Tribal market knowledge
Rate Hike Sector Guide
This is a forward-looking guide for a possible rate hike. If rates go up, the market usually rewards businesses that can earn more on cash, float, loans, or inflation-linked activity. It usually pressures businesses that need cheap borrowing or trade like bond substitutes.
Plain read
If the Fed hikes, money gets more expensive. Lenders may benefit. Borrowers usually feel pressure.
Current Fed context
Current setup: the latest recorded Fed decision was Hold on April 29, 2026, and the model is watching June 16-17, 2026 with Hold as the current lead. We are still in a hold / waiting phase. This is an if/then page, not a statement that the Fed has already hiked rates. If the Fed hikes, this page shows which sectors and companies may feel the effect from more expensive money.
Context Check
- A small hike in a strong economy can still leave cyclicals working.
- A hike because inflation is hot can help inflation-linked areas like energy and materials.
- A hike with a very inverted yield curve can still hurt banks, even though banks are rate-sensitive.
Usually helped
| Sector | Company examples | Why it reacts | Watch out |
|---|---|---|---|
| Banks and diversified financials | JPM, BAC, WFC, GS, MS | Loan and cash yields can rise when short rates rise. | Credit losses and an inverted yield curve can erase the benefit. |
| Insurance and brokers | BRK.B, TRV, CB, AON, MMC | Insurers and brokers can earn more on cash, bond portfolios, and float. | Large claim losses or weak underwriting can matter more than rates. |
| Energy and inflation-linked cyclicals | XOM, CVX, COP, SLB, CAT, DE, NUE | If hikes are caused by strong demand or inflation, these areas can keep pricing power. | If hikes slow the economy, demand-sensitive names can roll over. |
| Cash-rich value and quality | BRK.B, GOOGL, MSFT, AAPL | Strong balance sheets handle expensive money better than highly levered firms. | High valuation stocks can still be pressured by higher discount rates. |
Usually pressured or mixed
| Sector | Company examples | Why it reacts | Watch out |
|---|---|---|---|
| REITs and property owners | O, PLD, AMT, SPG, EQIX | Higher rates raise borrowing costs and make dividend yields compete with bonds. | Strong rent growth or rare property types can offset some pressure. |
| Utilities | NEE, SO, DUK, AEP | Utilities borrow heavily and often trade like bond substitutes. | Regulated rate recovery can soften the hit over time. |
| Long-duration growth | NVDA, TSLA, SHOP, SNOW | Higher rates reduce the value investors place on profits far in the future. | Exceptional earnings growth can overpower the rate headwind. |
| Housing and rate-sensitive consumer | DHI, LEN, PHM, TOL, HD, LOW | Higher mortgage and financing costs can slow housing demand. | Supply shortages can keep builders stronger than expected. |
Company Composite Read
If the Fed hikes, this score blends balance-sheet pressure and headline pressure. Pressure means debt, weak liquidity, margin strain, weak demand, or earnings stress. This is meant to be the quick read so you do not have to search the whole page for one symbol.
| Symbol | Composite Score | Read | Why |
|---|---|---|---|
| CCL | 77 / 100 | High rate-hike stress | CCL: The balance sheet looks weak. Key numbers: debt/assets 49%Debt/assets shows how much of the company's assets are funded with debt. It matters because more debt can make rate hikes and refinancing more painful. This reading is high, so debt is a meaningful part of the balance sheet.; cash/debt 0.1xCash/debt compares cash to debt. It matters because cash gives a company breathing room to pay bills, handle stress, or wait for better borrowing conditions. This reading is low, so there is little cash compared with debt.; current ratio 0.3xCurrent ratio compares short-term assets with short-term bills. It matters because a value under 1.0x can mean near-term bills are larger than near-term resources. This reading is below 1.0x, so short-term bills may be larger than short-term resources.. Recent headlines mention debt or credit pressure (downgrade), and cost or margin pressure (cost pressure). News read: High headline pressure into a hike. Its sector is not a direct hike bucket. If the Fed hikes, higher rates could be hard on this stock. |
| DUK | 74 / 100 | High rate-hike stress | DUK: The balance sheet looks weak. Key numbers: debt/assets 44%Debt/assets shows how much of the company's assets are funded with debt. It matters because more debt can make rate hikes and refinancing more painful. This reading is high, so debt is a meaningful part of the balance sheet.; cash/debt 0.0xCash/debt compares cash to debt. It matters because cash gives a company breathing room to pay bills, handle stress, or wait for better borrowing conditions. This reading is low, so there is little cash compared with debt.; current ratio 0.7xCurrent ratio compares short-term assets with short-term bills. It matters because a value under 1.0x can mean near-term bills are larger than near-term resources. This reading is below 1.0x, so short-term bills may be larger than short-term resources.. Recent headlines mention earnings pressure (earnings miss). News read: Some headline pressure into a hike. It also sits in a rate-sensitive group. If the Fed hikes, higher rates could be hard on this stock. |
