period": "Q1", "fiscal_year": 2026, "hike": { "label": "Higher-rate stress watch", "reason": "Higher rates could pressure this name: debt/assets 44%, cash/debt 0.0x, current ratio 0.5x; it is listed as usually pressured.", "score_text": "22 / 100" }, "hike_group": "stress", "hike_score": 22, "label": "Higher-rate stress watch", "metrics_text": "debt/assets 44%; cash/debt 0.0x; current ratio 0.5x", "reason": "Higher rates could pressure this name: debt/assets 44%, cash/debt 0.0x, current ratio 0.5x; it is listed as usually pressured.", "score_text": "22 / 100", "source_url": "https://data.sec.gov/api/xbrl/companyfacts/CIK0000753308.json", "stress_score": 68, "symbol": "NEE" }, { "balance_score": 50, "company_name": "AMERICAN TOWER CORPORATION", "cut": { "label": "Could get rate-cut relief", "reason": "Lower rates could give financing relief because stress is 50/100 and the stock is listed as usually helped.", "score_text": "65 / 100" }, "cut_group": "relief", "cut_score": 65, "filed_at": "2026-04-28", "fiscal_period": "Q1", "fiscal_year": 2026, "hike": { "label": "Higher-rate stress watch", "reason": "Higher rates could pressure this name: debt/assets 10%, cash/debt 0.3x, current ratio 0.3x; it is listed as usually pressured.", "score_text": "40 / 100" }, "hike_group": "stress", "hike_score": 40, "label": "Higher-rate stress watch", "metrics_text": "debt/assets 10%; cash/debt 0.3x; current ratio 0.3x", "reason": "Higher rates could pressure this name: debt/assets 10%, cash/debt 0.3x, current ratio 0.3x; it is listed as usually pressured.", "score_text": "40 / 100", "source_url": "https://data.sec.gov/api/xbrl/companyfacts/CIK0001053507.json", "stress_score": 50, "symbol": "AMT" }, { "balance_score": 51, "company_name": "Prologis, Inc.", "cut": { "label": "Could get rate-cut relief", "reason": "Lower rates could give financing relief because stress is 49/100 and the stock is listed as usually helped.", "score_text": "64 / 100" }, "cut_group": "relief", "cut_score": 64, "filed_at": "2026-04-30", "fiscal_period": "Q1", "fiscal_year": 2026, "hike": { "label": "Higher-rate stress watch", "reason": "Higher rates could pressure this name: debt/assets 35%, cash/debt 0.0x, current ratio N/A; it is listed as usually pressured.", "score_text": "41 / 100" }, "hike_group": "stress", "hike_score": 41, "label": "Higher-rate stress watch", "metrics_text": "debt/assets 35%; cash/debt 0.0x; current ratio N/A", "reason": "Higher rates could pressure this name: debt/assets 35%, cash/debt 0.0x, current ratio N/A; it is listed as usually pressured.", "score_text": "41 / 100", "source_url": "https://data.sec.gov/api/xbrl/companyfacts/CIK0001045609.json", "stress_score": 49, "symbol": "PLD" }, { "balance_score": 60, "company_name": "LOWES COMPANIES INC", "cut": { "label": "Could get rate-cut relief", "reason": "Lower rates could give financing relief because stress is 40/100 and the stock is listed as usually helped.", "score_text": "55 / 100" }, "cut_group": "relief", "cut_score": 55, "filed_at": "2026-03-23", "fiscal_period": "FY", "fiscal_year": 2025, "hike": { "label": "Higher-rate stress watch", "reason": "Higher rates could pressure this name: debt/assets 1%, cash/debt 2.5x, current ratio 1.1x; it is listed as usually pressured.", "score_text": "50 / 100" }, "hike_group": "stress", "hike_score": 50, "label": "Higher-rate stress watch", "metrics_text": "debt/assets 1%; cash/debt 2.5x; current ratio 1.1x", "reason": "Higher rates could pressure this name: debt/assets 1%, cash/debt 2.5x, current ratio 1.1x; it is listed as usually pressured.", "score_text": "50 / 100", "source_url": "https://data.sec.gov/api/xbrl/companyfacts/CIK0000060667.json", "stress_score": 40, "symbol": "LOW" } ], "weather": [ { "balance_score": 100, "company_name": "AMAZON.COM, INC.", "cut": { "label": "Strong enough to weather a cut", "reason": "Balance sheet is not the main driver here: debt/assets 1%, cash/debt 7.9x, equity/assets 48%; it is listed as usually helped.", "score_text": "15 / 100" }, "cut_group": "weather", "cut_score": 15, "filed_at": "2026-04-30", "fiscal_period": "Q1", "fiscal_year": 2026, "hike": { "label": "Can weather higher rates", "reason": "Balance sheet looks durable for higher rates: debt/assets 1%, cash/debt 7.9x, equity/assets 48%; it is not listed as a direct rate play.", "score_text": "100 / 100" }, "hike_group": "weather", "hike_score": 100, "label": "Can weather higher rates", "metrics_text": "debt/assets 1%; cash/debt 7.9x; current ratio 1.2x", "reason": "Balance sheet looks durable for higher rates: debt/assets 1%, cash/debt 7.9x, equity/assets 48%; it is not listed as a direct rate play.", "score_text": "100 / 100", "source_url": "https://data.sec.gov/api/xbrl/companyfacts/CIK0001018724.json", "stress_score": 0, "symbol": "AMZN" }, { "balance_score": 94, "company_name": "ConocoPhillips", "cut": { "label": "Strong enough to weather a cut", "reason": "Balance sheet is not the main driver here: debt/assets 19%, cash/debt 0.3x, equity/assets 53%; it is listed as usually pressured.", "score_text": "1 / 100" }, "cut_group": "weather", "cut_score": 1, "filed_at": "2026-04-30", "fiscal_period": "Q1", "fiscal_year": 2026, "hike": { "label": "Can weather higher rates", "reason": "Balance sheet looks durable for higher rates: debt/assets 19%, cash/debt 0.3x, equity/assets 53%; it is listed as usually helped.", "score_text": "100 / 100" }, "hike_group": "weather", "hike_score": 100, "label": "Can weather higher rates", "metrics_text": "debt/assets 19%; cash/debt 0.3x; current ratio 1.3x", "reason": "Balance sheet looks durable for higher rates: debt/assets 19%, cash/debt 0.3x, equity/assets 53%; it is listed as usually helped.", "score_text": "100 / 100", "source_url": "https://data.sec.gov/api/xbrl/companyfacts/CIK0001163165.json", "stress_score": 6, "symbol": "COP" }, { "balance_score": 100, "company_name": "COSTCO WHOLESALE CORP /NEW", "cut": { "label": "Strong enough to weather a cut", "reason": "Balance sheet is not the main driver here: debt/assets 7%, cash/debt 3.0x, equity/assets 38%; it is listed as usually pressured.", "score_text": "0 / 100" }, "cut_group": "weather", "cut_score": 0, "filed_at": "2026-03-11", "fiscal_period": "Q2", "fiscal_year": 2026, "hike": { "label": "Can weather higher rates", "reason": "Balance sheet looks durable for higher rates: debt/assets 7%, cash/debt 3.0x, equity/assets 38%; it is not listed as a direct rate play.", "score_text": "100 / 100" }, "hike_group": "weather", "hike_score": 100, "label": "Can weather higher rates", "metrics_text": "debt/assets 7%; cash/debt 3.0x; current ratio 1.1x", "reason": "Balance sheet looks durable for higher rates: debt/assets 7%, cash/debt 3.0x, equity/assets 38%; it is not listed as a direct rate play.", "score_text": "100 / 100", "source_url": "https://data.sec.gov/api/xbrl/companyfacts/CIK0000909832.json", "stress_score": 0, "symbol": "COST" }, { "balance_score": 100, "company_name": "Chevron Corp", "cut": { "label": "Strong enough to weather a cut", "reason": "Balance sheet is not the main driver here: debt/assets 2%, cash/debt 1.0x, equity/assets 56%; it is listed as usually pressured.", "score_text": "0 / 100" }, "cut_group": "weather", "cut_score": 0, "filed_at": "2026-05-07", "fiscal_period": "Q1", "fiscal_year": 2026, "hike": { "label": "Can weather higher rates", "reason": "Balance sheet looks durable for higher rates: debt/assets 2%, cash/debt 1.0x, equity/assets 56%; it is listed as usually helped.", "score_text": "100 / 100" }, "hike_group": "weather", "hike_score": 100, "label": "Can weather higher rates", "metrics_text": "debt/assets 2%; cash/debt 1.0x; current ratio 1.1x", "reason": "Balance sheet looks durable for higher rates: debt/assets 2%, cash/debt 1.0x, equity/assets 56%; it is listed as usually helped.", "score_text": "100 / 100", "source_url": "https://data.sec.gov/api/xbrl/companyfacts/CIK0000093410.json", "stress_score": 0, "symbol": "CVX" }, { "balance_score": 100, "company_name": "Enphase Energy, Inc.", "cut": { "label": "Strong enough to weather a cut", "reason": "Balance sheet is not the main driver here: debt/assets 21%, cash/debt 0.9x, equity/assets 40%; it is listed as usually helped.", "score_text": "15 / 100" }, "cut_group": "weather", "cut_score": 15, "filed_at": "2026-04-28", "fiscal_period": "Q1", "fiscal_year": 2026, "hike": { "label": "Can weather higher rates", "reason": "Balance sheet looks durable for higher rates: debt/assets 21%, cash/debt 0.9x, equity/assets 40%; it is not listed as a direct rate play.", "score_text": "100 / 100" }, "hike_group": "weather", "hike_score": 100, "label": "Can weather higher rates", "metrics_text": "debt/assets 21%; cash/debt 0.9x; current ratio 3.8x", "reason": "Balance sheet looks durable for higher rates: debt/assets 21%, cash/debt 0.9x, equity/assets 40%; it is not listed as a direct rate play.", "score_text": "100 / 100", "source_url": "https://data.sec.gov/api/xbrl/companyfacts/CIK0001463101.json", "stress_score": 0, "symbol": "ENPH" }, { "balance_score": 100, "company_name": "Alphabet Inc.", "cut": { "label": "Strong enough to weather a cut", "reason": "Balance sheet is not the main driver here: debt/assets 0%, cash/debt net cash, equity/assets 68%; it is not listed as a direct rate play.", "score_text": "0 / 100" }, "cut_group": "weather", "cut_score": 0, "filed_at": "2026-04-30", "fiscal_period": "Q1", "fiscal_year": 2026, "hike": { "label": "Can weather higher rates", "reason": "Balance sheet looks durable for higher rates: debt/assets 0%, cash/debt net cash, equity/assets 68%; it is listed as usually helped.", "score_text": "100 / 100" }, "hike_group": "weather", "hike_score": 100, "label": "Can weather higher rates", "metrics_text": "debt/assets 0%; cash/debt net cash; current ratio 1.9x", "reason": "Balance sheet looks durable for higher rates: debt/assets 0%, cash/debt net cash, equity/assets 68%; it is listed as usually helped.", "score_text": "100 / 100", "source_url": "https://data.sec.gov/api/xbrl/companyfacts/CIK0001652044.json", "stress_score": 0, "symbol": "GOOGL" }, { "balance_score": 100, "company_name": "MICROSOFT CORPORATION", "cut": { "label": "Strong enough to weather a cut", "reason": "Balance sheet is not the main driver here: debt/assets 6%, cash/debt 0.8x, equity/assets 60%; it is listed as usually helped.", "score_text": "15 / 100" }, "cut_group": "weather", "cut_score": 15, "filed_at": "2026-04-29", "fiscal_period": "Q3", "fiscal_year": 2026, "hike": { "label": "Can weather higher rates", "reason": "Balance sheet looks durable for higher rates: debt/assets 6%, cash/debt 0.8x, equity/assets 60%; it is listed as usually helped.", "score_text": "100 / 100" }, "hike_group": "weather", "hike_score": 100, "label": "Can weather higher rates", "metrics_text": "debt/assets 6%; cash/debt 0.8x; current ratio 1.3x", "reason": "Balance sheet looks durable for higher rates: debt/assets 6%, cash/debt 0.8x, equity/assets 60%; it is listed as usually helped.", "score_text": "100 / 100", "source_url": "https://data.sec.gov/api/xbrl/companyfacts/CIK0000789019.json", "stress_score": 0, "symbol": "MSFT" }, { "balance_score": 100, "company_name": "NUCOR CORP", "cut": { "label": "Strong enough to weather a cut", "reason": "Balance sheet is not the main driver here: debt/assets 1%, cash/debt 8.8x, equity/assets 60%; it is listed as usually pressured.", "score_text": "0 / 100" }, "cut_group": "weather", "cut_score": 0, "filed_at": "2026-02-25", "fiscal_period": "FY", "fiscal_year": 2025, "hike": { "label": "Can weather higher rates", "reason": "Balance sheet looks durable for higher rates: debt/assets 1%, cash/debt 8.8x, equity/assets 60%; it is listed as usually helped.", "score_text": "100 / 100" }, "hike_group": "weather", "hike_score": 100, "label": "Can weather higher rates", "metrics_text": "debt/assets 1%; cash/debt 8.8x; current ratio 2.9x", "reason": "Balance sheet looks durable for higher rates: debt/assets 1%, cash/debt 8.8x, equity/assets 60%; it is listed as usually helped.", "score_text": "100 / 100", "source_url": "https://data.sec.gov/api/xbrl/companyfacts/CIK0000073309.json", "stress_score": 0, "symbol": "NUE" } ] } }, "source": "SEC company facts", "status": "ok", "symbols": [ { "balance_score": 86, "company_name": "Apple Inc.", "cut": { "label": "Strong enough to weather a cut", "reason": "Balance sheet is not the main driver here: debt/assets 22%, cash/debt 0.6x, equity/assets 29%; it is not listed as a direct rate play.", "score_text": "14 / 100" }, "cut_group": "weather", "cut_score": 14, "filed_at": "2026-05-01", "fiscal_period": "Q2", "fiscal_year": 2026, "hike": { "label": "Can weather higher rates", "reason": "Balance sheet looks durable for higher rates: debt/assets 22%, cash/debt 0.6x, equity/assets 29%; it is listed as usually helped.", "score_text": "96 / 100" }, "hike_group": "weather", "hike_score": 96, "label": "Can weather higher rates", "metrics_text": "debt/assets 22%; cash/debt 0.6x; current ratio 1.1x", "reason": "Balance sheet looks durable for higher rates: debt/assets 22%, cash/debt 0.6x, equity/assets 29%; it is listed as usually helped.", "score_text": "96 / 100", "source_url": "https://data.sec.gov/api/xbrl/companyfacts/CIK0000320193.json", "stress_score": 14, "symbol": "AAPL" }, { "balance_score": 32, "company_name": "AMERICAN ELECTRIC POWER CO INC.", "cut": { "label": "Still fragile even after a cut", "reason": "Lower rates may not be enough by themselves: debt/assets 42%, cash/debt 0.0x, current ratio 0.5x.", "score_text": "83 / 100" }, "cut_group": "fragile", "cut_score": 83, "filed_at": "2026-05-05", "fiscal_period": "Q1", "fiscal_year": 2026, "hike": { "label": "Higher-rate stress watch", "reason": "Higher rates could pressure this name: debt/assets 42%, cash/debt 0.0x, current ratio 0.5x; it is listed as usually pressured.", "score_text": "22 / 100" }, "hike_group": "stress", "hike_score": 22, "label": "Higher-rate stress watch", "metrics_text": "debt/assets 42%; cash/debt 0.0x; current ratio 0.5x", "reason": "Higher rates could pressure this name: debt/assets 42%, cash/debt 0.0x, current ratio 0.5x; it is listed as usually pressured.", "score_text": "22 / 100", "source_url": "https://data.sec.gov/api/xbrl/companyfacts/CIK0000004904.json", "stress_score": 68, "symbol": "AEP" }, { "balance_score": 62, "company_name": "American International Group, Inc.", "cut": { "label": "Mixed balance-sheet read", "reason": "Financial-company read: equity/assets 25%, cash/assets 1%, liabilities/assets 75%; it is listed as usually pressured.", "score_text": "33 / 100" }, "cut_group": "mixed", "cut_score": 33, "filed_at": "2026-05-01", "fiscal_period": "Q1", "fiscal_year": 2026, "hike": { "label": "Mixed balance-sheet read", "reason": "Financial-company read: equity/assets 25%, cash/assets 1%, liabilities/assets 75%; it is not listed as a direct rate play.", "score_text": "62 / 100" }, "hike_group": "mixed", "hike_score": 62, "label": "Mixed balance-sheet read", "metrics_text": "equity/assets 25%; cash/assets 1%; liabilities/assets 75%", "reason": "Financial-company read: equity/assets 25%, cash/assets 1%, liabilities/assets 75%; it is not listed as a direct rate play.", "score_text": "62 / 100", "source_url": "https://data.sec.gov/api/xbrl/companyfacts/CIK0000005272.json", "stress_score": 38, "symbol": "AIG" }, { "balance_score": 50, "company_name": "AMERICAN TOWER CORPORATION", "cut": { "label": "Could get rate-cut relief", "reason": "Lower rates could give financing relief because stress is 50/100 and the stock is listed as usually helped.", "score_text": "65 / 100" }, "cut_group": "relief", "cut_score": 65, "filed_at": "2026-04-28", "fiscal_period": "Q1", "fiscal_year": 2026, "hike": { "label": "Higher-rate stress watch", "reason": "Higher rates could pressure this name: debt/assets 10%, cash/debt 0.3x, current ratio 0.3x; it is listed as usually pressured.", "score_text": "40 / 100" }, "hike_group": "stress", "hike_score": 40, "label": "Higher-rate stress watch", "metrics_text": "debt/assets 10%; cash/debt 0.3x; current ratio 0.3x", "reason": "Higher rates could pressure this name: debt/assets 10%, cash/debt 0.3x, current ratio 0.3x; it is listed as usually pressured.", "score_text": "40 / 100", "source_url": "https://data.sec.gov/api/xbrl/companyfacts/CIK0001053507.json", "stress_score": 50, "symbol": "AMT" }, { "balance_score": 100, "company_name": "AMAZON.COM, INC.", "cut": { "label": "Strong enough to weather a cut", "reason": "Balance sheet is not the main driver here: debt/assets 1%, cash/debt 7.9x, equity/assets 48%; it