| SPG | 73 / 100 | High rate-hike stress | SPG: The balance sheet looks weak. Key numbers: debt/assets 70%Debt/assets shows how much of the company's assets are funded with debt. It matters because more debt can make rate hikes and refinancing more painful. This reading is high, so debt is a meaningful part of the balance sheet.; cash/debt 0.0xCash/debt compares cash to debt. It matters because cash gives a company breathing room to pay bills, handle stress, or wait for better borrowing conditions. This reading is low, so there is little cash compared with debt.; current ratio N/ACurrent ratio compares short-term assets with short-term bills. It matters because a value under 1.0x can mean near-term bills are larger than near-term resources. N/A means the filing did not provide enough data to calculate this ratio cleanly.. Recent headlines include positive items such as beat estimates, beats estimates. News read: Quiet headline pressure into a hike. It also sits in a rate-sensitive group. If the Fed hikes, higher rates could be hard on this stock. |
| NEE | 64 / 100 | Watch closely | NEE: The balance sheet looks weak. Key numbers: debt/assets 44%Debt/assets shows how much of the company's assets are funded with debt. It matters because more debt can make rate hikes and refinancing more painful. This reading is high, so debt is a meaningful part of the balance sheet.; cash/debt 0.0xCash/debt compares cash to debt. It matters because cash gives a company breathing room to pay bills, handle stress, or wait for better borrowing conditions. This reading is low, so there is little cash compared with debt.; current ratio 0.5xCurrent ratio compares short-term assets with short-term bills. It matters because a value under 1.0x can mean near-term bills are larger than near-term resources. This reading is below 1.0x, so short-term bills may be larger than short-term resources.. Recent headlines do not show strong stress keywords. It also sits in a rate-sensitive group. This stock needs watching if rates rise. |
| AMT | 64 / 100 | Watch closely | AMT: The balance sheet looks okay. Key numbers: debt/assets 10%Debt/assets shows how much of the company's assets are funded with debt. It matters because more debt can make rate hikes and refinancing more painful. This reading is low, so the company usually has more flexibility.; cash/debt 0.3xCash/debt compares cash to debt. It matters because cash gives a company breathing room to pay bills, handle stress, or wait for better borrowing conditions.; current ratio 0.3xCurrent ratio compares short-term assets with short-term bills. It matters because a value under 1.0x can mean near-term bills are larger than near-term resources. This reading is below 1.0x, so short-term bills may be larger than short-term resources.. Recent headlines mention cost or margin pressure (margin pressure). News read: Some headline pressure into a hike. It also sits in a rate-sensitive group. This stock needs watching if rates rise. |
| AEP | 64 / 100 | Watch closely | AEP: The balance sheet looks weak. Key numbers: debt/assets 42%Debt/assets shows how much of the company's assets are funded with debt. It matters because more debt can make rate hikes and refinancing more painful. This reading is high, so debt is a meaningful part of the balance sheet.; cash/debt 0.0xCash/debt compares cash to debt. It matters because cash gives a company breathing room to pay bills, handle stress, or wait for better borrowing conditions. This reading is low, so there is little cash compared with debt.; current ratio 0.5xCurrent ratio compares short-term assets with short-term bills. It matters because a value under 1.0x can mean near-term bills are larger than near-term resources. This reading is below 1.0x, so short-term bills may be larger than short-term resources.. Recent headlines include positive items such as beat estimates. News read: Quiet headline pressure into a hike. It also sits in a rate-sensitive group. This stock needs watching if rates rise. |
| LOW | 55 / 100 | Watch closely | LOW: The balance sheet looks okay. Key numbers: debt/assets 1%Debt/assets shows how much of the company's assets are funded with debt. It matters because more debt can make rate hikes and refinancing more painful. This reading is low, so the company usually has more flexibility.; cash/debt 2.5xCash/debt compares cash to debt. It matters because cash gives a company breathing room to pay bills, handle stress, or wait for better borrowing conditions. This reading is strong because cash covers most or all debt.; current ratio 1.1xCurrent ratio compares short-term assets with short-term bills. It matters because a value under 1.0x can mean near-term bills are larger than near-term resources.. Recent headlines mention debt or credit pressure (downgrade). News read: Some headline pressure into a hike. It also sits in a rate-sensitive group. This stock needs watching if rates rise. |
| PLD | 54 / 100 | Watch closely | PLD: The balance sheet looks okay. Key numbers: debt/assets 35%Debt/assets shows how much of the company's assets are funded with debt. It matters because more debt can make rate hikes and refinancing more painful.; cash/debt 0.0xCash/debt compares cash to debt. It matters because cash gives a company breathing room to pay bills, handle stress, or wait for better borrowing conditions. This reading is low, so there is little cash compared with debt.; current ratio N/ACurrent ratio compares short-term assets with short-term bills. It matters because a value under 1.0x can mean near-term bills are larger than near-term resources. N/A means the filing did not provide enough data to calculate this ratio cleanly.. Recent headlines mention dividend, buyback, or capital-raise pressure (capital raise), and debt or credit pressure (leverage). News read: Quiet headline pressure into a hike. It also sits in a rate-sensitive group. This stock needs watching if rates rise. |
| DHI | 52 / 100 | Watch closely | DHI: The balance sheet looks okay. Key numbers: debt/assets N/ADebt/assets shows how much of the company's assets are funded with debt. It matters because more debt can make rate hikes and refinancing more painful. N/A means the filing did not provide enough data to calculate this ratio cleanly.; cash/debt N/ACash/debt compares cash to debt. It matters because cash gives a company breathing room to pay bills, handle stress, or wait for better borrowing conditions. N/A means the filing did not provide enough data to calculate this ratio cleanly.; current ratio N/ACurrent ratio compares short-term assets with short-term bills. It matters because a value under 1.0x can mean near-term bills are larger than near-term resources. N/A means the filing did not provide enough data to calculate this ratio cleanly.. Recent headlines mention earnings pressure (earnings miss), and cost or margin pressure (margin pressure). News read: Some headline pressure into a hike. It also sits in a rate-sensitive group. This stock needs watching if rates rise. |
| DAL | 47 / 100 | Watch closely | DAL: The balance sheet looks strong. Key numbers: debt/assets 16%Debt/assets shows how much of the company's assets are funded with debt. It matters because more debt can make rate hikes and refinancing more painful.; cash/debt 0.4xCash/debt compares cash to debt. It matters because cash gives a company breathing room to pay bills, handle stress, or wait for better borrowing conditions.; current ratio 0.4xCurrent ratio compares short-term assets with short-term bills. It matters because a value under 1.0x can mean near-term bills are larger than near-term resources. This reading is below 1.0x, so short-term bills may be larger than short-term resources.. Recent headlines mention debt or credit pressure (bankruptcy), and earnings pressure (earnings miss). News read: High headline pressure into a hike. Its sector is not a direct hike bucket. This stock needs watching if rates rise. |
| TOL | 46 / 100 | Watch closely | TOL: The balance sheet looks okay. Key numbers: debt/assets N/ADebt/assets shows how much of the company's assets are funded with debt. It matters because more debt can make rate hikes and refinancing more painful. N/A means the filing did not provide enough data to calculate this ratio cleanly.; cash/debt N/ACash/debt compares cash to debt. It matters because cash gives a company breathing room to pay bills, handle stress, or wait for better borrowing conditions. N/A means the filing did not provide enough data to calculate this ratio cleanly.; current ratio N/ACurrent ratio compares short-term assets with short-term bills. It matters because a value under 1.0x can mean near-term bills are larger than near-term resources. N/A means the filing did not provide enough data to calculate this ratio cleanly.. Recent headlines mention cost or margin pressure (margins shrink). News read: Some headline pressure into a hike. It also sits in a rate-sensitive group. This stock needs watching if rates rise. |
| SNOW | 45 / 100 | Watch closely | SNOW: The balance sheet looks okay. Key numbers: debt/assets N/ADebt/assets shows how much of the company's assets are funded with debt. It matters because more debt can make rate hikes and refinancing more painful. N/A means the filing did not provide enough data to calculate this ratio cleanly.; cash/debt N/ACash/debt compares cash to debt. It matters because cash gives a company breathing room to pay bills, handle stress, or wait for better borrowing conditions. N/A means the filing did not provide enough data to calculate this ratio cleanly.; current ratio 1.3xCurrent ratio compares short-term assets with short-term bills. It matters because a value under 1.0x can mean near-term bills are larger than near-term resources.. Recent headlines do not show strong stress keywords. It also sits in a rate-sensitive group. This stock needs watching if rates rise. |
| HD | 36 / 100 | Some pressure | HD: The balance sheet looks strong. Key numbers: debt/assets 3%Debt/assets shows how much of the company's assets are funded with debt. It matters because more debt can make rate hikes and refinancing more painful. This reading is low, so the company usually has more flexibility.; cash/debt 0.5xCash/debt compares cash to debt. It matters because cash gives a company breathing room to pay bills, handle stress, or wait for better borrowing conditions.; current ratio 1.1xCurrent ratio compares short-term assets with short-term bills. It matters because a value under 1.0x can mean near-term bills are larger than near-term resources.. Recent headlines mention debt or credit pressure (downgrade). News read: Some headline pressure into a hike. It also sits in a rate-sensitive group. This stock looks less stressed if rates rise right now. |
| UAL | 34 / 100 | Some pressure | UAL: The balance sheet looks strong. Key numbers: debt/assets 1%Debt/assets shows how much of the company's assets are funded with debt. It matters because more debt can make rate hikes and refinancing more painful. This reading is low, so the company usually has more flexibility.; cash/debt net cashCash/debt compares cash to debt. It matters because cash gives a company breathing room to pay bills, handle stress, or wait for better borrowing conditions. Net cash means cash is greater than debt, which is usually a strong position.; current ratio 0.7xCurrent ratio compares short-term assets with short-term bills. It matters because a value under 1.0x can mean near-term bills are larger than near-term resources. This reading is below 1.0x, so short-term bills may be larger than short-term resources.. Recent headlines mention debt or credit pressure (bankruptcy). News read: High headline pressure into a hike. Its sector is not a direct hike bucket. This stock looks less stressed if rates rise right now. |