is listed as usually helped.", "score_text": "15 / 100" }, "cut_group": "weather", "cut_score": 15, "filed_at": "2026-04-30", "fiscal_period": "Q1", "fiscal_year": 2026, "hike": { "label": "Can weather higher rates", "reason": "Balance sheet looks durable for higher rates: debt/assets 1%, cash/debt 7.9x, equity/assets 48%; it is not listed as a direct rate play.", "score_text": "100 / 100" }, "hike_group": "weather", "hike_score": 100, "label": "Can weather higher rates", "metrics_text": "debt/assets 1%; cash/debt 7.9x; current ratio 1.2x", "reason": "Balance sheet looks durable for higher rates: debt/assets 1%, cash/debt 7.9x, equity/assets 48%; it is not listed as a direct rate play.", "score_text": "100 / 100", "source_url": "https://data.sec.gov/api/xbrl/companyfacts/CIK0001018724.json", "stress_score": 0, "symbol": "AMZN" }, { "balance_score": 70, "company_name": "Aon plc", "cut": { "label": "Strong enough to weather a cut", "reason": "Financial-company read: equity/assets 19%, cash/assets 2%, liabilities/assets 81%; it is not listed as a direct rate play.", "score_text": "30 / 100" }, "cut_group": "weather", "cut_score": 30, "filed_at": "2026-05-01", "fiscal_period": "Q1", "fiscal_year": 2026, "hike": { "label": "Can weather higher rates", "reason": "Financial-company read: equity/assets 19%, cash/assets 2%, liabilities/assets 81%; it is listed as usually helped.", "score_text": "80 / 100" }, "hike_group": "weather", "hike_score": 80, "label": "Can weather higher rates", "metrics_text": "equity/assets 19%; cash/assets 2%; liabilities/assets 81%", "reason": "Financial-company read: equity/assets 19%, cash/assets 2%, liabilities/assets 81%; it is listed as usually helped.", "score_text": "80 / 100", "source_url": "https://data.sec.gov/api/xbrl/companyfacts/CIK0000315293.json", "stress_score": 30, "symbol": "AON" }, { "balance_score": 70, "company_name": "BANK OF AMERICA CORP /DE/", "cut": { "label": "Strong enough to weather a cut", "reason": "Financial-company read: equity/assets 9%, cash/assets 7%, liabilities/assets 91%; it is listed as usually pressured.", "score_text": "25 / 100" }, "cut_group": "weather", "cut_score": 25, "filed_at": "2026-05-01", "fiscal_period": "Q1", "fiscal_year": 2026, "hike": { "label": "Can weather higher rates", "reason": "Financial-company read: equity/assets 9%, cash/assets 7%, liabilities/assets 91%; it is listed as usually helped.", "score_text": "80 / 100" }, "hike_group": "weather", "hike_score": 80, "label": "Can weather higher rates", "metrics_text": "equity/assets 9%; cash/assets 7%; liabilities/assets 91%", "reason": "Financial-company read: equity/assets 9%, cash/assets 7%, liabilities/assets 91%; it is listed as usually helped.", "score_text": "80 / 100", "source_url": "https://data.sec.gov/api/xbrl/companyfacts/CIK0000070858.json", "stress_score": 30, "symbol": "BAC" }, { "balance_score": 70, "company_name": "BERKSHIRE HATHAWAY INC", "cut": { "label": "Strong enough to weather a cut", "reason": "Financial-company read: equity/assets 58%, cash/assets 5%, liabilities/assets 42%; it is listed as usually pressured.", "score_text": "25 / 100" }, "cut_group": "weather", "cut_score": 25, "filed_at": "2026-05-04", "fiscal_period": "Q1", "fiscal_year": 2026, "hike": { "label": "Can weather higher rates", "reason": "Financial-company read: equity/assets 58%, cash/assets 5%, liabilities/assets 42%; it is listed as usually helped.", "score_text": "80 / 100" }, "hike_group": "weather", "hike_score": 80, "label": "Can weather higher rates", "metrics_text": "equity/assets 58%; cash/assets 5%; liabilities/assets 42%", "reason": "Financial-company read: equity/assets 58%, cash/assets 5%, liabilities/assets 42%; it is listed as usually helped.", "score_text": "80 / 100", "source_url": "https://data.sec.gov/api/xbrl/companyfacts/CIK0001067983.json", "stress_score": 30, "symbol": "BRK.B" }, { "balance_score": 59, "company_name": "CATERPILLAR INC", "cut": { "label": "Mixed balance-sheet read", "reason": "Balance sheet is not the main driver here: debt/assets 38%, cash/debt 0.1x, equity/assets 20%; it is not listed as a direct rate play.", "score_text": "41 / 100" }, "cut_group": "mixed", "cut_score": 41, "filed_at": "2026-05-06", "fiscal_period": "Q1", "fiscal_year": 2026, "hike": { "label": "Mixed balance-sheet read", "reason": "Higher rates could pressure this name: debt/assets 38%, cash/debt 0.1x, current ratio 1.4x; it is listed as usually helped.", "score_text": "69 / 100" }, "hike_group": "mixed", "hike_score": 69, "label": "Mixed balance-sheet read", "metrics_text": "debt/assets 38%; cash/debt 0.1x; current ratio 1.4x", "reason": "Higher rates could pressure this name: debt/assets 38%, cash/debt 0.1x, current ratio 1.4x; it is listed as usually helped.", "score_text": "69 / 100", "source_url": "https://data.sec.gov/api/xbrl/companyfacts/CIK0000018230.json", "stress_score": 41, "symbol": "CAT" }, { "balance_score": 62, "company_name": "CHUBB LIMITED", "cut": { "label": "Mixed balance-sheet read", "reason": "Financial-company read: equity/assets 27%, cash/assets 1%, liabilities/assets 71%; it is listed as usually pressured.", "score_text": "33 / 100" }, "cut_group": "mixed", "cut_score": 33, "filed_at": "2026-04-28", "fiscal_period": "Q1", "fiscal_year": 2026, "hike": { "label": "Mixed balance-sheet read", "reason": "Financial-company read: equity/assets 27%, cash/assets 1%, liabilities/assets 71%; it is listed as usually helped.", "score_text": "72 / 100" }, "hike_group": "mixed", "hike_score": 72, "label": "Mixed balance-sheet read", "metrics_text": "equity/assets 27%; cash/assets 1%; liabilities/assets 71%", "reason": "Financial-company read: equity/assets 27%, cash/assets 1%, liabilities/assets 71%; it is listed as usually helped.", "score_text": "72 / 100", "source_url": "https://data.sec.gov/api/xbrl/companyfacts/CIK0000896159.json", "stress_score": 38, "symbol": "CB" }, { "balance_score": 32, "company_name": "Carnival Corp Ltd.", "cut": { "label": "Still fragile even after a cut", "reason": "Lower rates may not be enough by themselves: debt/assets 49%, cash/debt 0.1x, current ratio 0.3x.", "score_text": "83 / 100" }, "cut_group": "fragile", "cut_score": 83, "filed_at": "2026-03-27", "fiscal_period": "Q1", "fiscal_year": 2026, "hike": { "label": "Higher-rate stress watch", "reason": "Higher rates could pressure this name: debt/assets 49%, cash/debt 0.1x, current ratio 0.3x; it is not listed as a direct rate play.", "score_text": "32 / 100" }, "hike_group": "stress", "hike_score": 32, "label": "Higher-rate stress watch", "metrics_text": "debt/assets 49%; cash/debt 0.1x; current ratio 0.3x", "reason": "Higher rates could pressure this name: debt/assets 49%, cash/debt 0.1x, current ratio 0.3x; it is not listed as a direct rate play.", "score_text": "32 / 100", "source_url": "https://data.sec.gov/api/xbrl/companyfacts/CIK0000815097.json", "stress_score": 68, "symbol": "CCL" }, { "balance_score": 94, "company_name": "ConocoPhillips", "cut": { "label": "Strong enough to weather a cut", "reason": "Balance sheet is not the main driver here: debt/assets 19%, cash/debt 0.3x, equity/assets 53%; it is listed as usually pressured.", "score_text": "1 / 100" }, "cut_group": "weather", "cut_score": 1, "filed_at": "2026-04-30", "fiscal_period": "Q1", "fiscal_year": 2026, "hike": { "label": "Can weather higher rates", "reason": "Balance sheet looks durable for higher rates: debt/assets 19%, cash/debt 0.3x, equity/assets 53%; it is listed as usually helped.", "score_text": "100 / 100" }, "hike_group": "weather", "hike_score": 100, "label": "Can weather higher rates", "metrics_text": "debt/assets 19%; cash/debt 0.3x; current ratio 1.3x", "reason": "Balance sheet looks durable for higher rates: debt/assets 19%, cash/debt 0.3x, equity/assets 53%; it is listed as usually helped.", "score_text": "100 / 100", "source_url": "https://data.sec.gov/api/xbrl/companyfacts/CIK0001163165.json", "stress_score": 6, "symbol": "COP" }, { "balance_score": 100, "company_name": "COSTCO WHOLESALE CORP /NEW", "cut": { "label": "Strong enough to weather a cut", "reason": "Balance sheet is not the main driver here: debt/assets 7%, cash/debt 3.0x, equity/assets 38%; it is listed as usually pressured.", "score_text": "0 / 100" }, "cut_group": "weather", "cut_score": 0, "filed_at": "2026-03-11", "fiscal_period": "Q2", "fiscal_year": 2026, "hike": { "label": "Can weather higher rates", "reason": "Balance sheet looks durable for higher rates: debt/assets 7%, cash/debt 3.0x, equity/assets 38%; it is not listed as a direct rate play.", "score_text": "100 / 100" }, "hike_group": "weather", "hike_score": 100, "label": "Can weather higher rates", "metrics_text": "debt/assets 7%; cash/debt 3.0x; current ratio 1.1x", "reason": "Balance sheet looks durable for higher rates: debt/assets 7%, cash/debt 3.0x, equity/assets 38%; it is not listed as a direct rate play.", "score_text": "100 / 100", "source_url": "https://data.sec.gov/api/xbrl/companyfacts/CIK0000909832.json", "stress_score": 0, "symbol": "COST" }, { "balance_score": 100, "company_name": "Chevron Corp", "cut": { "label": "Strong enough to weather a cut", "reason": "Balance sheet is not the main driver here: debt/assets 2%, cash/debt 1.0x, equity/assets 56%; it is listed as usually pressured.", "score_text": "0 / 100" }, "cut_group": "weather", "cut_score": 0, "filed_at": "2026-05-07", "fiscal_period": "Q1", "fiscal_year": 2026, "hike": { "label": "Can weather higher rates", "reason": "Balance sheet looks durable for higher rates: debt/assets 2%, cash/debt 1.0x, equity/assets 56%; it is listed as usually helped.", "score_text": "100 / 100" }, "hike_group": "weather", "hike_score": 100, "label": "Can weather higher rates", "metrics_text": "debt/assets 2%; cash/debt 1.0x; current ratio 1.1x", "reason": "Balance sheet looks durable for higher rates: debt/assets 2%, cash/debt 1.0x, equity/assets 56%; it is listed as usually helped.", "score_text": "100 / 100", "source_url": "https://data.sec.gov/api/xbrl/companyfacts/CIK0000093410.json", "stress_score": 0, "symbol": "CVX" }, { "balance_score": 70, "company_name": "Delta Air Lines, Inc.", "cut": { "label": "Strong enough to weather a cut", "reason": "Balance sheet is not the main driver here: debt/assets 16%, cash/debt 0.4x, equity/assets 24%; it is listed as usually helped.", "score_text": "45 / 100" }, "cut_group": "weather", "cut_score": 45, "filed_at": "2026-04-08", "fiscal_period": "Q1", "fiscal_year": 2026, "hike": { "label": "Can weather higher rates", "reason": "Balance sheet looks durable for higher rates: debt/assets 16%, cash/debt 0.4x, equity/assets 24%; it is not listed as a direct rate play.", "score_text": "70 / 100" }, "hike_group": "weather", "hike_score": 70, "label": "Can weather higher rates", "metrics_text": "debt/assets 16%; cash/debt 0.4x; current ratio 0.4x", "reason": "Balance sheet looks durable for higher rates: debt/assets 16%, cash/debt 0.4x, equity/assets 24%; it is not listed as a direct rate play.", "score_text": "70 / 100", "source_url": "https://data.sec.gov/api/xbrl/companyfacts/CIK0000027904.json", "stress_score": 30, "symbol": "DAL" }, { "balance_score": 82, "company_name": "DEERE & CO", "cut": { "label": "Strong enough to weather a cut", "reason": "Balance sheet is not the main driver here: debt/assets 14%, cash/debt 0.5x, equity/assets 25%; it is not listed as a direct rate play.", "score_text": "18 / 100" }, "cut_group": "weather", "cut_score": 18, "filed_at": "2026-02-26", "fiscal_period": "Q1", "fiscal_year": 2026, "hike": { "label": "Can weather higher rates", "reason": "Balance sheet looks durable for higher rates: debt/assets 14%, cash/debt 0.5x, equity/assets 25%; it is listed as usually helped.", "score_text": "92 / 100" }, "hike_group": "weather", "hike_score": 92, "label": "Can weather higher rates", "metrics_text": "debt/assets 14%; cash/debt 0.5x; current ratio N/A", "reason": "Balance sheet looks durable for higher rates: debt/assets 14%, cash/debt 0.5x, equity/assets 25%; it is listed as usually helped.", "score_text": "92 / 100", "source_url": "https://data.sec.gov/api/xbrl/companyfacts/CIK0000315189.json", "stress_score": 18, "symbol": "DE" }, { "balance_score": 62, "company_name": "D.R. Horton, Inc.", "cut": { "label": "Could get rate-cut relief", "reason": "Lower rates could give financing relief because stress is 38/100 and the stock is listed as usually helped.", "score_text": "53 / 100" }, "cut_group": "relief", "cut_score": 53, "filed_at": "2026-04-23", "fiscal_period": "Q2", "fiscal_year": 2026, "hike": { "label": "Mixed balance-sheet read", "reason": "Higher rates could pressure this name: debt/assets N/A, cash/debt N/A, current ratio N/A; it is listed as usually pressured.", "score_text": "52 / 100" }, "hike_group": "mixed", "hike_score": 52, "label": "Mixed balance-sheet read", "metrics_text": "debt/assets N/A; cash/debt N/A; current ratio N/A", "reason": "Higher rates could pressure this name: debt/assets N/A, cash/debt N/A, current ratio N/A; it is listed as usually pressured.", "score_text": "52 / 100", "source_url": "https://data.sec.gov/api/xbrl/companyfacts/CIK0000882184.json", "stress_score": 38, "symbol": "DHI" }, { "balance_score": 32, "company_name": "DUKE ENERGY CORPORATION", "cut": { "label": "Still fragile even after a cut", "reason": "Lower rates may not be enough by themselves: debt/assets 44%, cash/debt 0.0x, current ratio 0.7x.", "score_text": "83 / 100" }, "cut_group": "fragile", "cut_score": 83, "filed_at": "2026-05-05", "fiscal_period": "Q1", "fiscal_year": 2026, "hike": { "label": "Higher-rate stress watch", "reason": "Higher rates could pressure this name: debt/assets 44%, cash/debt 0.0x, current ratio 0.7x; it is listed as usually pressured.", "score_text": "22 / 100" }, "hike_group": "stress", "hike_score": 22, "label": "Higher-rate stress watch", "metrics_text": "debt/assets 44%; cash/debt 0.0x; current ratio 0.7x", "reason": "Higher rates could pressure this name: debt/assets 44%, cash/debt 0.0x, current ratio 0.7x; it is listed as usually pressured.", "score_text": "22 / 100", "source_url": "https://data.sec.gov/api/xbrl/companyfacts/CIK0001326160.json", "stress_score": 68, "symbol": "DUK" }, { "balance_score": 100, "company_name": "Enphase Energy, Inc.", "cut": { "label": "Strong enough to weather a cut", "reason": "Balance sheet is not the main driver here: debt/assets 21%, cash/debt 0.9x, equity/assets 40%; it is listed as usually helped.", "score_text": "15 / 100" }, "cut_group": "weather", "cut_score": 15, "filed_at": "2026-04-28", "fiscal_period": "Q1", "fiscal_year": 2026, "hike": { "label": "Can weather higher rates", "reason": "Balance sheet looks durable for higher rates: debt/assets 21%, cash/debt 0.9x, equity/assets 40%; it is not listed as a direct rate play.", "score_text": "100 / 100" }, "hike_group": "weather", "hike_score": 100, "label": "Can weather higher rates", "metrics_text": "debt/assets 21%; cash/debt 0.9x; current ratio 3.8x", "reason": "Balance sheet looks durable for higher rates: debt/assets 21%, cash/debt 0.9x, equity/assets 40%; it is not listed as a direct rate play.", "score_text": "100 / 100", "source_url": "https://data.sec.gov/api/xbrl/companyfacts/CIK0001463101.json", "stress_score": 0, "symbol": "ENPH" }, { "balance_score": 94, "company_name": "EQUINIX INC", "cut": { "label": "Strong enough to weather a cut", "reason": "Balance sheet is not the main driver here: debt/assets 6%, cash/debt 0.6x, equity/assets 35%; it is listed as usually helped.", "score_text": "21 / 100" }, "cut_group": "weather", "cut_score": 21, "filed_at": "2026-04-29", "fiscal_period": "Q1", "fiscal_year": 2026, "hike": { "label": "Can weather higher rates", "reason": "Balance sheet looks durable for higher rates: debt/assets 6%, cash/debt 0.6x, equity/assets 35%; it is listed as usually pressured.", "score_text": "84 / 100" }, "hike_group": "weather", "hike_score": 84, "label": "Can weather higher rates", "metrics_text": "debt/assets 6%; cash/debt 0.6x; current ratio 1.2x", "reason": "Balance sheet looks durable for higher rates: debt/assets 6%, cash/debt 0.6x, equity/assets 35%; it is listed as usually pressured.", "score_text": "84 / 100", "source_url": "https://data.sec.gov/api/xbrl/companyfacts/CIK0001101239.json", "stress_score": 6, "symbol": "EQIX" }, { "balance_score": 100, "company_name": "Alphabet Inc.", "cut": { "label": "Strong enough to weather a cut", "reason": "Balance sheet is not the main driver here: debt/assets 0%, cash/debt net cash, equity/assets 68%; it is not listed as a direct rate