| BRK.B | 33 / 100 | Some pressure | BRK.B: The balance sheet looks strong. Key numbers: equity/assets 58%Equity/assets shows how much of the balance sheet is funded by owner capital instead of debt. It matters because more equity can absorb losses better.; cash/assets 5%Cash/assets shows how much of the company is held in cash. It matters because cash can help cover shocks, claims, withdrawals, or new opportunities.; liabilities/assets 42%Liabilities/assets shows how much of the company is funded by obligations it must repay or service. It matters because a high number leaves less room for mistakes.. Recent headlines mention debt or credit pressure (bankruptcy). News read: High headline pressure into a hike. Its sector usually handles hikes better. This stock looks less stressed if rates rise right now. |
| TRV | 31 / 100 | Some pressure | TRV: The balance sheet looks okay. Key numbers: equity/assets 22%Equity/assets shows how much of the balance sheet is funded by owner capital instead of debt. It matters because more equity can absorb losses better.; cash/assets 0%Cash/assets shows how much of the company is held in cash. It matters because cash can help cover shocks, claims, withdrawals, or new opportunities.; liabilities/assets 78%Liabilities/assets shows how much of the company is funded by obligations it must repay or service. It matters because a high number leaves less room for mistakes.. Recent headlines mention dividend, buyback, or capital-raise pressure (capital raise), and earnings pressure (earnings miss). News read: Quiet headline pressure into a hike. Its sector usually handles hikes better. This stock looks less stressed if rates rise right now. |
| PEP | 27 / 100 | Some pressure | PEP: The balance sheet looks okay. Key numbers: debt/assets 40%Debt/assets shows how much of the company's assets are funded with debt. It matters because more debt can make rate hikes and refinancing more painful. This reading is high, so debt is a meaningful part of the balance sheet.; cash/debt 0.2xCash/debt compares cash to debt. It matters because cash gives a company breathing room to pay bills, handle stress, or wait for better borrowing conditions. This reading is low, so there is little cash compared with debt.; current ratio 0.9xCurrent ratio compares short-term assets with short-term bills. It matters because a value under 1.0x can mean near-term bills are larger than near-term resources. This reading is below 1.0x, so short-term bills may be larger than short-term resources.. Recent headlines do not show strong stress keywords. Its sector is not a direct hike bucket. This stock looks less stressed if rates rise right now. |
| JPM | 26 / 100 | Some pressure | JPM: The balance sheet looks okay. Key numbers: equity/assets 7%Equity/assets shows how much of the balance sheet is funded by owner capital instead of debt. It matters because more equity can absorb losses better.; cash/assets 6%Cash/assets shows how much of the company is held in cash. It matters because cash can help cover shocks, claims, withdrawals, or new opportunities.; liabilities/assets 93%Liabilities/assets shows how much of the company is funded by obligations it must repay or service. It matters because a high number leaves less room for mistakes.. Recent headlines mention debt or credit pressure (debt). News read: Quiet headline pressure into a hike. Its sector usually handles hikes better. This stock looks less stressed if rates rise right now. |
| AIG | 25 / 100 | Some pressure | AIG: The balance sheet looks okay. Key numbers: equity/assets 25%Equity/assets shows how much of the balance sheet is funded by owner capital instead of debt. It matters because more equity can absorb losses better.; cash/assets 1%Cash/assets shows how much of the company is held in cash. It matters because cash can help cover shocks, claims, withdrawals, or new opportunities.; liabilities/assets 75%Liabilities/assets shows how much of the company is funded by obligations it must repay or service. It matters because a high number leaves less room for mistakes.. Recent headlines include positive items such as beat estimates. News read: Quiet headline pressure into a hike. Its sector is not a direct hike bucket. This stock looks less stressed if rates rise right now. |
| GS | 24 / 100 | Lower stress | GS: The balance sheet looks okay. Key numbers: equity/assets 6%Equity/assets shows how much of the balance sheet is funded by owner capital instead of debt. It matters because more equity can absorb losses better.; cash/assets 9%Cash/assets shows how much of the company is held in cash. It matters because cash can help cover shocks, claims, withdrawals, or new opportunities.; liabilities/assets 94%Liabilities/assets shows how much of the company is funded by obligations it must repay or service. It matters because a high number leaves less room for mistakes.. Recent headlines do not show strong stress keywords. Its sector usually handles hikes better. This stock looks less stressed if rates rise right now. |
| CB | 24 / 100 | Lower stress | CB: The balance sheet looks okay. Key numbers: equity/assets 27%Equity/assets shows how much of the balance sheet is funded by owner capital instead of debt. It matters because more equity can absorb losses better.; cash/assets 1%Cash/assets shows how much of the company is held in cash. It matters because cash can help cover shocks, claims, withdrawals, or new opportunities.; liabilities/assets 71%Liabilities/assets shows how much of the company is funded by obligations it must repay or service. It matters because a high number leaves less room for mistakes.. Recent headlines mention earnings pressure (earnings miss). News read: Quiet headline pressure into a hike. Its sector usually handles hikes better. This stock looks less stressed if rates rise right now. |
| SO | 23 / 100 | Lower stress | SO: The balance sheet looks strong. Key numbers: debt/assets 2%Debt/assets shows how much of the company's assets are funded with debt. It matters because more debt can make rate hikes and refinancing more painful. This reading is low, so the company usually has more flexibility.; cash/debt 0.4xCash/debt compares cash to debt. It matters because cash gives a company breathing room to pay bills, handle stress, or wait for better borrowing conditions.; current ratio 0.7xCurrent ratio compares short-term assets with short-term bills. It matters because a value under 1.0x can mean near-term bills are larger than near-term resources. This reading is below 1.0x, so short-term bills may be larger than short-term resources.. Recent headlines include positive items such as strong demand. News read: Quiet headline pressure into a hike. It also sits in a rate-sensitive group. This stock looks less stressed if rates rise right now. |
| KO | 23 / 100 | Lower stress | KO: The balance sheet looks okay. Key numbers: debt/assets 35%Debt/assets shows how much of the company's assets are funded with debt. It matters because more debt can make rate hikes and refinancing more painful.; cash/debt 0.3xCash/debt compares cash to debt. It matters because cash gives a company breathing room to pay bills, handle stress, or wait for better borrowing conditions.; current ratio 1.4xCurrent ratio compares short-term assets with short-term bills. It matters because a value under 1.0x can mean near-term bills are larger than near-term resources.. Recent headlines mention weaker demand (recession). News read: Quiet headline pressure into a hike. Its sector is not a direct hike bucket. This stock looks less stressed if rates rise right now. |
| CAT | 22 / 100 | Lower stress | CAT: The balance sheet looks okay. Key numbers: debt/assets 38%Debt/assets shows how much of the company's assets are funded with debt. It matters because more debt can make rate hikes and refinancing more painful.; cash/debt 0.1xCash/debt compares cash to debt. It matters because cash gives a company breathing room to pay bills, handle stress, or wait for better borrowing conditions. This reading is low, so there is little cash compared with debt.; current ratio 1.4xCurrent ratio compares short-term assets with short-term bills. It matters because a value under 1.0x can mean near-term bills are larger than near-term resources.. Recent headlines do not show strong stress keywords. Its sector usually handles hikes better. This stock looks less stressed if rates rise right now. |
| SHOP | 21 / 100 | Lower stress | SHOP: The balance sheet looks strong. Key numbers: debt/assets N/ADebt/assets shows how much of the company's assets are funded with debt. It matters because more debt can make rate hikes and refinancing more painful. N/A means the filing did not provide enough data to calculate this ratio cleanly.; cash/debt N/ACash/debt compares cash to debt. It matters because cash gives a company breathing room to pay bills, handle stress, or wait for better borrowing conditions. N/A means the filing did not provide enough data to calculate this ratio cleanly.; current ratio 6.2xCurrent ratio compares short-term assets with short-term bills. It matters because a value under 1.0x can mean near-term bills are larger than near-term resources. This reading is comfortable because short-term assets are well above short-term bills.. Recent headlines include positive items such as free cash flow. News read: Quiet headline pressure into a hike. It also sits in a rate-sensitive group. This stock looks less stressed if rates rise right now. |
| MS | 20 / 100 | Lower stress | MS: The balance sheet looks okay. Key numbers: equity/assets 7%Equity/assets shows how much of the balance sheet is funded by owner capital instead of debt. It matters because more equity can absorb losses better.; cash/assets 8%Cash/assets shows how much of the company is held in cash. It matters because cash can help cover shocks, claims, withdrawals, or new opportunities.; liabilities/assets 93%Liabilities/assets shows how much of the company is funded by obligations it must repay or service. It matters because a high number leaves less room for mistakes.. Recent headlines do not show strong stress keywords. Its sector usually handles hikes better. This stock looks less stressed if rates rise right now. |
| SCHW | 17 / 100 | Lower stress | SCHW: The balance sheet looks strong. Key numbers: equity/assets 10%Equity/assets shows how much of the balance sheet is funded by owner capital instead of debt. It matters because more equity can absorb losses better.; cash/assets 15%Cash/assets shows how much of the company is held in cash. It matters because cash can help cover shocks, claims, withdrawals, or new opportunities.; liabilities/assets 90%Liabilities/assets shows how much of the company is funded by obligations it must repay or service. It matters because a high number leaves less room for mistakes.. Recent headlines mention weaker demand (slowdown). News read: Quiet headline pressure into a hike. Its sector is not a direct hike bucket. This stock looks less stressed if rates rise right now. |