play.", "score_text": "0 / 100" }, "cut_group": "weather", "cut_score": 0, "filed_at": "2026-04-30", "fiscal_period": "Q1", "fiscal_year": 2026, "hike": { "label": "Can weather higher rates", "reason": "Balance sheet looks durable for higher rates: debt/assets 0%, cash/debt net cash, equity/assets 68%; it is listed as usually helped.", "score_text": "100 / 100" }, "hike_group": "weather", "hike_score": 100, "label": "Can weather higher rates", "metrics_text": "debt/assets 0%; cash/debt net cash; current ratio 1.9x", "reason": "Balance sheet looks durable for higher rates: debt/assets 0%, cash/debt net cash, equity/assets 68%; it is listed as usually helped.", "score_text": "100 / 100", "source_url": "https://data.sec.gov/api/xbrl/companyfacts/CIK0001652044.json", "stress_score": 0, "symbol": "GOOGL" }, { "balance_score": 55, "company_name": "The Goldman Sachs Group, Inc.", "cut": { "label": "Mixed balance-sheet read", "reason": "Financial-company read: equity/assets 6%, cash/assets 9%, liabilities/assets 94%; it is not listed as a direct rate play.", "score_text": "45 / 100" }, "cut_group": "mixed", "cut_score": 45, "filed_at": "2026-05-01", "fiscal_period": "Q1", "fiscal_year": 2026, "hike": { "label": "Mixed balance-sheet read", "reason": "Financial-company read: equity/assets 6%, cash/assets 9%, liabilities/assets 94%; it is listed as usually helped.", "score_text": "65 / 100" }, "hike_group": "mixed", "hike_score": 65, "label": "Mixed balance-sheet read", "metrics_text": "equity/assets 6%; cash/assets 9%; liabilities/assets 94%", "reason": "Financial-company read: equity/assets 6%, cash/assets 9%, liabilities/assets 94%; it is listed as usually helped.", "score_text": "65 / 100", "source_url": "https://data.sec.gov/api/xbrl/companyfacts/CIK0000886982.json", "stress_score": 45, "symbol": "GS" }, { "balance_score": 72, "company_name": "THE HOME DEPOT, INC.", "cut": { "label": "Strong enough to weather a cut", "reason": "Balance sheet is not the main driver here: debt/assets 3%, cash/debt 0.5x, equity/assets 12%; it is listed as usually helped.", "score_text": "43 / 100" }, "cut_group": "weather", "cut_score": 43, "filed_at": "2026-03-18", "fiscal_period": "FY", "fiscal_year": 2025, "hike": { "label": "Can weather higher rates", "reason": "Balance sheet looks durable for higher rates: debt/assets 3%, cash/debt 0.5x, equity/assets 12%; it is listed as usually pressured.", "score_text": "62 / 100" }, "hike_group": "weather", "hike_score": 62, "label": "Can weather higher rates", "metrics_text": "debt/assets 3%; cash/debt 0.5x; current ratio 1.1x", "reason": "Balance sheet looks durable for higher rates: debt/assets 3%, cash/debt 0.5x, equity/assets 12%; it is listed as usually pressured.", "score_text": "62 / 100", "source_url": "https://data.sec.gov/api/xbrl/companyfacts/CIK0000354950.json", "stress_score": 28, "symbol": "HD" }, { "balance_score": 61, "company_name": "JPMORGAN CHASE & CO", "cut": { "label": "Mixed balance-sheet read", "reason": "Financial-company read: equity/assets 7%, cash/assets 6%, liabilities/assets 93%; it is listed as usually pressured.", "score_text": "34 / 100" }, "cut_group": "mixed", "cut_score": 34, "filed_at": "2026-05-01", "fiscal_period": "Q1", "fiscal_year": 2026, "hike": { "label": "Mixed balance-sheet read", "reason": "Financial-company read: equity/assets 7%, cash/assets 6%, liabilities/assets 93%; it is listed as usually helped.", "score_text": "71 / 100" }, "hike_group": "mixed", "hike_score": 71, "label": "Mixed balance-sheet read", "metrics_text": "equity/assets 7%; cash/assets 6%; liabilities/assets 93%", "reason": "Financial-company read: equity/assets 7%, cash/assets 6%, liabilities/assets 93%; it is listed as usually helped.", "score_text": "71 / 100", "source_url": "https://data.sec.gov/api/xbrl/companyfacts/CIK0000019617.json", "stress_score": 39, "symbol": "JPM" }, { "balance_score": 69, "company_name": "COCA COLA CO", "cut": { "label": "Strong enough to weather a cut", "reason": "Balance sheet is not the main driver here: debt/assets 35%, cash/debt 0.3x, equity/assets 32%; it is listed as usually pressured.", "score_text": "26 / 100" }, "cut_group": "weather", "cut_score": 26, "filed_at": "2026-04-30", "fiscal_period": "Q1", "fiscal_year": 2026, "hike": { "label": "Can weather higher rates", "reason": "Balance sheet looks durable for higher rates: debt/assets 35%, cash/debt 0.3x, equity/assets 32%; it is not listed as a direct rate play.", "score_text": "69 / 100" }, "hike_group": "weather", "hike_score": 69, "label": "Can weather higher rates", "metrics_text": "debt/assets 35%; cash/debt 0.3x; current ratio 1.4x", "reason": "Balance sheet looks durable for higher rates: debt/assets 35%, cash/debt 0.3x, equity/assets 32%; it is not listed as a direct rate play.", "score_text": "69 / 100", "source_url": "https://data.sec.gov/api/xbrl/companyfacts/CIK0000021344.json", "stress_score": 31, "symbol": "KO" }, { "balance_score": 89, "company_name": "LENNAR CORP /NEW/", "cut": { "label": "Strong enough to weather a cut", "reason": "Balance sheet is not the main driver here: debt/assets 18%, cash/debt 0.4x, equity/assets 66%; it is listed as usually helped.", "score_text": "26 / 100" }, "cut_group": "weather", "cut_score": 26, "filed_at": "2026-04-09", "fiscal_period": "Q1", "fiscal_year": 2026, "hike": { "label": "Can weather higher rates", "reason": "Balance sheet looks durable for higher rates: debt/assets 18%, cash/debt 0.4x, equity/assets 66%; it is listed as usually pressured.", "score_text": "79 / 100" }, "hike_group": "weather", "hike_score": 79, "label": "Can weather higher rates", "metrics_text": "debt/assets 18%; cash/debt 0.4x; current ratio N/A", "reason": "Balance sheet looks durable for higher rates: debt/assets 18%, cash/debt 0.4x, equity/assets 66%; it is listed as usually pressured.", "score_text": "79 / 100", "source_url": "https://data.sec.gov/api/xbrl/companyfacts/CIK0000920760.json", "stress_score": 11, "symbol": "LEN" }, { "balance_score": 60, "company_name": "LOWES COMPANIES INC", "cut": { "label": "Could get rate-cut relief", "reason": "Lower rates could give financing relief because stress is 40/100 and the stock is listed as usually helped.", "score_text": "55 / 100" }, "cut_group": "relief", "cut_score": 55, "filed_at": "2026-03-23", "fiscal_period": "FY", "fiscal_year": 2025, "hike": { "label": "Higher-rate stress watch", "reason": "Higher rates could pressure this name: debt/assets 1%, cash/debt 2.5x, current ratio 1.1x; it is listed as usually pressured.", "score_text": "50 / 100" }, "hike_group": "stress", "hike_score": 50, "label": "Higher-rate stress watch", "metrics_text": "debt/assets 1%; cash/debt 2.5x; current ratio 1.1x", "reason": "Higher rates could pressure this name: debt/assets 1%, cash/debt 2.5x, current ratio 1.1x; it is listed as usually pressured.", "score_text": "50 / 100", "source_url": "https://data.sec.gov/api/xbrl/companyfacts/CIK0000060667.json", "stress_score": 40, "symbol": "LOW" }, { "balance_score": 80, "company_name": "Marsh\u00a0& McLennan Companies, Inc.", "cut": { "label": "Strong enough to weather a cut", "reason": "Financial-company read: equity/assets 25%, cash/assets 23%, liabilities/assets N/A; it is not listed as a direct rate play.", "score_text": "20 / 100" }, "cut_group": "weather", "cut_score": 20, "filed_at": "2026-04-16", "fiscal_period": "Q1", "fiscal_year": 2026, "hike": { "label": "Can weather higher rates", "reason": "Financial-company read: equity/assets 25%, cash/assets 23%, liabilities/assets N/A; it is listed as usually helped.", "score_text": "90 / 100" }, "hike_group": "weather", "hike_score": 90, "label": "Can weather higher rates", "metrics_text": "equity/assets 25%; cash/assets 23%; liabilities/assets N/A", "reason": "Financial-company read: equity/assets 25%, cash/assets 23%, liabilities/assets N/A; it is listed as usually helped.", "score_text": "90 / 100", "source_url": "https://data.sec.gov/api/xbrl/companyfacts/CIK0000062709.json", "stress_score": 20, "symbol": "MMC" }, { "balance_score": 61, "company_name": "MORGAN STANLEY", "cut": { "label": "Mixed balance-sheet read", "reason": "Financial-company read: equity/assets 7%, cash/assets 8%, liabilities/assets 93%; it is not listed as a direct rate play.", "score_text": "39 / 100" }, "cut_group": "mixed", "cut_score": 39, "filed_at": "2026-05-05", "fiscal_period": "Q1", "fiscal_year": 2026, "hike": { "label": "Mixed balance-sheet read", "reason": "Financial-company read: equity/assets 7%, cash/assets 8%, liabilities/assets 93%; it is listed as usually helped.", "score_text": "71 / 100" }, "hike_group": "mixed", "hike_score": 71, "label": "Mixed balance-sheet read", "metrics_text": "equity/assets 7%; cash/assets 8%; liabilities/assets 93%", "reason": "Financial-company read: equity/assets 7%, cash/assets 8%, liabilities/assets 93%; it is listed as usually helped.", "score_text": "71 / 100", "source_url": "https://data.sec.gov/api/xbrl/companyfacts/CIK0000895421.json", "stress_score": 39, "symbol": "MS" }, { "balance_score": 100, "company_name": "MICROSOFT CORPORATION", "cut": { "label": "Strong enough to weather a cut", "reason": "Balance sheet is not the main driver here: debt/assets 6%, cash/debt 0.8x, equity/assets 60%; it is listed as usually helped.", "score_text": "15 / 100" }, "cut_group": "weather", "cut_score": 15, "filed_at": "2026-04-29", "fiscal_period": "Q3", "fiscal_year": 2026, "hike": { "label": "Can weather higher rates", "reason": "Balance sheet looks durable for higher rates: debt/assets 6%, cash/debt 0.8x, equity/assets 60%; it is listed as usually helped.", "score_text": "100 / 100" }, "hike_group": "weather", "hike_score": 100, "label": "Can weather higher rates", "metrics_text": "debt/assets 6%; cash/debt 0.8x; current ratio 1.3x", "reason": "Balance sheet looks durable for higher rates: debt/assets 6%, cash/debt 0.8x, equity/assets 60%; it is listed as usually helped.", "score_text": "100 / 100", "source_url": "https://data.sec.gov/api/xbrl/companyfacts/CIK0000789019.json", "stress_score": 0, "symbol": "MSFT" }, { "balance_score": 32, "company_name": "NEXTERA ENERGY, INC.", "cut": { "label": "Still fragile even after a cut", "reason": "Lower rates may not be enough by themselves: debt/assets 44%, cash/debt 0.0x, current ratio 0.5x.", "score_text": "83 / 100" }, "cut_group": "fragile", "cut_score": 83, "filed_at": "2026-04-23", "fiscal_period": "Q1", "fiscal_year": 2026, "hike": { "label": "Higher-rate stress watch", "reason": "Higher rates could pressure this name: debt/assets 44%, cash/debt 0.0x, current ratio 0.5x; it is listed as usually pressured.", "score_text": "22 / 100" }, "hike_group": "stress", "hike_score": 22, "label": "Higher-rate stress watch", "metrics_text": "debt/assets 44%; cash/debt 0.0x; current ratio 0.5x", "reason": "Higher rates could pressure this name: debt/assets 44%, cash/debt 0.0x, current ratio 0.5x; it is listed as usually pressured.", "score_text": "22 / 100", "source_url": "https://data.sec.gov/api/xbrl/companyfacts/CIK0000753308.json", "stress_score": 68, "symbol": "NEE" }, { "balance_score": 100, "company_name": "NUCOR CORP", "cut": { "label": "Strong enough to weather a cut", "reason": "Balance sheet is not the main driver here: debt/assets 1%, cash/debt 8.8x, equity/assets 60%; it is listed as usually pressured.", "score_text": "0 / 100" }, "cut_group": "weather", "cut_score": 0, "filed_at": "2026-02-25", "fiscal_period": "FY", "fiscal_year": 2025, "hike": { "label": "Can weather higher rates", "reason": "Balance sheet looks durable for higher rates: debt/assets 1%, cash/debt 8.8x, equity/assets 60%; it is listed as usually helped.", "score_text": "100 / 100" }, "hike_group": "weather", "hike_score": 100, "label": "Can weather higher rates", "metrics_text": "debt/assets 1%; cash/debt 8.8x; current ratio 2.9x", "reason": "Balance sheet looks durable for higher rates: debt/assets 1%, cash/debt 8.8x, equity/assets 60%; it is listed as usually helped.", "score_text": "100 / 100", "source_url": "https://data.sec.gov/api/xbrl/companyfacts/CIK0000073309.json", "stress_score": 0, "symbol": "NUE" }, { "balance_score": 100, "company_name": "NVIDIA CORPORATION", "cut": { "label": "Strong enough to weather a cut", "reason": "Balance sheet is not the main driver here: debt/assets 4%, cash/debt 1.3x, equity/assets 76%; it is listed as usually helped.", "score_text": "15 / 100" }, "cut_group": "weather", "cut_score": 15, "filed_at": "2026-02-25", "fiscal_period": "FY", "fiscal_year": 2026, "hike": { "label": "Can weather higher rates", "reason": "Balance sheet looks durable for higher rates: debt/assets 4%, cash/debt 1.3x, equity/assets 76%; it is listed as usually pressured.", "score_text": "90 / 100" }, "hike_group": "weather", "hike_score": 90, "label": "Can weather higher rates", "metrics_text": "debt/assets 4%; cash/debt 1.3x; current ratio 3.9x", "reason": "Balance sheet looks durable for higher rates: debt/assets 4%, cash/debt 1.3x, equity/assets 76%; it is listed as usually pressured.", "score_text": "90 / 100", "source_url": "https://data.sec.gov/api/xbrl/companyfacts/CIK0001045810.json", "stress_score": 0, "symbol": "NVDA" }, { "balance_score": 84, "company_name": "REALTY INCOME CORP", "cut": { "label": "Strong enough to weather a cut", "reason": "Balance sheet is not the main driver here: debt/assets 6%, cash/debt 0.1x, equity/assets 53%; it is listed as usually helped.", "score_text": "31 / 100" }, "cut_group": "weather", "cut_score": 31, "filed_at": "2026-05-07", "fiscal_period": "Q1", "fiscal_year": 2026, "hike": { "label": "Can weather higher rates", "reason": "Balance sheet looks durable for higher rates: debt/assets 6%, cash/debt 0.1x, equity/assets 53%; it is listed as usually pressured.", "score_text": "74 / 100" }, "hike_group": "weather", "hike_score": 74, "label": "Can weather higher rates", "metrics_text": "debt/assets 6%; cash/debt 0.1x; current ratio N/A", "reason": "Balance sheet looks durable for higher rates: debt/assets 6%, cash/debt 0.1x, equity/assets 53%; it is listed as usually pressured.", "score_text": "74 / 100", "source_url": "https://data.sec.gov/api/xbrl/companyfacts/CIK0000726728.json", "stress_score": 16, "symbol": "O" }, { "balance_score": 59, "company_name": "PepsiCo, Inc.", "cut": { "label": "Mixed balance-sheet read", "reason": "Balance sheet is not the main driver here: debt/assets 40%, cash/debt 0.2x, equity/assets 19%; it is listed as usually pressured.", "score_text": "36 / 100" }, "cut_group": "mixed", "cut_score": 36, "filed_at": "2026-04-16", "fiscal_period": "Q1", "fiscal_year": 2026, "hike": { "label": "Mixed balance-sheet read", "reason": "Higher rates could pressure this name: debt/assets 40%, cash/debt 0.2x, current ratio 0.9x; it is not listed as a direct rate play.", "score_text": "59 / 100" }, "hike_group": "mixed", "hike_score": 59, "label": "Mixed balance-sheet read", "metrics_text": "debt/assets 40%; cash/debt 0.2x; current ratio 0.9x", "reason": "Higher rates could pressure this name: debt/assets 40%, cash/debt 0.2x, current ratio 0.9x; it is not listed as a direct rate play.", "score_text": "59 / 100", "source_url": "https://data.sec.gov/api/xbrl/companyfacts/CIK0000077476.json", "stress_score": 41, "symbol": "PEP" }, { "balance_score": 69, "company_name": "PROCTER & GAMBLE CO", "cut": { "label": "Strong enough to weather a cut", "reason": "Balance sheet is not the main driver here: debt/assets 29%, cash/debt 0.3x, equity/assets 43%; it is listed as usually pressured.", "score_text": "26 / 100" }, "cut_group": "weather", "cut_score": 26, "filed_at": "2026-04-24", "fiscal_period": "Q3", "fiscal_year": 2026, "hike": { "label": "Can weather higher rates", "reason": "Balance sheet looks durable for higher rates: debt/assets 29%, cash/debt 0.3x, equity/assets 43%; it is not listed as a direct rate play.", "score_text": "69 / 100" }, "hike_group": "weather", "hike_score": 69, "label": "Can weather higher rates", "metrics_text": "debt/assets 29%; cash/debt 0.3x; current ratio 0.7x", "reason": "Balance sheet looks durable for higher rates: debt/assets 29%, cash/debt 0.3x, equity/assets 43%; it is not listed as a direct rate play.", "score_text": "69 / 100", "source_url": "https://data.sec.gov/api/xbrl/companyfacts/CIK0000080424.json", "stress_score": 31, "symbol": "PG" }, { "balance_score": 100, "company_name": "PULTEGROUP, INC.", "cut": { "label": "Strong enough to weather a cut", "reason": "Balance sheet is not the main driver here: debt/assets 0%, cash/debt net cash, equity/assets 71%; it is listed as usually helped.", "score_text": "15 / 100" }, "cut_group": "weather", "cut_score": 15, "filed_at": "2026-04-23", "fiscal_period": "Q1", "fiscal_year": 2026, "hike": { "label": "Can weather higher rates", "reason": "Balance sheet looks durable for higher rates: debt/assets 0%, cash/debt net cash, equity/assets 71%; it is listed as usually pressured.", "score_text": "90 / 100" }, "hike_group": "weather", "hike_score": 90, "label": "Can weather higher rates", "metrics_text": "debt/assets 0%; cash/debt net cash; current ratio N/A", "reason": "Balance sheet looks durable for higher rates: debt/assets 0%, cash/debt net cash, equity/assets 71%; it is listed as usually pressured.", "score_text": "90 / 100", "source_url": "https://data.sec.gov/api/xbrl/companyfacts/CIK0000822416.json", "stress_score": 0, "symbol": "PHM" }, { "balance_score": 51, "company_name": "Prologis, Inc.", "cut": { "label": "Could get rate-cut relief", "reason": "Lower rates could give financing relief because stress is 49/100 and the stock is listed as usually helped.", "score_text": "64 / 100" }, "cut_group": "relief", "cut_score": 64, "filed_at": "2026-04-30", "fiscal_period": "Q1", "fiscal_year": 2026, "hike": { "label": "Higher-rate stress watch", "reason": "Higher rates could pressure this name: debt/assets 35%, cash/debt 0.0x, current ratio N/A; it is listed as usually pressured.", "score_text": "41 / 100" }, "hike_group": "stress", "hike_score": 41, "label": "Higher-rate stress watch", "metrics_text": "debt/assets 35%; cash/debt 0.0x; current ratio N/A", "reason": "Higher rates could pressure this name: debt/assets 35%, cash/debt 0.0x, current ratio N/A; it is listed as usually pressured.", "score_text": "41 / 100", "source_url": "https://data.sec.gov/api/xbrl/companyfacts/CIK0001045609.json", "stress_score": 49, "symbol": "PLD" }, { "balance_score": 70, "company_name": "ROYAL CARIBBEAN CRUISES LTD", "cut": { "label": "Strong enough to weather a cut", "reason": "Balance sheet is not the main driver here: debt/assets 4%, cash/debt 0.3x, equity/assets 23%; it is listed as usually helped.", "score_text": "45 / 100" }, "cut_group": "weather", "cut_score": 45, "filed_at": "2026-04-30", "fiscal_period": "Q1", "fiscal_year": 2026, "hike": { "label": "Can weather higher rates", "reason": "Balance sheet looks durable for higher rates: debt/assets 4%, cash/debt 0.3x, equity/assets 23%; it is not listed as a direct rate play.", "score_text": "70 / 100" }, "hike_group": "weather", "hike_score": 70, "label": "Can weather higher rates", "metrics_text": "debt/assets 4%; cash/debt 0.3x; current ratio 0.2x", "reason": "Balance sheet looks durable for higher rates: debt/assets 4%, cash/debt 0.3x, equity/assets 23%; it is not listed as a direct rate play.", "score_text": "70 / 100", "source_url": "https://data.sec.gov/api/xbrl/companyfacts/CIK0000884887.json", "stress_score": 30, "symbol": "RCL" }, { "balance_score": 75, "company_name": "SCHWAB CHARLES CORP", "cut": { "label": "Strong enough to weather a cut", "reason": "Financial-company read: equity/assets 10%, cash/assets 15%, liabilities/assets 90%; it is listed as usually pressured.", "score_text": "20 / 100" }, "cut_group": "weather", "cut_score": 20, "filed_at": "2026-05-08", "fiscal_period": "Q1", "fiscal_year": 2026, "hike": { "label": "Can weather higher rates", "reason": "Financial-company read: equity/assets 10%, cash/assets 15%, liabilities/assets 90%; it is not listed as a direct rate play.", "score_text": "75 / 100" }, "hike_group": "weather", "hike_score": 75, "label": "Can weather higher rates", "metrics_text": "equity/assets 10%; cash/assets 15%; liabilities/assets 90%", "reason": "Financial-company read: equity/assets 10%, cash/assets 15%, liabilities/assets 90%; it is not listed as a direct rate play.", "score_text": "75 / 100", "source_url": "https://data.sec.gov/api/xbrl/companyfacts/CIK0000316709.json", "stress_score": 25, "symbol": "SCHW" }, { "balance_score": 74, "company_name": "Shopify Inc.", "cut": { "label": "Strong enough to weather a cut", "reason": "Balance sheet is not the main driver here: debt/assets N/A, cash/debt N/A, equity/assets 89%; it is listed as usually helped.", "score_text": "41 / 100" }, "cut_group": "weather", "cut_score": 41, "filed_at": "2026-05-05", "fiscal_period": "Q1", "fiscal_year": 2026, "hike": { "label": "Can weather higher rates", "reason": "Balance sheet looks durable for higher rates: debt/assets N/A, cash/debt N/A, equity/assets 89%; it is listed as usually pressured.", "score_text": "64 / 100" }, "hike_group": "weather", "hike_score": 64, "label": "Can weather higher rates", "metrics_text": "debt/assets N/A; cash/debt N/A; current ratio 6.2x", "reason": "Balance sheet looks durable for higher rates: debt/assets N/A, cash/debt N/A, equity/assets 89%; it is listed as usually pressured.", "score_text": "64 / 100", "source_url": "https://data.sec.gov/api/xbrl/companyfacts/CIK0001594805.json", "stress_score": 26, "symbol": "SHOP" }, { "balance_score": 86, "company_name": "SLB LIMITED/NV", "cut": { "label": "Strong enough to weather a cut", "reason": "Balance sheet is not the main driver here: debt/assets 21%, cash/debt 0.3x, equity/assets 48%; it is listed as usually pressured.", "score_text": "9 / 100" }, "cut_group": "weather", "cut_score": 9, "filed_at": "2026-04-29", "fiscal_period": "Q1", "fiscal_year": 2026, "hike": { "label": "Can weather higher rates", "reason": "Balance sheet looks durable for higher rates: debt/assets 21%, cash/debt 0.3x, equity/assets 48%; it is listed as usually helped.", "score_text": "96 / 100" }, "hike_group": "weather", "hike_score": 96, "label": "Can weather higher rates", "metrics_text": "debt/assets 21%; cash/debt 0.3x; current ratio 1.3x", "reason": "Balance sheet looks durable for higher rates: debt/assets 21%, cash/debt 0.3x, equity/assets 48%; it is listed as usually helped.", "score_text": "96 / 100", "source_url": "https://data.sec.gov/api/xbrl/companyfacts/CIK0000087347.json", "stress_score": 14, "symbol": "SLB" }, { "balance_score": 60, "company_name": "SNOWFLAKE INC.", "cut": { "label": "Mixed balance-sheet read", "reason": "Balance sheet is not the main driver here: debt/assets N/A, cash/debt N/A, equity/assets 21%; it is not listed as a direct rate play.", "score_text": "40 / 100" }, "cut_group": "mixed", "cut_score": 40, "filed_at": "2026-03-20", "fiscal_period": "FY", "fiscal_year": 2026, "hike": { "label": "Higher-rate stress watch", "reason": "Higher rates could pressure this name: debt/assets N/A, cash/debt N/A, current ratio 1.3x; it is listed as usually pressured.", "score_text": "50 / 100" }, "hike_group": "stress", "hike_score": 50, "label": "Higher-rate stress watch", "metrics_text": "debt/assets N/A; cash/debt N/A; current ratio 1.3x", "reason": "Higher rates could pressure this name: debt/assets N/A, cash/debt N/A, current ratio 1.3x; it is listed as usually pressured.", "score_text": "50 / 100", "source_url": "https://data.sec.gov/api/xbrl/companyfacts/CIK0001640147.json", "stress_score": 40, "symbol": "SNOW" }, { "balance_score": 70, "company_name": "The Southern Company", "cut": { "label": "Strong enough to weather a cut", "reason": "Balance sheet is not the main driver here: debt/assets 2%, cash/debt 0.4x, equity/assets 25%; it is listed as usually helped.", "score_text": "45 / 100" }, "cut_group": "weather", "cut_score": 45, "filed_at": "2026-04-30", "fiscal_period": "Q1", "fiscal_year": 2026, "hike": { "label": "Can weather higher rates", "reason": "Balance sheet looks durable for higher rates: debt/assets 2%, cash/debt 0.4x, equity/assets 25%; it is listed as usually pressured.", "score_text": "60 / 100" }, "hike_group": "weather", "hike_score": 60, "label": "Can weather higher rates", "metrics_text": "debt/assets 2%; cash/debt 0.4x; current ratio 0.7x", "reason": "Balance sheet looks durable for higher rates: debt/assets 2%, cash/debt 0.4x, equity/assets 25%; it is listed as usually pressured.", "score_text": "60 / 100", "source_url": "https://data.sec.gov/api/xbrl/companyfacts/CIK0000092122.json", "stress_score": 30, "symbol": "SO" }, { "balance_score": 17, "company_name": "SIMON PROPERTY GROUP,\u00a0INC.", "cut": { "label": "Still fragile even after a cut", "reason": "Lower rates may not be enough by themselves: debt/assets 71%, cash/debt 0.0x, current ratio N/A.", "score_text": "98 / 100" }, "cut_group": "fragile", "cut_score": 98, "filed_at": "2026-05-11", "fiscal_period": "Q1", "fiscal_year": 2026, "hike": { "label": "Higher-rate stress watch", "reason": "Higher rates could pressure this name: debt/assets 71%, cash/debt 0.0x, current ratio N/A; it is listed as usually pressured.", "score_text": "7 / 100" }, "hike_group": "stress", "hike_score": 7, "label": "Higher-rate stress watch", "metrics_text": "debt/assets 71%; cash/debt 0.0x; current ratio N/A", "reason": "Higher rates could pressure this name: debt/assets 71%, cash/debt 0.0x, current ratio N/A; it is listed as usually pressured.", "score_text": "7 / 100", "source_url": "https://data.sec.gov/api/xbrl/companyfacts/CIK0001063761.json", "stress_score": 83, "symbol": "SPG" }, { "balance_score": 62, "company_name": "Toll Brothers, Inc.", "cut": { "label": "Could get rate-cut relief", "reason": "Lower rates could give financing relief because stress is 38/100 and the stock is listed as usually helped.", "score_text": "53 / 100" }, "cut_group": "relief", "cut_score": 53, "filed_at": "2026-02-27", "fiscal_period": "Q1", "fiscal_year": 2026, "hike": { "label": "Mixed balance-sheet read", "reason": "Higher rates could pressure this name: debt/assets N/A, cash/debt N/A, current ratio N/A; it is listed as usually pressured.", "score_text": "52 / 100" }, "hike_group": "mixed", "hike_score": 52, "label": "Mixed balance-sheet read", "metrics_text": "debt/assets N/A; cash/debt N/A; current ratio N/A", "reason": "Higher rates could pressure this name: debt/assets N/A, cash/debt N/A, current ratio N/A; it is listed as usually pressured.", "score_text": "52 / 100", "source_url": "https://data.sec.gov/api/xbrl/companyfacts/CIK0000794170.json", "stress_score": 38, "symbol": "TOL" }, { "balance_score": 62, "company_name": "Travelers Companies,\u00a0Inc.", "cut": { "label": "Mixed balance-sheet read", "reason": "Financial-company read: equity/assets 22%, cash/assets 0%, liabilities/assets 78%; it is listed as usually pressured.", "score_text": "33 / 100" }, "cut_group": "mixed", "cut_score": 33, "filed_at": "2026-04-16", "fiscal_period": "Q1", "fiscal_year": 2026, "hike": { "label": "Mixed balance-sheet read", "reason": "Financial-company read: equity/assets 22%, cash/assets 0%, liabilities/assets 78%; it is listed as usually helped.", "score_text": "72 / 100" }, "hike_group": "mixed", "hike_score": 72, "label": "Mixed balance-sheet read", "metrics_text": "equity/assets 22%; cash/assets 0%; liabilities/assets 78%", "reason": "Financial-company read: equity/assets 22%, cash/assets 0%, liabilities/assets 78%; it is listed as usually helped.", "score_text": "72 / 100", "source_url": "https://data.sec.gov/api/xbrl/companyfacts/CIK0000086312.json", "stress_score": 38, "symbol": "TRV" }, { "balance_score": 100, "company_name": "Tesla,\u00a0Inc.", "cut": { "label": "Strong enough to weather a cut", "reason": "Balance sheet is not the main driver here: debt/assets 1%, cash/debt net cash, equity/assets 59%; it is listed as usually helped.", "score_text": "15 / 100" }, "cut_group": "weather", "cut_score": 15, "filed_at": "2026-04-23", "fiscal_period": "Q1", "fiscal_year": 2026, "hike": { "label": "Can weather higher rates", "reason": "Balance sheet looks durable for higher rates: debt/assets 1%, cash/debt net cash, equity/assets 59%; it is listed as usually pressured.", "score_text": "90 / 100" }, "hike_group": "weather", "hike_score": 90, "label": "Can weather higher rates", "metrics_text": "debt/assets 1%; cash/debt net cash; current ratio 2.0x", "reason": "Balance sheet looks durable for higher rates: debt/assets 1%, cash/debt net cash, equity/assets 59%; it is listed as usually pressured.", "score_text": "90 / 100", "source_url": "https://data.sec.gov/api/xbrl/companyfacts/CIK0001318605.json", "stress_score": 0, "symbol": "TSLA" }, { "balance_score": 78, "company_name": "United Airlines Holdings, Inc.", "cut": { "label": "Strong enough to weather a cut", "reason": "Balance sheet is not the main driver here: debt/assets 1%, cash/debt net cash, equity/assets 20%; it is listed as usually helped.", "score_text": "37 / 100" }, "cut_group": "weather", "cut_score": 37, "filed_at": "2026-04-22", "fiscal_period": "Q1", "fiscal_year": 2026, "hike": { "label": "Can weather higher rates", "reason": "Balance sheet looks durable for higher rates: debt/assets 1%, cash/debt net cash, equity/assets 20%; it is not listed as a direct rate play.", "score_text": "78 / 100" }, "hike_group": "weather", "hike_score": 78, "label": "Can weather higher rates", "metrics_text": "debt/assets 1%; cash/debt net cash; current ratio 0.7x", "reason": "Balance sheet looks durable for higher rates: debt/assets 1%, cash/debt net cash, equity/assets 20%; it is not listed as a direct rate play.", "score_text": "78 / 100", "source_url": "https://data.sec.gov/api/xbrl/companyfacts/CIK0000100517.json", "stress_score": 22, "symbol": "UAL" }, { "balance_score": 70, "company_name": "WELLS FARGO & COMPANY/MN", "cut": { "label": "Strong enough to weather a cut", "reason": "Financial-company read: equity/assets 8%, cash/assets 8%, liabilities/assets 92%; it is listed as usually pressured.", "score_text": "25 / 100" }, "cut_group": "weather", "cut_score": 25, "filed_at": "2026-04-29", "fiscal_period": "Q1", "fiscal_year": 2026, "hike": { "label": "Can weather higher rates", "reason": "Financial-company read: equity/assets 8%, cash/assets 8%, liabilities/assets 92%; it is listed as usually helped.", "score_text": "80 / 100" }, "hike_group": "weather", "hike_score": 80, "label": "Can weather higher rates", "metrics_text": "equity/assets 8%; cash/assets 8%; liabilities/assets 92%", "reason": "Financial-company read: equity/assets 8%, cash/assets 8%, liabilities/assets 92%; it is listed as usually helped.", "score_text": "80 / 100", "source_url": "https://data.sec.gov/api/xbrl/companyfacts/CIK0000072971.json", "stress_score": 30, "symbol": "WFC" }, { "balance_score": 83, "company_name": "Walmart Inc.", "cut": { "label": "Strong enough to weather a cut", "reason": "Balance sheet is not the main driver here: debt/assets 2%, cash/debt 1.7x, equity/assets 35%; it is listed as usually pressured.", "score_text": "12 / 100" }, "cut_group": "weather", "cut_score": 12, "filed_at": "2026-03-13", "fiscal_period": "FY", "fiscal_year": 2026, "hike": { "label": "Can weather higher rates", "reason": "Balance sheet looks durable for higher rates: debt/assets 2%, cash/debt 1.7x, equity/assets 35%; it is not listed as a direct rate play.", "score_text": "83 / 100" }, "hike_group": "weather", "hike_score": 83, "label": "Can weather higher rates", "metrics_text": "debt/assets 2%; cash/debt 1.7x; current ratio 0.8x", "reason": "Balance sheet looks durable for higher rates: debt/assets 2%, cash/debt 1.7x, equity/assets 35%; it is not listed as a direct rate play.", "score_text": "83 / 100", "source_url": "https://data.sec.gov/api/xbrl/companyfacts/CIK0000104169.json", "stress_score": 17, "symbol": "WMT" }, { "balance_score": 94, "company_name": "Exxon Mobil Corporation", "cut": { "label": "Strong enough to weather a cut", "reason": "Balance sheet is not the main driver here: debt/assets 8%, cash/debt 0.2x, equity/assets 55%; it is listed as usually pressured.", "score_text": "1 / 100" }, "cut_group": "weather", "cut_score": 1, "filed_at": "2026-05-04", "fiscal_period": "Q1", "fiscal_year": 2026, "hike": { "label": "Can weather higher rates", "reason": "Balance sheet looks durable for higher rates: debt/assets 8%, cash/debt 0.2x, equity/assets 55%; it is listed as usually helped.", "score_text": "100 / 100" }, "hike_group": "weather", "hike_score": 100, "label": "Can weather higher rates", "metrics_text": "debt/assets 8%; cash/debt 0.2x; current ratio 1.0x", "reason": "Balance sheet looks durable for higher rates: debt/assets 8%, cash/debt 0.2x, equity/assets 55%; it is listed as usually helped.", "score_text": "100 / 100", "source_url": "https://data.sec.gov/api/xbrl/companyfacts/CIK0000034088.json", "stress_score": 6, "symbol": "XOM" } ], "unavailable_symbols": [] }, "counts": { "economic_observations": 57091, "fed_communications": 18, "fomc_decisions": 351, "fomc_meetings": 364, "predictions": 39, "training_snapshots": 351 }, "economic_commentary": { "commentary_id": "a8d1706528e047bebfb15e5f2b5907e0", "commentary_text": "The economy shows elevated inflation\u2014core CPI at 2.8% and headline CPI at 3.8%\u2014alongside moderate unemployment (4.3%) and steady wage growth (3.6%). With the Fed's target range at 3.5%-3.8%, the latest data suggests a hold-heavy approach, as inflation remains elevated but not extreme. The 10Y-2Y Treasury spread of 0.47 points indicates stable market expectations. The Fed's 45-day tone score of 0.0 signals cautious communication.", "created_at": "2026-05-13T13:43:29Z", "error": null, "input_hash": "1ebafe8be3872ffc890f67fa9f17276960b266c6861cd2f3fce1fbfb48b732a8", "local_date": "2026-05-13", "model_name": "qwen3:4b", "prompt_version": "economic_commentary_qwen_v1", "status": "GENERATED" }, "features": { "average_hourly_earnings_yoy": 3.57, "core_cpi_yoy": 2.75, "cpi_yoy": 3.81, "current_target_lower": 3.5, "current_target_midpoint": 3.625, "current_target_upper": 3.75, "days_until_meeting": 35, "fed_communication_items_45d": 11, "fed_communication_net_score_45d": 0.0, "nonfarm_payrolls_1m_change_thousands": 115.0, "target_meeting_date": "2026-06-17", "ten_year_treasury_yield": 4.42, "two_year_treasury_yield": 3.95, "unemployment_3m_change": 0.0, "unemployment_rate": 4.3, "yield_curve_10y_2y": 0.47 }, "generated_at": "2026-05-13T19:48:27Z", "history": [ { "created_at": "2026-05-13T13:43:24Z", "hold_probability_pct": 96.0, "leading_outcome": "Hold", "lower_probability_pct": 2.0, "model_mode": "RULES_ONLY", "prediction_id": "e7fd4de57e9348568c869d1e9a12b2e5", "raise_probability_pct": 2.0, "reasons": [ "Inflation is elevated but not extreme, which supports a hold-heavy outcome." ], "reasons_json": "[\"Inflation is elevated but not extreme, which supports a hold-heavy outcome.