| RCL | 17 / 100 | Lower stress | RCL: The balance sheet looks strong. Key numbers: debt/assets 4%Debt/assets shows how much of the company's assets are funded with debt. It matters because more debt can make rate hikes and refinancing more painful. This reading is low, so the company usually has more flexibility.; cash/debt 0.3xCash/debt compares cash to debt. It matters because cash gives a company breathing room to pay bills, handle stress, or wait for better borrowing conditions.; current ratio 0.2xCurrent ratio compares short-term assets with short-term bills. It matters because a value under 1.0x can mean near-term bills are larger than near-term resources. This reading is below 1.0x, so short-term bills may be larger than short-term resources.. Recent headlines mention debt or credit pressure (downgrade). News read: Quiet headline pressure into a hike. Its sector is not a direct hike bucket. This stock looks less stressed if rates rise right now. |
| O | 14 / 100 | Lower stress | O: The balance sheet looks strong. Key numbers: debt/assets 6%Debt/assets shows how much of the company's assets are funded with debt. It matters because more debt can make rate hikes and refinancing more painful. This reading is low, so the company usually has more flexibility.; cash/debt 0.1xCash/debt compares cash to debt. It matters because cash gives a company breathing room to pay bills, handle stress, or wait for better borrowing conditions. This reading is low, so there is little cash compared with debt.; current ratio N/ACurrent ratio compares short-term assets with short-term bills. It matters because a value under 1.0x can mean near-term bills are larger than near-term resources. N/A means the filing did not provide enough data to calculate this ratio cleanly.. Recent headlines do not show strong stress keywords. It also sits in a rate-sensitive group. This stock looks less stressed if rates rise right now. |
| TSLA | 12 / 100 | Lower stress | TSLA: The balance sheet looks strong. Key numbers: debt/assets 1%Debt/assets shows how much of the company's assets are funded with debt. It matters because more debt can make rate hikes and refinancing more painful. This reading is low, so the company usually has more flexibility.; cash/debt net cashCash/debt compares cash to debt. It matters because cash gives a company breathing room to pay bills, handle stress, or wait for better borrowing conditions. Net cash means cash is greater than debt, which is usually a strong position.; current ratio 2.0xCurrent ratio compares short-term assets with short-term bills. It matters because a value under 1.0x can mean near-term bills are larger than near-term resources. This reading is comfortable because short-term assets are well above short-term bills.. Recent headlines do not show strong stress keywords. It also sits in a rate-sensitive group. This stock looks less stressed if rates rise right now. |
| PHM | 12 / 100 | Lower stress | PHM: The balance sheet looks strong. Key numbers: debt/assets 0%Debt/assets shows how much of the company's assets are funded with debt. It matters because more debt can make rate hikes and refinancing more painful. This reading is low, so the company usually has more flexibility.; cash/debt net cashCash/debt compares cash to debt. It matters because cash gives a company breathing room to pay bills, handle stress, or wait for better borrowing conditions. Net cash means cash is greater than debt, which is usually a strong position.; current ratio N/ACurrent ratio compares short-term assets with short-term bills. It matters because a value under 1.0x can mean near-term bills are larger than near-term resources. N/A means the filing did not provide enough data to calculate this ratio cleanly.. Recent headlines do not show strong stress keywords. It also sits in a rate-sensitive group. This stock looks less stressed if rates rise right now. |
| PG | 12 / 100 | Lower stress | PG: The balance sheet looks okay. Key numbers: debt/assets 29%Debt/assets shows how much of the company's assets are funded with debt. It matters because more debt can make rate hikes and refinancing more painful.; cash/debt 0.3xCash/debt compares cash to debt. It matters because cash gives a company breathing room to pay bills, handle stress, or wait for better borrowing conditions.; current ratio 0.7xCurrent ratio compares short-term assets with short-term bills. It matters because a value under 1.0x can mean near-term bills are larger than near-term resources. This reading is below 1.0x, so short-term bills may be larger than short-term resources.. Recent headlines do not show strong stress keywords. Its sector is not a direct hike bucket. This stock looks less stressed if rates rise right now. |
| NVDA | 12 / 100 | Lower stress | NVDA: The balance sheet looks strong. Key numbers: debt/assets 4%Debt/assets shows how much of the company's assets are funded with debt. It matters because more debt can make rate hikes and refinancing more painful. This reading is low, so the company usually has more flexibility.; cash/debt 1.3xCash/debt compares cash to debt. It matters because cash gives a company breathing room to pay bills, handle stress, or wait for better borrowing conditions. This reading is strong because cash covers most or all debt.; current ratio 3.9xCurrent ratio compares short-term assets with short-term bills. It matters because a value under 1.0x can mean near-term bills are larger than near-term resources. This reading is comfortable because short-term assets are well above short-term bills.. Recent headlines do not show strong stress keywords. It also sits in a rate-sensitive group. This stock looks less stressed if rates rise right now. |