\"]", "target_meeting_date": "2026-06-17", "target_meeting_label": "June 16-17*, 2026" }, { "created_at": "2026-05-13T13:31:28Z", "hold_probability_pct": 96.0, "leading_outcome": "Hold", "lower_probability_pct": 2.0, "model_mode": "RULES_ONLY", "prediction_id": "806b9308a48d419c901eb3855a0bfa3a", "raise_probability_pct": 2.0, "reasons": [ "Inflation is elevated but not extreme, which supports a hold-heavy outcome." ], "reasons_json": "[\"Inflation is elevated but not extreme, which supports a hold-heavy outcome.\"]", "target_meeting_date": "2026-06-17", "target_meeting_label": "June 16-17*, 2026" }, { "created_at": "2026-05-13T12:51:08Z", "hold_probability_pct": 96.0, "leading_outcome": "Hold", "lower_probability_pct": 2.0, "model_mode": "RULES_ONLY", "prediction_id": "93700291f8c04badaf436732ac815f98", "raise_probability_pct": 2.0, "reasons": [ "Inflation is elevated but not extreme, which supports a hold-heavy outcome." ], "reasons_json": "[\"Inflation is elevated but not extreme, which supports a hold-heavy outcome.\"]", "target_meeting_date": "2026-06-17", "target_meeting_label": "June 16-17*, 2026" }, { "created_at": "2026-05-13T12:17:38Z", "hold_probability_pct": 96.0, "leading_outcome": "Hold", "lower_probability_pct": 2.0, "model_mode": "RULES_ONLY", "prediction_id": "2b936d6177124b739d48e888a18a51a7", "raise_probability_pct": 2.0, "reasons": [ "Inflation is elevated but not extreme, which supports a hold-heavy outcome." ], "reasons_json": "[\"Inflation is elevated but not extreme, which supports a hold-heavy outcome.\"]", "target_meeting_date": "2026-06-17", "target_meeting_label": "June 16-17*, 2026" }, { "created_at": "2026-05-13T12:15:52Z", "hold_probability_pct": 96.0, "leading_outcome": "Hold", "lower_probability_pct": 2.0, "model_mode": "RULES_ONLY", "prediction_id": "d8f06f4e6901471590bbb2e6c2c2edd2", "raise_probability_pct": 2.0, "reasons": [ "Inflation is elevated but not extreme, which supports a hold-heavy outcome." ], "reasons_json": "[\"Inflation is elevated but not extreme, which supports a hold-heavy outcome.\"]", "target_meeting_date": "2026-06-17", "target_meeting_label": "June 16-17*, 2026" }, { "created_at": "2026-05-11T01:24:13Z", "hold_probability_pct": 96.0, "leading_outcome": "Hold", "lower_probability_pct": 2.0, "model_mode": "RULES_ONLY", "prediction_id": "134a3edaa8f24f9e93881dac47d85464", "raise_probability_pct": 2.0, "reasons": [ "Inflation is elevated but not extreme, which supports a hold-heavy outcome." ], "reasons_json": "[\"Inflation is elevated but not extreme, which supports a hold-heavy outcome.\"]", "target_meeting_date": "2026-06-17", "target_meeting_label": "June 16-17*, 2026" }, { "created_at": "2026-05-11T01:14:52Z", "hold_probability_pct": 96.0, "leading_outcome": "Hold", "lower_probability_pct": 2.0, "model_mode": "RULES_ONLY", "prediction_id": "b2166a5316fc49b5b7f2f0137e501b70", "raise_probability_pct": 2.0, "reasons": [ "Inflation is elevated but not extreme, which supports a hold-heavy outcome." ], "reasons_json": "[\"Inflation is elevated but not extreme, which supports a hold-heavy outcome.\"]", "target_meeting_date": "2026-06-17", "target_meeting_label": "June 16-17*, 2026" }, { "created_at": "2026-05-11T01:06:47Z", "hold_probability_pct": 96.0, "leading_outcome": "Hold", "lower_probability_pct": 2.0, "model_mode": "RULES_ONLY", "prediction_id": "6be33bf67da84798b074355c07ac773b", "raise_probability_pct": 2.0, "reasons": [ "Inflation is elevated but not extreme, which supports a hold-heavy outcome." ], "reasons_json": "[\"Inflation is elevated but not extreme, which supports a hold-heavy outcome.\"]", 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"hike_group": "risk", "hike_score": 75, "matched_terms_text": "credit stress: bankruptcy", "source_name": "Yahoo Finance headlines", "source_url": "https://feeds.finance.yahoo.com/rss/2.0/headline?s=BRK-B®ion=US&lang=en-US", "stress_score": 48, "symbol": "BRK.B" }, { "cut": { "caution_score_text": "45 / 100", "group": "caution", "label": "Some company headline pressure", "reason": "CB scores 45/100 caution because headlines point to demand, earnings, or credit pressure that lower rates may not offset right away.", "relief_score_text": "0 / 100" }, "cut_caution_score": 45, "cut_group": "caution", "cut_relief_score": 0, "headline_count": 12, "hike": { "label": "Quiet headline pressure into a hike", "reason": "CB scores 13/100 because headlines show no major stress keywords; it is in the hike-helped bucket.", "score_text": "13 / 100" }, "hike_group": "quiet", "hike_score": 13, "matched_terms_text": "earnings pressure: earnings miss", "source_name": "Yahoo Finance headlines", "source_url": "https://feeds.finance.yahoo.com/rss/2.0/headline?s=CB®ion=US&lang=en-US", "stress_score": 18, "symbol": "CB" }, { "cut": { "caution_score_text": "45 / 100", "group": "caution", "label": "Some company headline pressure", "reason": "DHI scores 45/100 caution because headlines point to demand, earnings, or credit pressure that lower rates may not offset right away.", "relief_score_text": "22 / 100" }, "cut_caution_score": 45, "cut_group": "caution", "cut_relief_score": 22, "headline_count": 12, "hike": { "label": "High headline pressure into a hike", "reason": "DHI scores 80/100 because headlines show margin or cost pressure; it is in the rate-sensitive pressure bucket.", "score_text": "80 / 100" }, "hike_group": "risk", "hike_score": 80, "matched_terms_text": "earnings pressure: earnings miss; margin cost pressure: margin pressure", "source_name": "Yahoo Finance headlines", "source_url": "https://feeds.finance.yahoo.com/rss/2.0/headline?s=DHI®ion=US&lang=en-US", "stress_score": 60, "symbol": "DHI" }, { "cut": { "caution_score_text": "45 / 100", "group": "caution", "label": "Some company headline pressure", "reason": "PG scores 45/100 caution because headlines point to demand, earnings, or credit pressure that lower rates may not offset right away.", "relief_score_text": "5 / 100" }, "cut_caution_score": 45, "cut_group": "caution", "cut_relief_score": 5, "headline_count": 12, "hike": { "label": "High headline pressure into a hike", "reason": "PG scores 70/100 because headlines show margin or cost pressure; it is in the not a direct hike bucket.", "score_text": "70 / 100" }, "hike_group": "risk", "hike_score": 70, "matched_terms_text": "earnings pressure: weak guidance; margin cost pressure: margin pressure", "source_name": "Yahoo Finance headlines", "source_url": "https://feeds.finance.yahoo.com/rss/2.0/headline?s=PG®ion=US&lang=en-US", "stress_score": 60, "symbol": "PG" } ], "relief": [ { "cut": { "caution_score_text": "24 / 100", "group": "relief", "label": "Could get headline relief from lower rates", "reason": "CCL scores 36/100 relief because lower rates could ease credit or refinancing pressure for a rate-cut-sensitive company.", "relief_score_text": "36 / 100" }, "cut_caution_score": 24, "cut_group": "relief", "cut_relief_score": 36, "headline_count": 12, "hike": { "label": "Some headline pressure into a hike", "reason": "CCL scores 40/100 because headlines show credit/debt language; it is in the not a direct hike bucket.", "score_text": "40 / 100" }, "hike_group": "watch", "hike_score": 40, "matched_terms_text": "credit stress: downgrade", "source_name": "Yahoo Finance headlines", "source_url": "https://feeds.finance.yahoo.com/rss/2.0/headline?s=CCL®ion=US&lang=en-US", "stress_score": 24, "symbol": "CCL" }, { "cut": { "caution_score_text": "18 / 100", "group": "relief", "label": "Could get headline relief from lower rates", "reason": "MSFT scores 36/100 relief because lower rates could ease credit or refinancing pressure for a rate-cut-sensitive company.", "relief_score_text": "36 / 100" }, "cut_caution_score": 18, "cut_group": "relief", "cut_relief_score": 36, "headline_count": 12, "hike": { "label": "Some headline pressure into a hike", "reason": "MSFT scores 49/100 because headlines show credit/debt language, margin or cost pressure; it is in the hike-helped bucket.", "score_text": "49 / 100" }, "hike_group": "risk", "hike_score": 49, "matched_terms_text": "credit stress: credit rating; margin cost pressure: inflation pressure", "source_name": "Yahoo Finance headlines", "source_url": "https://feeds.finance.yahoo.com/rss/2.0/headline?s=MSFT®ion=US&lang=en-US", "stress_score": 36, "symbol": "MSFT" } ] }, "hike": { "quiet": [ { "cut": { "caution_score_text": "0 / 100", "group": "quiet", "label": "Quiet headline read into a cut", "reason": "AIG has a quiet cut-read because headlines show no major stress keywords.", "relief_score_text": "0 / 100" }, "cut_caution_score": 0, "cut_group": "quiet", "cut_relief_score": 0, "headline_count": 12, "hike": { "label": "Quiet headline pressure into a hike", "reason": "AIG scores 0/100 because headlines show no major stress keywords; it is in the not a direct hike bucket.", "score_text": "0 / 100" }, "hike_group": "quiet", "hike_score": 0, "matched_terms_text": "No strong stress keywords found.", "source_name": "Yahoo Finance headlines", "source_url": "https://feeds.finance.yahoo.com/rss/2.0/headline?s=AIG®ion=US&lang=en-US", "stress_score": 0, "symbol": "AIG" }, { "cut": { "caution_score_text": "0 / 100", "group": "quiet", "label": "Quiet headline read into a cut", "reason": "AON has a quiet cut-read because headlines show no major stress keywords.", "relief_score_text": "0 / 100" }, "cut_caution_score": 0, "cut_group": "quiet", "cut_relief_score": 0, "headline_count": 12, "hike": { "label": "Quiet headline pressure into a hike", "reason": "AON scores 0/100 because headlines show no major stress keywords; it is in the hike-helped bucket.", "score_text": "0 / 100" }, "hike_group": "quiet", "hike_score": 0, "matched_terms_text": "Positive offset terms: beat estimates", "source_name": "Yahoo Finance headlines", "source_url": "https://feeds.finance.yahoo.com/rss/2.0/headline?s=AON®ion=US&lang=en-US", "stress_score": 0, "symbol": "AON" }, { "cut": { "caution_score_text": "0 / 100", "group": "quiet", "label": "Quiet headline read into a cut", "reason": "DAL has a quiet cut-read because headlines show no major stress keywords.", "relief_score_text": "12 / 100" }, "cut_caution_score": 0, "cut_group": "quiet", "cut_relief_score": 12, "headline_count": 12, "hike": { "label": "Quiet headline pressure into a hike", "reason": "DAL scores 0/100 because headlines show no major stress keywords; it is in the not a direct hike bucket.", "score_text": "0 / 100" }, "hike_group": "quiet", "hike_score": 0, "matched_terms_text": "No strong stress keywords found.", "source_name": "Yahoo Finance headlines", "source_url": "https://feeds.finance.yahoo.com/rss/2.0/headline?s=DAL®ion=US&lang=en-US", "stress_score": 0, "symbol": "DAL" }, { "cut": { "caution_score_text": "0 / 100", "group": "quiet", "label": "Quiet headline read into a cut", "reason": "DE has a quiet cut-read because headlines show no major stress keywords.", "relief_score_text": "0 / 100" }, "cut_caution_score": 0, "cut_group": "quiet", "cut_relief_score": 0, "headline_count": 12, "hike": { "label": "Quiet headline pressure into a hike", "reason": "DE scores 0/100 because headlines show no major stress keywords; it is in the hike-helped bucket.", "score_text": "0 / 100" }, "hike_group": "quiet", "hike_score": 0, "matched_terms_text": "Positive offset terms: raised guidance", "source_name": "Yahoo Finance headlines", "source_url": "https://feeds.finance.yahoo.com/rss/2.0/headline?s=DE®ion=US&lang=en-US", "stress_score": 0, "symbol": "DE" }, { "cut": { "caution_score_text": "0 / 100", "group": "quiet", "label": "Quiet headline read into a cut", "reason": "ENPH has a quiet cut-read because headlines show no major stress keywords.", "relief_score_text": "12 / 100" }, "cut_caution_score": 0, "cut_group": "quiet", "cut_relief_score": 12, "headline_count": 12, "hike": { "label": "Quiet headline pressure into a hike", "reason": "ENPH scores 0/100 because headlines show no major stress keywords; it is in the not a direct hike bucket.", "score_text": "0 / 100" }, "hike_group": "quiet", "hike_score": 0, "matched_terms_text": "Positive offset terms: beat estimates", "source_name": "Yahoo Finance headlines", "source_url": "https://feeds.finance.yahoo.com/rss/2.0/headline?s=ENPH®ion=US&lang=en-US", "stress_score": 0, "symbol": "ENPH" }, { "cut": { "caution_score_text": "0 / 100", "group": "quiet", "label": "Quiet headline read into a cut", "reason": "JPM has a quiet cut-read because headlines show no major stress keywords.", "relief_score_text": "0 / 100" }, "cut_caution_score": 0, "cut_group": "quiet", "cut_relief_score": 0, "headline_count": 12, "hike": { "label": "Quiet headline pressure into a hike", "reason": "JPM scores 0/100 because headlines show no major stress keywords; it is in the hike-helped bucket.", "score_text": "0 / 100" }, "hike_group": "quiet", "hike_score": 0, "matched_terms_text": "No strong stress keywords found.", "source_name": "Yahoo Finance headlines", "source_url": "https://feeds.finance.yahoo.com/rss/2.0/headline?s=JPM®ion=US&lang=en-US", "stress_score": 0, "symbol": "JPM" }, { "cut": { "caution_score_text": "0 / 100", "group": "quiet", "label": "Quiet headline read into a cut", "reason": "KO has a quiet cut-read because headlines show no major stress keywords.", "relief_score_text": "0 / 100" }, "cut_caution_score": 0, "cut_group": "quiet", "cut_relief_score": 0, "headline_count": 12, "hike": { "label": "Quiet headline pressure into a hike", "reason": "KO scores 0/100 because headlines show no major stress keywords; it is in the not a direct hike bucket.", "score_text": "0 / 100" }, "hike_group": "quiet", "hike_score": 0, "matched_terms_text": "No strong stress keywords found.", "source_name": "Yahoo Finance headlines", "source_url": "https://feeds.finance.yahoo.com/rss/2.0/headline?s=KO®ion=US&lang=en-US", "stress_score": 0, "symbol": "KO" }, { "cut": { "caution_score_text": "0 / 100", "group": "quiet", "label": "Quiet headline read into a cut", "reason": "MMC has a quiet cut-read because headlines show no major stress keywords.", "relief_score_text": "0 / 100" }, "cut_caution_score": 0, "cut_group": "quiet", "cut_relief_score": 0, "headline_count": 0, "hike": { "label": "Quiet headline pressure into a hike", "reason": "MMC scores 0/100 because headlines show no major stress keywords; it is in the hike-helped bucket.", "score_text": "0 / 100" }, "hike_group": "quiet", "hike_score": 0, "matched_terms_text": "No strong stress keywords found.", "source_name": "Yahoo Finance headlines", "source_url": "https://feeds.finance.yahoo.com/rss/2.0/headline?s=MMC®ion=US&lang=en-US", "stress_score": 0, "symbol": "MMC" } ], "risk": [ { "cut": { "caution_score_text": "66 / 100", "group": "caution", "label": "Company pressure may outweigh rate relief", "reason": "MS scores 