| LEN | 12 / 100 | Lower stress | LEN: The balance sheet looks strong. Key numbers: debt/assets 18%Debt/assets shows how much of the company's assets are funded with debt. It matters because more debt can make rate hikes and refinancing more painful.; cash/debt 0.4xCash/debt compares cash to debt. It matters because cash gives a company breathing room to pay bills, handle stress, or wait for better borrowing conditions.; current ratio N/ACurrent ratio compares short-term assets with short-term bills. It matters because a value under 1.0x can mean near-term bills are larger than near-term resources. N/A means the filing did not provide enough data to calculate this ratio cleanly.. Recent headlines do not show strong stress keywords. It also sits in a rate-sensitive group. This stock looks less stressed if rates rise right now. |
| EQIX | 12 / 100 | Lower stress | EQIX: The balance sheet looks strong. Key numbers: debt/assets 6%Debt/assets shows how much of the company's assets are funded with debt. It matters because more debt can make rate hikes and refinancing more painful. This reading is low, so the company usually has more flexibility.; cash/debt 0.6xCash/debt compares cash to debt. It matters because cash gives a company breathing room to pay bills, handle stress, or wait for better borrowing conditions.; current ratio 1.2xCurrent ratio compares short-term assets with short-term bills. It matters because a value under 1.0x can mean near-term bills are larger than near-term resources.. Recent headlines include positive items such as raised guidance. News read: Quiet headline pressure into a hike. It also sits in a rate-sensitive group. This stock looks less stressed if rates rise right now. |
| WFC | 9 / 100 | Lower stress | WFC: The balance sheet looks strong. Key numbers: equity/assets 8%Equity/assets shows how much of the balance sheet is funded by owner capital instead of debt. It matters because more equity can absorb losses better.; cash/assets 8%Cash/assets shows how much of the company is held in cash. It matters because cash can help cover shocks, claims, withdrawals, or new opportunities.; liabilities/assets 92%Liabilities/assets shows how much of the company is funded by obligations it must repay or service. It matters because a high number leaves less room for mistakes.. Recent headlines mention cost cuts or restructuring (cost cuts). News read: Quiet headline pressure into a hike. Its sector usually handles hikes better. This stock looks less stressed if rates rise right now. |
| SLB | 9 / 100 | Lower stress | SLB: The balance sheet looks strong. Key numbers: debt/assets 21%Debt/assets shows how much of the company's assets are funded with debt. It matters because more debt can make rate hikes and refinancing more painful.; cash/debt 0.3xCash/debt compares cash to debt. It matters because cash gives a company breathing room to pay bills, handle stress, or wait for better borrowing conditions.; current ratio 1.3xCurrent ratio compares short-term assets with short-term bills. It matters because a value under 1.0x can mean near-term bills are larger than near-term resources.. Recent headlines mention cost or margin pressure (margin pressure). News read: Some headline pressure into a hike. Its sector usually handles hikes better. This stock looks less stressed if rates rise right now. |
| NUE | 7 / 100 | Lower stress | NUE: The balance sheet looks strong. Key numbers: debt/assets 1%Debt/assets shows how much of the company's assets are funded with debt. It matters because more debt can make rate hikes and refinancing more painful. This reading is low, so the company usually has more flexibility.; cash/debt 8.8xCash/debt compares cash to debt. It matters because cash gives a company breathing room to pay bills, handle stress, or wait for better borrowing conditions. This reading is strong because cash covers most or all debt.; current ratio 2.9xCurrent ratio compares short-term assets with short-term bills. It matters because a value under 1.0x can mean near-term bills are larger than near-term resources. This reading is comfortable because short-term assets are well above short-term bills.. Recent headlines mention debt or credit pressure (downgrade). News read: Some headline pressure into a hike. Its sector usually handles hikes better. This stock looks less stressed if rates rise right now. |
| BAC | 7 / 100 | Lower stress | BAC: The balance sheet looks strong. Key numbers: equity/assets 9%Equity/assets shows how much of the balance sheet is funded by owner capital instead of debt. It matters because more equity can absorb losses better.; cash/assets 7%Cash/assets shows how much of the company is held in cash. It matters because cash can help cover shocks, claims, withdrawals, or new opportunities.; liabilities/assets 91%Liabilities/assets shows how much of the company is funded by obligations it must repay or service. It matters because a high number leaves less room for mistakes.. Recent headlines do not show strong stress keywords. Its sector usually handles hikes better. This stock looks less stressed if rates rise right now. |
| AON | 7 / 100 | Lower stress | AON: The balance sheet looks strong. Key numbers: equity/assets 19%Equity/assets shows how much of the balance sheet is funded by owner capital instead of debt. It matters because more equity can absorb losses better.; cash/assets 2%Cash/assets shows how much of the company is held in cash. It matters because cash can help cover shocks, claims, withdrawals, or new opportunities.; liabilities/assets 81%Liabilities/assets shows how much of the company is funded by obligations it must repay or service. It matters because a high number leaves less room for mistakes.. Recent headlines include positive items such as beat estimates. News read: Quiet headline pressure into a hike. Its sector usually handles hikes better. This stock looks less stressed if rates rise right now. |