66/100 caution because headlines point to demand, earnings, or credit pressure that lower rates may not offset right away.", "relief_score_text": "66 / 100" }, "cut_caution_score": 66, "cut_group": "caution", "cut_relief_score": 66, "headline_count": 12, "hike": { "label": "High headline pressure into a hike", "reason": "MS scores 100/100 because headlines show credit/debt language; it is in the hike-helped bucket.", "score_text": "100 / 100" }, "hike_group": "risk", "hike_score": 100, "matched_terms_text": "credit stress: debt, default", "source_name": "Yahoo Finance headlines", "source_url": "https://feeds.finance.yahoo.com/rss/2.0/headline?s=MS®ion=US&lang=en-US", "stress_score": 66, "symbol": "MS" }, { "cut": { "caution_score_text": "45 / 100", "group": "caution", "label": "Some company headline pressure", "reason": "DHI scores 45/100 caution because headlines point to demand, earnings, or credit pressure that lower rates may not offset right away.", "relief_score_text": "22 / 100" }, "cut_caution_score": 45, "cut_group": "caution", "cut_relief_score": 22, "headline_count": 12, "hike": { "label": "High headline pressure into a hike", "reason": "DHI scores 80/100 because headlines show margin or cost pressure; it is in the rate-sensitive pressure bucket.", "score_text": "80 / 100" }, "hike_group": "risk", "hike_score": 80, "matched_terms_text": "earnings pressure: earnings miss; margin cost pressure: margin pressure", "source_name": "Yahoo Finance headlines", "source_url": "https://feeds.finance.yahoo.com/rss/2.0/headline?s=DHI®ion=US&lang=en-US", "stress_score": 60, "symbol": "DHI" }, { "cut": { "caution_score_text": "48 / 100", "group": "caution", "label": "Could get headline relief from lower rates", "reason": "BRK.B scores 48/100 caution because headlines point to demand, earnings, or credit pressure that lower rates may not offset right away.", "relief_score_text": "43 / 100" }, "cut_caution_score": 48, "cut_group": "caution", "cut_relief_score": 43, "headline_count": 12, "hike": { "label": "High headline pressure into a hike", "reason": "BRK.B scores 75/100 because headlines show credit/debt language; it is in the hike-helped bucket.", "score_text": "75 / 100" }, "hike_group": "risk", "hike_score": 75, "matched_terms_text": "credit stress: bankruptcy", "source_name": "Yahoo Finance headlines", "source_url": "https://feeds.finance.yahoo.com/rss/2.0/headline?s=BRK-B®ion=US&lang=en-US", "stress_score": 48, "symbol": "BRK.B" }, { "cut": { "caution_score_text": "24 / 100", "group": "quiet", "label": "Quiet headline read into a cut", "reason": "WMT has a quiet cut-read because headlines show no major stress keywords.", "relief_score_text": "0 / 100" }, "cut_caution_score": 24, "cut_group": "quiet", "cut_relief_score": 0, "headline_count": 12, "hike": { "label": "High headline pressure into a hike", "reason": "WMT scores 72/100 because headlines show no major stress keywords; it is in the not a direct hike bucket.", "score_text": "72 / 100" }, "hike_group": "risk", "hike_score": 72, "matched_terms_text": "restructuring: restructuring", "source_name": "Yahoo Finance headlines", "source_url": "https://feeds.finance.yahoo.com/rss/2.0/headline?s=WMT®ion=US&lang=en-US", "stress_score": 72, "symbol": "WMT" }, { "cut": { "caution_score_text": "45 / 100", "group": "caution", "label": "Some company headline pressure", "reason": "PG scores 45/100 caution because headlines point to demand, earnings, or credit pressure that lower rates may not offset right away.", "relief_score_text": "5 / 100" }, "cut_caution_score": 45, "cut_group": "caution", "cut_relief_score": 5, "headline_count": 12, "hike": { "label": "High headline pressure into a hike", "reason": "PG scores 70/100 because headlines show margin or cost pressure; it is in the not a direct hike bucket.", "score_text": "70 / 100" }, "hike_group": "risk", "hike_score": 70, "matched_terms_text": "earnings pressure: weak guidance; margin cost pressure: margin pressure", "source_name": "Yahoo Finance headlines", "source_url": "https://feeds.finance.yahoo.com/rss/2.0/headline?s=PG®ion=US&lang=en-US", "stress_score": 60, "symbol": "PG" }, { "cut": { "caution_score_text": "100 / 100", "group": "caution", "label": "Company pressure may outweigh rate relief", "reason": "PLD scores 100/100 caution because headlines point to demand, earnings, or credit pressure that lower rates may not offset right away.", "relief_score_text": "0 / 100" }, "cut_caution_score": 100, "cut_group": "caution", "cut_relief_score": 0, "headline_count": 12, "hike": { "label": "Some headline pressure into a hike", "reason": "PLD scores 58/100 because headlines show no major stress keywords; it is in the rate-sensitive pressure bucket.", "score_text": "58 / 100" }, "hike_group": "risk", "hike_score": 58, "matched_terms_text": "capital return risk: capital raise", "source_name": "Yahoo Finance headlines", "source_url": "https://feeds.finance.yahoo.com/rss/2.0/headline?s=PLD®ion=US&lang=en-US", "stress_score": 48, "symbol": "PLD" }, { "cut": { "caution_score_text": "95 / 100", "group": "caution", "label": "Company pressure may outweigh rate relief", "reason": "TRV scores 95/100 caution because headlines point to demand, earnings, or credit pressure that lower rates may not offset right away.", "relief_score_text": "0 / 100" }, "cut_caution_score": 95, "cut_group": "caution", "cut_relief_score": 0, "headline_count": 12, "hike": { "label": "Some headline pressure into a hike", "reason": "TRV scores 55/100 because headlines show no major stress keywords; it is in the hike-helped bucket.", "score_text": "55 / 100" }, "hike_group": "risk", "hike_score": 55, "matched_terms_text": "capital return risk: capital raise; earnings pressure: earnings miss", "source_name": "Yahoo Finance headlines", "source_url": "https://feeds.finance.yahoo.com/rss/2.0/headline?s=TRV®ion=US&lang=en-US", "stress_score": 60, "symbol": "TRV" }, { "cut": { "caution_score_text": "0 / 100", "group": "quiet", "label": "Quiet headline read into a cut", "reason": "LOW has a quiet cut-read because headlines show no major stress keywords.", "relief_score_text": "22 / 100" }, "cut_caution_score": 0, "cut_group": "quiet", "cut_relief_score": 22, "headline_count": 12, "hike": { "label": "Some headline pressure into a hike", "reason": "LOW scores 50/100 because headlines show margin or cost pressure; it is in the rate-sensitive pressure bucket.", "score_text": "50 / 100" }, "hike_group": "risk", "hike_score": 50, "matched_terms_text": "margin cost pressure: margin pressure", "source_name": "Yahoo Finance headlines", "source_url": "https://feeds.finance.yahoo.com/rss/2.0/headline?s=LOW®ion=US&lang=en-US", "stress_score": 30, "symbol": "LOW" } ] } }, "source": "Yahoo Finance headline RSS", "status": "ok", "symbols": [ { "cut": { "caution_score_text": "0 / 100", "group": "quiet", "label": "Quiet headline read into a cut", "reason": "AAPL has a quiet cut-read because headlines show no major stress keywords.", "relief_score_text": "6 / 100" }, "cut_caution_score": 0, "cut_group": "quiet", "cut_relief_score": 6, "headline_count": 12, "hike": { "label": "Quiet headline pressure into a hike", "reason": "AAPL scores 19/100 because headlines show margin or cost pressure; it is in the hike-helped bucket.", "score_text": "19 / 100" }, "hike_group": "quiet", "hike_score": 19, "matched_terms_text": "margin cost pressure: inflation pressure", "source_name": "Yahoo Finance headlines", "source_url": "https://feeds.finance.yahoo.com/rss/2.0/headline?s=AAPL®ion=US&lang=en-US", "stress_score": 18, "symbol": "AAPL" }, { "cut": { "caution_score_text": "0 / 100", "group": "quiet", "label": "Quiet headline read into a cut", "reason": "AEP has a quiet cut-read because headlines show no major stress keywords.", "relief_score_text": "12 / 100" }, "cut_caution_score": 0, "cut_group": "quiet", "cut_relief_score": 12, "headline_count": 12, "hike": { "label": "Quiet headline pressure into a hike", "reason": "AEP scores 10/100 because headlines show no major stress keywords; it is in the rate-sensitive pressure bucket.", "score_text": "10 / 100" }, "hike_group": "quiet", "hike_score": 10, "matched_terms_text": "No strong stress keywords found.", "source_name": "Yahoo Finance headlines", "source_url": "https://feeds.finance.yahoo.com/rss/2.0/headline?s=AEP®ion=US&lang=en-US", "stress_score": 0, "symbol": "AEP" }, { "cut": { "caution_score_text": "0 / 100", "group": "quiet", "label": "Quiet headline read into a cut", "reason": "AIG has a quiet cut-read because headlines show no major stress keywords.", "relief_score_text": "0 / 100" }, "cut_caution_score": 0, "cut_group": "quiet", "cut_relief_score": 0, "headline_count": 12, "hike": { "label": "Quiet headline pressure into a hike", "reason": "AIG scores 0/100 because headlines show no major stress keywords; it is in the not a direct hike bucket.", "score_text": "0 / 100" }, "hike_group": "quiet", "hike_score": 0, "matched_terms_text": "No strong stress keywords found.", "source_name": "Yahoo Finance headlines", "source_url": "https://feeds.finance.yahoo.com/rss/2.0/headline?s=AIG®ion=US&lang=en-US", "stress_score": 0, "symbol": "AIG" }, { "cut": { "caution_score_text": "0 / 100", "group": "quiet", "label": "Quiet headline read into a cut", "reason": "AMT has a quiet cut-read because headlines show no major stress keywords.", "relief_score_text": "22 / 100" }, "cut_caution_score": 0, "cut_group": "quiet", "cut_relief_score": 22, "headline_count": 12, "hike": { "label": "Some headline pressure into a hike", "reason": "AMT scores 44/100 because headlines show margin or cost pressure; it is in the rate-sensitive pressure bucket.", "score_text": "44 / 100" }, "hike_group": "watch", "hike_score": 44, "matched_terms_text": "margin cost pressure: margin pressure", "source_name": "Yahoo Finance headlines", "source_url": "https://feeds.finance.yahoo.com/rss/2.0/headline?s=AMT®ion=US&lang=en-US", "stress_score": 24, "symbol": "AMT" }, { "cut": { "caution_score_text": "12 / 100", "group": "quiet", "label": "Quiet headline read into a cut", "reason": "AMZN has a quiet cut-read because headlines show credit pressure.", "relief_score_text": "24 / 100" }, "cut_caution_score": 12, "cut_group": "quiet", "cut_relief_score": 24, "headline_count": 12, "hike": { "label": "Quiet headline pressure into a hike", "reason": "AMZN scores 20/100 because headlines show credit/debt language; it is in the not a direct hike bucket.", "score_text": "20 / 100" }, "hike_group": "quiet", "hike_score": 20, "matched_terms_text": "credit stress: debt", "source_name": "Yahoo Finance headlines", "source_url": "https://feeds.finance.yahoo.com/rss/2.0/headline?s=AMZN®ion=US&lang=en-US", "stress_score": 12, "symbol": "AMZN" }, { "cut": { "caution_score_text": "0 / 100", "group": "quiet", "label": "Quiet headline read into a cut", "reason": "AON has a quiet cut-read because headlines show no major stress keywords.", "relief_score_text": "0 / 100" }, "cut_caution_score": 0, "cut_group": "quiet", "cut_relief_score": 0, "headline_count": 12, "hike": { "label": "Quiet headline pressure into a hike", "reason": "AON scores 0/100 because headlines show no major stress keywords; it is in the hike-helped bucket.", "score_text": "0 / 100" }, "hike_group": "quiet", "hike_score": 0, "matched_terms_text": "Positive offset terms: beat estimates", "source_name": "Yahoo Finance headlines", "source_url": "https://feeds.finance.yahoo.com/rss/2.0/headline?s=AON®ion=US&lang=en-US", "stress_score": 0, "symbol": "AON" }, { "cut": { "caution_score_text": "18 / 100", "group": "quiet", "label": "Quiet headline read into a cut", "reason": "BAC has a quiet cut-read because headlines show credit pressure.", "relief_score_text": "13 / 100" }, "cut_caution_score": 18, "cut_group": "quiet", "cut_relief_score": 13, "headline_count": 12, "hike": { "label": "Quiet headline pressure into a hike", "reason": "BAC scores 25/100 because headlines show credit/debt language; it is in the hike-helped bucket.", "score_text": "25 / 100" }, "hike_group": "watch", "hike_score": 25, "matched_terms_text": "credit stress: liquidity", "source_name": "Yahoo Finance headlines", "source_url": "https://feeds.finance.yahoo.com/rss/2.0/headline?s=BAC®ion=US&lang=en-US", "stress_score": 18, "symbol": "BAC" }, { "cut": { "caution_score_text": "48 / 100", "group": "caution", "label": "Could get headline relief from lower rates", "reason": "BRK.B scores 48/100 caution because headlines point to demand, earnings, or credit pressure that lower rates may not offset right away.", "relief_score_text": "43 / 100" }, "cut_caution_score": 48, "cut_group": "caution", "cut_relief_score": 43, "headline_count": 12, "hike": { "label": "High headline pressure into a hike", "reason": "BRK.B scores 75/100 because headlines show credit/debt language; it is in the hike-helped bucket.", "score_text": "75 / 100" }, "hike_group": "risk", "hike_score": 75, "matched_terms_text": "credit stress: bankruptcy", "source_name": "Yahoo Finance headlines", "source_url": "https://feeds.finance.yahoo.com/rss/2.0/headline?s=BRK-B®ion=US&lang=en-US", "stress_score": 48, "symbol": "BRK.B" }, { "cut": { "caution_score_text": "24 / 100", "group": "quiet", "label": "Quiet headline read into a cut", "reason": "CAT has a quiet cut-read because headlines show credit pressure.", "relief_score_text": "24 / 100" }, "cut_caution_score": 24, "cut_group": "quiet", "cut_relief_score": 24, "headline_count": 12, "hike": { "label": "Quiet headline pressure into a hike", "reason": "CAT scores 23/100 because headlines show credit/debt language; it is in the hike-helped bucket.", "score_text": "23 / 100" }, "hike_group": "quiet", "hike_score": 23, "matched_terms_text": "credit stress: leverage", "source_name": "Yahoo Finance headlines", "source_url": "https://feeds.finance.yahoo.com/rss/2.0/headline?s=CAT®ion=US&lang=en-US", "stress_score": 12, "symbol": "CAT" }, { "cut": { "caution_score_text": "45 / 100", "group": "caution", "label": "Some company headline pressure", "reason": "CB scores 45/100 caution because headlines point to demand, earnings, or credit pressure that lower rates may not offset right away.", "relief_score_text": "0 / 100" }, "cut_caution_score": 45, "cut_group": "caution", "cut_relief_score": 0, "headline_count": 12, "hike": { "label": "Quiet headline pressure into a hike", "reason": "CB scores 13/100 because headlines show no major stress keywords; it is in the hike-helped bucket.", "score_text": "13 / 100" }, "hike_group": "quiet", "hike_score": 13, "matched_terms_text": "earnings pressure: earnings miss", "source_name": "Yahoo Finance headlines", "source_url": "https://feeds.finance.yahoo.com/rss/2.0/headline?s=CB®ion=US&lang=en-US", "stress_score": 18, "symbol": "CB" }, { "cut": { "caution_score_text": "24 / 100", "group": "relief", "label": "Could get headline relief from lower rates", "reason": "CCL scores 36/100 relief because lower rates could ease credit or refinancing pressure for a rate-cut-sensitive company.", "relief_score_text": "36 / 100" }, "cut_caution_score": 24, "cut_group": "relief", "cut_relief_score": 36, "headline_count": 12, "hike": { "label": "Some headline pressure into a hike", "reason": "CCL scores 40/100 because headlines show credit/debt language; it is in the not a direct hike bucket.", "score_text": "40 / 100" }, "hike_group": "watch", "hike_score": 40, "matched_terms_text": "credit stress: downgrade", "source_name": "Yahoo Finance headlines", "source_url": "https://feeds.finance.yahoo.com/rss/2.0/headline?s=CCL®ion=US&lang=en-US", "stress_score": 24, "symbol": "CCL" }, { "cut": { "caution_score_text": "24 / 100", "group": "quiet", "label": "Quiet headline read into a cut", "reason": "COP has a quiet cut-read because headlines show credit pressure.", "relief_score_text": "19 / 100" }, "cut_caution_score": 24, "cut_group": "quiet", "cut_relief_score": 19, "headline_count": 12, "hike": { "label": "Some headline pressure into a hike", "reason": "COP scores 35/100 because headlines show credit/debt language; it is in the hike-helped bucket.", "score_text": "35 / 100" }, "hike_group": "watch", "hike_score": 35, "matched_terms_text": "credit stress: downgrade", "source_name": "Yahoo Finance headlines", "source_url": "https://feeds.finance.yahoo.com/rss/2.0/headline?s=COP®ion=US&lang=en-US", "stress_score": 24, "symbol": "COP" }, { "cut": { "caution_score_text": "0 / 100", "group": "quiet", "label": "Quiet headline read into a cut", "reason": "COST has a quiet cut-read because headlines show no major stress keywords.", "relief_score_text": "5 / 100" }, "cut_caution_score": 0, "cut_group": "quiet", "cut_relief_score": 5, "headline_count": 12, "hike": { "label": "Some headline pressure into a hike", "reason": "COST scores 40/100 because headlines show margin or cost pressure; it is in the not a direct hike bucket.", "score_text": "40 / 100" }, "hike_group": "watch", "hike_score": 40, "matched_terms_text": "margin cost pressure: margin pressure", "source_name": "Yahoo Finance headlines", "source_url": "https://feeds.finance.yahoo.com/rss/2.0/headline?s=COST®ion=US&lang=en-US", "stress_score": 30, "symbol": "COST" }, { "cut": { "caution_score_text": "0 / 100", "group": "quiet", "label": "Quiet headline read into a cut", "reason": "CVX has a quiet cut-read because headlines show no major stress keywords.", "relief_score_text": "3 / 100" }, "cut_caution_score": 0, "cut_group": "quiet", "cut_relief_score": 3, "headline_count": 12, "hike": { "label": "Quiet headline pressure into a hike", "reason": "CVX scores 3/100 because headlines show margin or cost pressure; it is in the hike-helped bucket.", "score_text": "3 / 100" }, "hike_group": "quiet", "hike_score": 3, "matched_terms_text": "margin cost pressure: cost pressure", "source_name": "Yahoo Finance headlines", "source_url": "https://feeds.finance.yahoo.com/rss/2.0/headline?s=CVX®ion=US&lang=en-US", "stress_score": 0, "symbol": "CVX" }, { "cut": { "caution_score_text": "0 / 100", "group": "quiet", "label": "Quiet headline read into a cut", "reason": "DAL has a quiet cut-read because headlines show no major stress keywords.", "relief_score_text": "12 / 100" }, "cut_caution_score": 0, "cut_group": "quiet", "cut_relief_score": 12, "headline_count": 12, "hike": { "label": "Quiet headline pressure into a hike", "reason": "DAL scores 0/100 because headlines show no major stress keywords; it is in the not a direct hike bucket.", "score_text": "0 / 100" }, "hike_group": "quiet", "hike_score": 0, "matched_terms_text": "No strong stress keywords found.", "source_name": "Yahoo Finance headlines", "source_url": "https://feeds.finance.yahoo.com/rss/2.0/headline?s=DAL®ion=US&lang=en-US", "stress_score": 0, "symbol": "DAL" }, { "cut": { "caution_score_text": "0 / 100", "group": "quiet", "label": "Quiet headline read into a cut", "reason": "DE has a quiet cut-read because headlines show no major stress keywords.", "relief_score_text": "0 / 100" }, "cut_caution_score": 0, "cut_group": "quiet", "cut_relief_score": 0, "headline_count": 12, "hike": { "label": "Quiet headline pressure into a hike", "reason": "DE scores 0/100 because headlines show no major stress keywords; it is in the hike-helped bucket.", "score_text": "0 / 100" }, "hike_group": "quiet", "hike_score": 0, "matched_terms_text": "Positive offset terms: raised guidance", "source_name": "Yahoo Finance headlines", "source_url": "https://feeds.finance.yahoo.com/rss/2.0/headline?s=DE®ion=US&lang=en-US", "stress_score": 0, "symbol": "DE" }, { "cut": { "caution_score_text": "45 / 100", "group": "caution", "label": "Some company headline pressure", "reason": "DHI scores 45/100 caution because headlines point to demand, earnings, or credit pressure that lower rates may not offset right away.", "relief_score_text": "22 / 100" }, "cut_caution_score": 45, "cut_group": "caution", "cut_relief_score": 22, "headline_count": 12, "hike": { "label": "High headline pressure into a hike", "reason": "DHI scores 80/100 because headlines show margin or cost pressure; it is in the rate-sensitive pressure bucket.", "score_text": "80 / 100" }, "hike_group": "risk", "hike_score": 80, "matched_terms_text": "earnings pressure: earnings miss; margin cost pressure: margin pressure", "source_name": "Yahoo Finance headlines", "source_url": "https://feeds.finance.yahoo.com/rss/2.0/headline?s=DHI®ion=US&lang=en-US", "stress_score": 60, "symbol": "DHI" }, { "cut": { "caution_score_text": "0 / 100", "group": "quiet", "label": "Quiet headline read into a cut", "reason": "DUK has a quiet cut-read because headlines show no major stress keywords.", "relief_score_text": "12 / 100" }, "cut_caution_score": 0, "cut_group": "quiet", "cut_relief_score": 12, "headline_count": 12, "hike": { "label": "Quiet headline pressure into a hike", "reason": "DUK scores 10/100 because headlines show no major stress keywords; it is in the rate-sensitive pressure bucket.", "score_text": "10 / 100" }, "hike_group": "quiet", "hike_score": 10, "matched_terms_text": "Positive offset terms: beat estimates", "source_name": "Yahoo Finance headlines", "source_url": "https://feeds.finance.yahoo.com/rss/2.0/headline?s=DUK®ion=US&lang=en-US", "stress_score": 0, "symbol": "DUK" }, { "cut": { "caution_score_text": "0 / 100", "group": "quiet", "label": "Quiet headline read into a cut", "reason": "ENPH has a quiet cut-read because headlines show no major stress keywords.", "relief_score_text": "12 / 100" }, "cut_caution_score": 0, "cut_group": "quiet", "cut_relief_score": 12, "headline_count": 12, "hike": { "label": "Quiet headline pressure into a hike", "reason": "ENPH scores 0/100 because headlines show no major stress keywords; it is in the not a direct hike bucket.", "score_text": "0 / 100" }, "hike_group": "quiet", "hike_score": 0, "matched_terms_text": "Positive offset terms: beat estimates", "source_name": "Yahoo Finance headlines", "source_url": "https://feeds.finance.yahoo.com/rss/2.0/headline?s=ENPH®ion=US&lang=en-US", "stress_score": 0, "symbol": "ENPH" }, { "cut": { "caution_score_text": "0 / 100", "group": "quiet", "label": "Quiet headline read into a cut", "reason": "EQIX has a quiet cut-read because headlines show no major stress keywords.", "relief_score_text": "12 / 100" }, "cut_caution_score": 0, "cut_group": "quiet", "cut_relief_score": 12, "headline_count": 12, "hike": { "label": "Quiet headline pressure into a hike", "reason": "EQIX scores 10/100 because headlines show no major stress keywords; it is in the rate-sensitive pressure bucket.", "score_text": "10 / 100" }, "hike_group": "quiet", "hike_score": 10, "matched_terms_text": "Positive offset terms: raised guidance", "source_name": "Yahoo Finance headlines", "source_url": "https://feeds.finance.yahoo.com/rss/2.0/headline?s=EQIX®ion=US&lang=en-US", "stress_score": 0, "symbol": "EQIX" }, { "cut": { "caution_score_text": "0 / 100", "group": "quiet", "label": "Quiet headline read into a cut", "reason": "GOOGL has a quiet cut-read because headlines show no major stress keywords.", "relief_score_text": "6 / 100" }, "cut_caution_score": 0, "cut_group": "quiet", "cut_relief_score": 6, "headline_count": 12, "hike": { "label": "Quiet headline pressure into a hike", "reason": "GOOGL scores 19/100 because headlines show margin or cost pressure; it is in the hike-helped bucket.", "score_text": "19 / 100" }, "hike_group": "quiet", "hike_score": 19, "matched_terms_text": "margin cost pressure: inflation pressure", "source_name": "Yahoo Finance headlines", "source_url": "https://feeds.finance.yahoo.com/rss/2.0/headline?s=GOOGL®ion=US&lang=en-US", "stress_score": 18, "symbol": "GOOGL" }, { "cut": { "caution_score_text": "12 / 100", "group": "quiet", "label": "Quiet headline read into a cut", "reason": "GS has a quiet cut-read because headlines show credit pressure.", "relief_score_text": "12 / 100" }, "cut_caution_score": 12, "cut_group": "quiet", "cut_relief_score": 12, "headline_count": 12, "hike": { "label": "Quiet headline pressure into a hike", "reason": "GS scores 15/100 because headlines show credit/debt language; it is in the hike-helped bucket.", "score_text": "15 / 100" }, "hike_group": "quiet", "hike_score": 15, "matched_terms_text": "credit stress: debt", "source_name": "Yahoo Finance headlines", "source_url": "https://feeds.finance.yahoo.com/rss/2.0/headline?s=GS®ion=US&lang=en-US", "stress_score": 12, "symbol": "GS" }, { "cut": { "caution_score_text": "0 / 100", "group": "quiet", "label": "Quiet headline read into a cut", "reason": "HD has a quiet cut-read because headlines show no major stress keywords.", "relief_score_text": "12 / 100" }, "cut_caution_score": 0, "cut_group": "quiet", "cut_relief_score": 12, "headline_count": 12, "hike": { "label": "Quiet headline pressure into a hike", "reason": "HD scores 10/100 because headlines show no major stress keywords; it is in the rate-sensitive pressure bucket.", "score_text": "10 / 100" }, "hike_group": "quiet", "hike_score": 10, "matched_terms_text": "No strong stress keywords found.", "source_name": "Yahoo Finance headlines", "source_url": "https://feeds.finance.yahoo.com/rss/2.0/headline?s=HD®ion=US&lang=en-US", "stress_score": 0, "symbol": "HD" }, { "cut": { "caution_score_text": "0 / 100", "group": "quiet", "label": "Quiet headline read into a cut", "reason": "JPM has a quiet cut-read because headlines show no major stress keywords.", "relief_score_text": "0 / 100" }, "cut_caution_score": 0, "cut_group": "quiet", "cut_relief_score": 0, "headline_count": 12, "hike": { "label": "Quiet headline pressure into a hike", "reason": "JPM scores 0/100 because headlines show no major stress keywords; it is in the hike-helped bucket.", "score_text": "0 / 100" }, "hike_group": "quiet", "hike_score": 0, "matched_terms_text": "No strong stress keywords found.", "source_name": "Yahoo Finance headlines", "source_url": "https://feeds.finance.yahoo.com/rss/2.0/headline?s=JPM®ion=US&lang=en-US", "stress_score": 0, "symbol": "JPM" }, { "cut": { "caution_score_text": "0 / 100", "group": "quiet", "label": "Quiet headline read into a cut", "reason": "KO has a quiet cut-read because headlines show no major stress keywords.", "relief_score_text": "0 / 100" }, "cut_caution_score": 0, "cut_group": "quiet", "cut_relief_score": 0, "headline_count": 12, "hike": { "label": "Quiet headline pressure into a hike", "reason": "KO scores 0/100 because headlines show no major stress keywords; it is in the not a direct hike bucket.", "score_text": "0 / 100" }, "hike_group": "quiet", "hike_score": 0, "matched_terms_text": "No strong stress keywords found.", "source_name": "Yahoo Finance headlines", "source_url": "https://feeds.finance.yahoo.com/rss/2.0/headline?s=KO®ion=US&lang=en-US", "stress_score": 0, "symbol": "KO" }, { "cut": { "caution_score_text": "0 / 100", "group": "quiet", "label": "Quiet headline read into a cut", "reason": "LEN has a quiet cut-read because headlines show no major stress keywords.", "relief_score_text": "12 / 100" }, "cut_caution_score": 0, "cut_group": "quiet", "cut_relief_score": 12, "headline_count": 12, "hike": { "label": "Quiet headline pressure into a hike", "reason": "LEN scores 10/100 because headlines show no major stress keywords; it is in the rate-sensitive pressure bucket.", "score_text": "10 / 100" }, "hike_group": "quiet", "hike_score": 10, "matched_terms_text": "No strong stress keywords found.", "source_name": "Yahoo Finance headlines", "source_url": "https://feeds.finance.yahoo.com/rss/2.0/headline?s=LEN®ion=US&lang=en-US", "stress_score": 0, "symbol": "LEN" }, { "cut": { "caution_score_text": "0 / 100", "group": "quiet", "label": "Quiet headline read into a cut", "reason": "LOW has a quiet cut-read because headlines show no major stress keywords.", "relief_score_text": "22 / 100" }, "cut_caution_score": 0, "cut_group": "quiet", "cut_relief_score": 22, "headline_count": 12, "hike": { "label": "Some headline pressure into a hike", "reason": "LOW scores 50/100 because headlines show margin or cost pressure; it is in the rate-sensitive pressure bucket.", "score_text": "50 / 100" }, "hike_group": "risk", "hike_score": 50, "matched_terms_text": "margin cost pressure: margin pressure", "source_name": "Yahoo Finance headlines", "source_url": "https://feeds.finance.yahoo.com/rss/2.0/headline?s=LOW®ion=US&lang=en-US", "stress_score": 30, "symbol": "LOW" }, { "cut": { "caution_score_text": "0 / 100", "group": "quiet", "label": "Quiet headline read into a cut", "reason": "MMC has a quiet cut-read because headlines show no major stress keywords.", "relief_score_text": "0 / 100" }, "cut_caution_score": 0, "cut_group": "quiet", "cut_relief_score": 0, "headline_count": 0, "hike": { "label": "Quiet headline pressure into a hike", "reason": "MMC scores 0/100 because headlines show no major stress keywords; it is in the hike-helped bucket.", "score_text": "0 / 100" }, "hike_group": "quiet", "hike_score": 0, "matched_terms_text": "No strong stress keywords found.", "source_name": "Yahoo Finance headlines", "source_url": "https://feeds.finance.yahoo.com/rss/2.0/headline?s=MMC®ion=US&lang=en-US", "stress_score": 0, "symbol": "MMC" }, { "cut": { "caution_score_text": "66 / 100", "group": "caution", "label": "Company pressure may outweigh rate relief", "reason": "MS scores 66/100 caution because headlines point to demand, earnings, or credit pressure that lower rates may not offset right away.", "relief_score_text": "66 / 100" }, "cut_caution_score": 66, "cut_group": "caution", "cut_relief_score": 66, "headline_count": 12, "hike": { "label": "High headline pressure into a hike", "reason": "MS scores 100/100 because headlines show credit/debt language; it is in the hike-helped bucket.", "score_text": "100 / 100" }, "hike_group": "risk", "hike_score": 100, "matched_terms_text": "credit stress: debt, default", "source_name": "Yahoo Finance headlines", "source_url": "https://feeds.finance.yahoo.com/rss/2.0/headline?s=MS®ion=US&lang=en-US", "stress_score": 66, "symbol": "MS" }, { "cut": { "caution_score_text": "18 / 100", "group": "relief", "label": "Could get headline relief from lower rates", "reason": "MSFT scores 36/100 relief because lower rates could ease credit or refinancing pressure for a rate-cut-sensitive company.", "relief_score_text": "36 / 100" }, "cut_caution_score": 18, "cut_group": "relief", "cut_relief_score": 36, "headline_count": 12, "hike": { "label": "Some headline pressure into a hike", "reason": "MSFT scores 49/100 because headlines show credit/debt language, margin or cost pressure; it is in the hike-helped bucket.", "score_text": "49 / 100" }, "hike_group": "risk", "hike_score": 49, "matched_terms_text": "credit stress: credit rating; margin cost pressure: inflation pressure", "source_name": "Yahoo Finance headlines", "source_url": "https://feeds.finance.yahoo.com/rss/2.0/headline?s=MSFT®ion=US&lang=en-US", "stress_score": 36, "symbol": "MSFT" }, { "cut": { "caution_score_text": "0 / 100", "group": "quiet", "label": "Quiet headline read into a cut", "reason": "NEE has a quiet cut-read because headlines show no major stress keywords.", "relief_score_text": "12 / 100" }, "cut_caution_score": 0, "cut_group": "quiet", "cut_relief_score": 12, "headline_count": 12, "hike": { "label": "Quiet headline pressure into a hike", "reason": "NEE scores 10/100 because headlines show no major stress keywords; it is in the rate-sensitive pressure bucket.", "score_text": "10 / 100" }, "hike_group": "quiet", "hike_score": 10, "matched_terms_text": "Positive offset terms: beat estimates", "source_name": "Yahoo Finance headlines", "source_url": "https://feeds.finance.yahoo.com/rss/2.0/headline?s=NEE®ion=US&lang=en-US", "stress_score": 0, "symbol": "NEE" }, { "cut": { "caution_score_text": "24 / 100", "group": "quiet", "label": "Quiet headline read into a cut", "reason": "NUE has a quiet cut-read because headlines show credit pressure.", "relief_score_text": "19 / 100" }, "cut_caution_score": 24, "cut_group": "quiet", "cut_relief_score": 19, "headline_count": 12, "hike": { "label": "Some headline pressure into a hike", "reason": "NUE scores 35/100 because headlines show credit/debt language; it is in the hike-helped bucket.", "score_text": "35 / 100" }, "hike_group": "watch", "hike_score": 35, "matched_terms_text": "credit stress: downgrade", "source_name": "Yahoo Finance headlines", "source_url": "https://feeds.finance.yahoo.com/rss/2.0/headline?s=NUE®ion=US&lang=en-US", "stress_score": 24, "symbol": "NUE" }, { "cut": { "caution_score_text": "0 / 100", "group": "quiet", "label": "Quiet headline read into a cut", "reason": "NVDA has a quiet cut-read because headlines show no major stress keywords.", "relief_score_text": "12 / 100" }, "cut_caution_score": 0, "cut_group": "quiet", "cut_relief_score": 12, "headline_count": 12, "hike": { "label": "Quiet headline pressure into a hike", "reason": "NVDA scores 10/100 because headlines show no major stress keywords; it is in the rate-sensitive pressure bucket.", "score_text": "10 / 100" }, "hike_group": "quiet", "hike_score": 10, "matched_terms_text": "No strong stress keywords found.", "source_name": "Yahoo Finance headlines", "source_url": "https://feeds.finance.yahoo.com/rss/2.0/headline?s=NVDA®ion=US&lang=en-US", "stress_score": 0, "symbol": "NVDA" }, { "cut": { "caution_score_text": "20 / 100", "group": "quiet", "label": "Quiet headline read into a cut", "reason": "O has a quiet cut-read because headlines show demand pressure.", "relief_score_text": "12 / 100" }, "cut_caution_score": 20, "cut_group": "quiet", "cut_relief_score": 12, "headline_count": 12, "hike": { "label": "Some headline pressure into a hike", "reason": "O scores 40/100 because headlines show demand weakness; it is in the rate-sensitive pressure bucket.", "score_text": "40 / 100" }, "hike_group": "watch", "hike_score": 40, "matched_terms_text": "demand weakness: recession", "source_name": "Yahoo Finance headlines", "source_url": "https://feeds.finance.yahoo.com/rss/2.0/headline?s=O®ion=US&lang=en-US", "stress_score": 30, "symbol": "O" }, { "cut": { "caution_score_text": "0 / 100", "group": "quiet", "label": "Quiet headline read into a cut", "reason": "PEP has a quiet cut-read because headlines show no major stress keywords.", "relief_score_text": "0 / 100" }, "cut_caution_score": 0, "cut_group": "quiet", "cut_relief_score": 0, "headline_count": 12, "hike": { "label": "Quiet headline pressure into a hike", "reason": "PEP scores 0/100 because headlines show no major stress keywords; it is in the not a direct hike bucket.", "score_text": "0 / 100" }, "hike_group": "quiet", "hike_score": 0, "matched_terms_text": "No strong stress keywords found.", "source_name": "Yahoo Finance headlines", "source_url": "https://feeds.finance.yahoo.com/rss/2.0/headline?s=PEP®ion=US&lang=en-US", "stress_score": 0, "symbol": "PEP" }, { "cut": { "caution_score_text": "45 / 100", "group": "caution", "label": "Some company headline pressure", "reason": "PG scores 45/100 caution because headlines point to demand, earnings, or credit pressure that lower rates may not offset right away.", "relief_score_text": "5 / 100" }, "cut_caution_score": 45, "cut_group": "caution", "cut_relief_score": 5, "headline_count": 12, "hike": { "label": "High headline pressure into a hike", "reason": "PG scores 70/100 because headlines show margin or cost pressure; it is in the not a direct hike bucket.", "score_text": "70 / 100" }, "hike_group": "risk", "hike_score": 70, "matched_terms_text": "earnings pressure: weak guidance; margin cost pressure: margin pressure", "source_name": "Yahoo Finance headlines", "source_url": "https://feeds.finance.yahoo.com/rss/2.0/headline?s=PG®ion=US&lang=en-US", "stress_score": 60, "symbol": "PG" }, { "cut": { "caution_score_text": "0 / 100", "group": "quiet", "label": "Quiet headline read into a cut", "reason": "PHM has a quiet cut-read because headlines show no major stress keywords.", "relief_score_text": "12 / 100" }, "cut_caution_score": 0, "cut_group": "quiet", "cut_relief_score": 12, "headline_count": 12, "hike": { "label": "Quiet headline pressure into a hike", "reason": "PHM scores 10/100 because headlines show no major stress keywords; it is in the rate-sensitive pressure bucket.", "score_text": "10 / 100" }, "hike_group": "quiet", "hike_score": 10, "matched_terms_text": "No strong stress keywords found.", "source_name": "Yahoo Finance headlines", "source_url": "https://feeds.finance.yahoo.com/rss/2.0/headline?s=PHM®ion=US&lang=en-US", "stress_score": 0, "symbol": "PHM" }, { "cut": { "caution_score_text": "100 / 100", "group": "caution", "label": "Company pressure may outweigh rate relief", "reason": "PLD scores 100/100 caution because headlines point to demand, earnings, or credit pressure that lower rates may not offset right away.", "relief_score_text": "0 / 100" }, "cut_caution_score": 100, "cut_group": "caution", "cut_relief_score": 0, "headline_count": 12, "hike": { "label": "Some headline pressure into a hike", "reason": "PLD scores 58/100 because headlines show no major stress keywords; it is in the rate-sensitive pressure bucket.", "score_text": "58 / 100" }, "hike_group": "risk", "hike_score": 58, "matched_terms_text": "capital return risk: capital raise", "source_name": "Yahoo Finance headlines", "source_url": "https://feeds.finance.yahoo.com/rss/2.0/headline?s=PLD®ion=US&lang=en-US", "stress_score": 48, "symbol": "PLD" }, { "cut": { "caution_score_text": "0 / 100", "group": "quiet", "label": "Quiet headline read into a cut", "reason": "RCL has a quiet cut-read because headlines show no major stress keywords.", "relief_score_text": "12 / 100" }, "cut_caution_score": 0, "cut_group": "quiet", "cut_relief_score": 12, "headline_count": 12, "hike": { "label": "Quiet headline pressure into a hike", "reason": "RCL scores 0/100 because headlines show no major stress keywords; it is in the not a direct hike bucket.", "score_text": "0 / 100" }, "hike_group": "quiet", "hike_score": 0, "matched_terms_text": "Positive offset terms: beat estimates", "source_name": "Yahoo Finance headlines", "source_url": "https://feeds.finance.yahoo.com/rss/2.0/headline?s=RCL®ion=US&lang=en-US", "stress_score": 0, "symbol": "RCL" }, { "cut": { "caution_score_text": "0 / 100", "group": "quiet", "label": "Quiet headline read into a cut", "reason": "SCHW has a quiet cut-read because headlines show no major stress keywords.", "relief_score_text": "0 / 100" }, "cut_caution_score": 0, "cut_group": "quiet", "cut_relief_score": 0, "headline_count": 12, "hike": { "label": "Quiet headline pressure into a hike", "reason": "SCHW scores 0/100 because headlines show no major stress keywords; it is in the not a direct hike bucket.", "score_text": "0 / 100" }, "hike_group": "quiet", "hike_score": 0, "matched_terms_text": "No strong stress keywords found.", "source_name": "Yahoo Finance headlines", "source_url": "https://feeds.finance.yahoo.com/rss/2.0/headline?s=SCHW®ion=US&lang=en-US", "stress_score": 0, "symbol": "SCHW" }, { "cut": { "caution_score_text": "0 / 100", "group": "quiet", "label": "Quiet headline read into a cut", "reason": "SHOP has a quiet cut-read because headlines show no major stress keywords.", "relief_score_text": "12 / 100" }, "cut_caution_score": 0, "cut_group": "quiet", "cut_relief_score": 12, "headline_count": 12, "hike": { "label": "Quiet headline pressure into a hike", "reason": "SHOP scores 10/100 because headlines show no major stress keywords; it is in the rate-sensitive pressure bucket.", "score_text": "10 / 100" }, "hike_group": "quiet", "hike_score": 10, "matched_terms_text": "No strong stress keywords found.", "source_name": "Yahoo Finance headlines", "source_url": "https://feeds.finance.yahoo.com/rss/2.0/headline?s=SHOP®ion=US&lang=en-US", "stress_score": 0, "symbol": "SHOP" }, { "cut": { "caution_score_text": "0 / 100", "group": "quiet", "label": "Quiet headline read into a cut", "reason": "SLB has a quiet cut-read because headlines show no major stress keywords.", "relief_score_text": "5 / 100" }, "cut_caution_score": 0, "cut_group": "quiet", "cut_relief_score": 5, "headline_count": 12, "hike": { "label": "Some headline pressure into a hike", "reason": "SLB scores 35/100 because headlines show margin or cost pressure; it is in the hike-helped bucket.", "score_text": "35 / 100" }, "hike_group": "watch", "hike_score": 35, "matched_terms_text": "margin cost pressure: margin pressure", "source_name": "Yahoo Finance headlines", "source_url": "https://feeds.finance.yahoo.com/rss/2.0/headline?s=SLB®ion=US&lang=en-US", "stress_score": 30, "symbol": "SLB" }, { "cut": { "caution_score_text": "0 / 100", "group": "quiet", "label": "Quiet headline read into a cut", "reason": "SNOW has a quiet cut-read because headlines show no major stress keywords.", "relief_score_text": "0 / 100" }, "cut_caution_score": 0, "cut_group": "quiet", "cut_relief_score": 0, "headline_count": 12, "hike": { "label": "Quiet headline pressure into a hike", "reason": "SNOW scores 10/100 because headlines show no major stress keywords; it is in the rate-sensitive pressure bucket.", "score_text": "10 / 100" }, "hike_group": "quiet", "hike_score": 10, "matched_terms_text": "No strong stress keywords found.", "source_name": "Yahoo Finance headlines", "source_url": "https://feeds.finance.yahoo.com/rss/2.0/headline?s=SNOW®ion=US&lang=en-US", "stress_score": 0, "symbol": "SNOW" }, { "cut": { "caution_score_text": "12 / 100", "group": "quiet", "label": "Quiet headline read into a cut", "reason": "SO has a quiet cut-read because headlines show credit pressure.", "relief_score_text": "24 / 100" }, "cut_caution_score": 12, "cut_group": "quiet", "cut_relief_score": 24, "headline_count": 12, "hike": { "label": "Quiet headline pressure into a hike", "reason": "SO scores 18/100 because headlines show credit/debt language; it is in the rate-sensitive pressure bucket.", "score_text": "18 / 100" }, "hike_group": "quiet", "hike_score": 18, "matched_terms_text": "credit stress: debt", "source_name": "Yahoo Finance headlines", "source_url": "https://feeds.finance.yahoo.com/rss/2.0/headline?s=SO®ion=US&lang=en-US", "stress_score": 0, "symbol": "SO" }, { "cut": { "caution_score_text": "0 / 100", "group": "quiet", "label": "Quiet headline read into a cut", "reason": "SPG has a quiet cut-read because headlines show no major stress keywords.", "relief_score_text": "12 / 100" }, "cut_caution_score": 0, "cut_group": "quiet", "cut_relief_score": 12, "headline_count": 12, "hike": { "label": "Quiet headline pressure into a hike", "reason": "SPG scores 10/100 because headlines show no major stress keywords; it is in the rate-sensitive pressure bucket.", "score_text": "10 / 100" }, "hike_group": "quiet", "hike_score": 10, "matched_terms_text": "No strong stress keywords found.", "source_name": "Yahoo Finance headlines", "source_url": "https://feeds.finance.yahoo.com/rss/2.0/headline?s=SPG®ion=US&lang=en-US", "stress_score": 0, "symbol": "SPG" }, { "cut": { "caution_score_text": "0 / 100", "group": "quiet", "label": "Quiet headline read into a cut", "reason": "TOL has a quiet cut-read because headlines show no major stress keywords.", "relief_score_text": "22 / 100" }, "cut_caution_score": 0, "cut_group": "quiet", "cut_relief_score": 22, "headline_count": 12, "hike": { "label": "Some headline pressure into a hike", "reason": "TOL scores 38/100 because headlines show margin or cost pressure; it is in the rate-sensitive pressure bucket.", "score_text": "38 / 100" }, "hike_group": "watch", "hike_score": 38, "matched_terms_text": "margin cost pressure: margins shrink", "source_name": "Yahoo Finance headlines", "source_url": "https://feeds.finance.yahoo.com/rss/2.0/headline?s=TOL®ion=US&lang=en-US", "stress_score": 18, "symbol": "TOL" }, { "cut": { "caution_score_text": "95 / 100", "group": "caution", "label": "Company pressure may outweigh rate relief", "reason": "TRV scores 95/100 caution because headlines point to demand, earnings, or credit pressure that lower rates may not offset right away.", "relief_score_text": "0 / 100" }, "cut_caution_score": 95, "cut_group": "caution", "cut_relief_score": 0, "headline_count": 12, "hike": { "label": "Some headline pressure into a hike", "reason": "TRV scores 55/100 because headlines show no major stress keywords; it is in the hike-helped bucket.", "score_text": "55 / 100" }, "hike_group": "risk", "hike_score": 55, "matched_terms_text": "capital return risk: capital raise; earnings pressure: earnings miss", "source_name": "Yahoo Finance headlines", "source_url": "https://feeds.finance.yahoo.com/rss/2.0/headline?s=TRV®ion=US&lang=en-US", "stress_score": 60, "symbol": "TRV" }, { "cut": { "caution_score_text": "0 / 100", "group": "quiet", "label": "Quiet headline read into a cut", "reason": "TSLA has a quiet cut-read because headlines show no major stress keywords.", "relief_score_text": "18 / 100" }, "cut_caution_score": 0, "cut_group": "quiet", "cut_relief_score": 18, "headline_count": 12, "hike": { "label": "Quiet headline pressure into a hike", "reason": "TSLA scores 34/100 because headlines show margin or cost pressure; it is in the rate-sensitive pressure bucket.", "score_text": "34 / 100" }, "hike_group": "watch", "hike_score": 34, "matched_terms_text": "margin cost pressure: inflation pressure", "source_name": "Yahoo Finance headlines", "source_url": "https://feeds.finance.yahoo.com/rss/2.0/headline?s=TSLA®ion=US&lang=en-US", "stress_score": 18, "symbol": "TSLA" }, { "cut": { "caution_score_text": "0 / 100", "group": "quiet", "label": "Quiet headline read into a cut", "reason": "UAL has a quiet cut-read because headlines show no major stress keywords.", "relief_score_text": "12 / 100" }, "cut_caution_score": 0, "cut_group": "quiet", "cut_relief_score": 12, "headline_count": 12, "hike": { "label": "Quiet headline pressure into a hike", "reason": "UAL scores 0/100 because headlines show no major stress keywords; it is in the not a direct hike bucket.", "score_text": "0 / 100" }, "hike_group": "quiet", "hike_score": 0, "matched_terms_text": "No strong stress keywords found.", "source_name": "Yahoo Finance headlines", "source_url": "https://feeds.finance.yahoo.com/rss/2.0/headline?s=UAL®ion=US&lang=en-US", "stress_score": 0, "symbol": "UAL" }, { "cut": { "caution_score_text": "0 / 100", "group": "quiet", "label": "Quiet headline read into a cut", "reason": "WFC has a quiet cut-read because headlines show no major stress keywords.", "relief_score_text": "0 / 100" }, "cut_caution_score": 0, "cut_group": "quiet", "cut_relief_score": 0, "headline_count": 12, "hike": { "label": "Quiet headline pressure into a hike", "reason": "WFC scores 0/100 because headlines show no major stress keywords; it is in the hike-helped bucket.", "score_text": "0 / 100" }, "hike_group": "quiet", "hike_score": 0, "matched_terms_text": "No strong stress keywords found.", "source_name": "Yahoo Finance headlines", "source_url": "https://feeds.finance.yahoo.com/rss/2.0/headline?s=WFC®ion=US&lang=en-US", "stress_score": 0, "symbol": "WFC" }, { "cut": { "caution_score_text": "24 / 100", "group": "quiet", "label": "Quiet headline read into a cut", "reason": "WMT has a quiet cut-read because headlines show no major stress keywords.", "relief_score_text": "0 / 100" }, "cut_caution_score": 24, "cut_group": "quiet", "cut_relief_score": 0, "headline_count": 12, "hike": { "label": "High headline pressure into a hike", "reason": "WMT scores 72/100 because headlines show no major stress keywords; it is in the not a direct hike bucket.", "score_text": "72 / 100" }, "hike_group": "risk", "hike_score": 72, "matched_terms_text": "restructuring: restructuring", "source_name": "Yahoo Finance headlines", "source_url": "https://feeds.finance.yahoo.com/rss/2.0/headline?s=WMT®ion=US&lang=en-US", "stress_score": 72, "symbol": "WMT" }, { "cut": { "caution_score_text": "0 / 100", "group": "quiet", "label": "Quiet headline read into a cut", "reason": "XOM has a quiet cut-read because headlines show no major stress keywords.", "relief_score_text": "0 / 100" }, "cut_caution_score": 0, "cut_group": "quiet", "cut_relief_score": 0, "headline_count": 12, "hike": { "label": "Quiet headline pressure into a hike", "reason": "XOM scores 0/100 because headlines show no major stress keywords; it is in the hike-helped bucket.", "score_text": "0 / 100" }, "hike_group": "quiet", "hike_score": 0, "matched_terms_text": "No strong stress keywords found.", "source_name": "Yahoo Finance headlines", "source_url": "https://feeds.finance.yahoo.com/rss/2.0/headline?s=XOM®ion=US&lang=en-US", "stress_score": 0, "symbol": "XOM" } ], "unavailable_symbols": [] }, "prediction": { "created_at": "2026-05-13T13:43:24Z", "data_freshness": { "freshness": { "core_cpi": "2026-04-01", "cpi_all": "2026-04-01", "earnings": "2026-04-01", "payrolls": "2026-04-01", "unemployment": "2026-04-01" }, "warnings": [] }, "data_freshness_json": "{\"freshness\":{\"core_cpi\":\"2026-04-01\",\"cpi_all\":\"2026-04-01\",\"earnings\":\"2026-04-01\",\"payrolls\":\"2026-04-01\",\"unemployment\":\"2026-04-01\"},\"warnings\":[]}", "feature_snapshot_id": "df29a5988cf9eb35993a753e", "hold_probability_pct": 96.0, "leading_outcome": "Hold", "lower_probability_pct": 2.0, "model_id": null, "model_mode": "RULES_ONLY", "model_version": "rules_v1", "prediction_id": "e7fd4de57e9348568c869d1e9a12b2e5", "raise_probability_pct": 2.0, "reasons": [ "Inflation is elevated but not extreme, which supports a hold-heavy outcome." ], "reasons_json": "[\"Inflation is elevated but not extreme, which supports a hold-heavy outcome.\"]", "target_meeting_date": "2026-06-17", "target_meeting_label": "June 16-17*, 2026" }, "quality": [], "static_fingerprint": "6931df2c85b29490d1ef2db73e009c867ce34c75745af42e038db47c14c40d67", "static_schema_version": 1, "status": "ok" }