| WMT | 3 / 100 | Lower stress | WMT: The balance sheet looks strong. Key numbers: debt/assets 2%Debt/assets shows how much of the company's assets are funded with debt. It matters because more debt can make rate hikes and refinancing more painful. This reading is low, so the company usually has more flexibility.; cash/debt 1.7xCash/debt compares cash to debt. It matters because cash gives a company breathing room to pay bills, handle stress, or wait for better borrowing conditions. This reading is strong because cash covers most or all debt.; current ratio 0.8xCurrent ratio compares short-term assets with short-term bills. It matters because a value under 1.0x can mean near-term bills are larger than near-term resources. This reading is below 1.0x, so short-term bills may be larger than short-term resources.. Recent headlines do not show strong stress keywords. Its sector is not a direct hike bucket. This stock looks less stressed if rates rise right now. |
| XOM | 0 / 100 | Lower stress | XOM: The balance sheet looks strong. Key numbers: debt/assets 8%Debt/assets shows how much of the company's assets are funded with debt. It matters because more debt can make rate hikes and refinancing more painful. This reading is low, so the company usually has more flexibility.; cash/debt 0.2xCash/debt compares cash to debt. It matters because cash gives a company breathing room to pay bills, handle stress, or wait for better borrowing conditions. This reading is low, so there is little cash compared with debt.; current ratio 1.0xCurrent ratio compares short-term assets with short-term bills. It matters because a value under 1.0x can mean near-term bills are larger than near-term resources.. Recent headlines do not show strong stress keywords. Its sector usually handles hikes better. This stock looks less stressed if rates rise right now. |
| MSFT | 0 / 100 | Lower stress | MSFT: The balance sheet looks strong. Key numbers: debt/assets 6%Debt/assets shows how much of the company's assets are funded with debt. It matters because more debt can make rate hikes and refinancing more painful. This reading is low, so the company usually has more flexibility.; cash/debt 0.8xCash/debt compares cash to debt. It matters because cash gives a company breathing room to pay bills, handle stress, or wait for better borrowing conditions.; current ratio 1.3xCurrent ratio compares short-term assets with short-term bills. It matters because a value under 1.0x can mean near-term bills are larger than near-term resources.. Recent headlines do not show strong stress keywords. Its sector usually handles hikes better. This stock looks less stressed if rates rise right now. |
| MMC | 0 / 100 | Lower stress | MMC: The balance sheet looks strong. Key numbers: equity/assets 25%Equity/assets shows how much of the balance sheet is funded by owner capital instead of debt. It matters because more equity can absorb losses better.; cash/assets 23%Cash/assets shows how much of the company is held in cash. It matters because cash can help cover shocks, claims, withdrawals, or new opportunities.; liabilities/assets N/ALiabilities/assets shows how much of the company is funded by obligations it must repay or service. It matters because a high number leaves less room for mistakes. N/A means the filing did not provide enough data to calculate this ratio cleanly.. Recent headlines do not show strong stress keywords. Its sector usually handles hikes better. This stock looks less stressed if rates rise right now. |
| GOOGL | 0 / 100 | Lower stress | GOOGL: The balance sheet looks strong. Key numbers: debt/assets 0%Debt/assets shows how much of the company's assets are funded with debt. It matters because more debt can make rate hikes and refinancing more painful. This reading is low, so the company usually has more flexibility.; cash/debt net cashCash/debt compares cash to debt. It matters because cash gives a company breathing room to pay bills, handle stress, or wait for better borrowing conditions. Net cash means cash is greater than debt, which is usually a strong position.; current ratio 1.9xCurrent ratio compares short-term assets with short-term bills. It matters because a value under 1.0x can mean near-term bills are larger than near-term resources. This reading is comfortable because short-term assets are well above short-term bills.. Recent headlines mention debt or credit pressure (debt). News read: Quiet headline pressure into a hike. Its sector usually handles hikes better. This stock looks less stressed if rates rise right now. |
| ENPH | 0 / 100 | Lower stress | ENPH: The balance sheet looks strong. Key numbers: debt/assets 21%Debt/assets shows how much of the company's assets are funded with debt. It matters because more debt can make rate hikes and refinancing more painful.; cash/debt 0.9xCash/debt compares cash to debt. It matters because cash gives a company breathing room to pay bills, handle stress, or wait for better borrowing conditions.; current ratio 3.8xCurrent ratio compares short-term assets with short-term bills. It matters because a value under 1.0x can mean near-term bills are larger than near-term resources. This reading is comfortable because short-term assets are well above short-term bills.. Recent headlines include positive items such as beat estimates. News read: Quiet headline pressure into a hike. Its sector is not a direct hike bucket. This stock looks less stressed if rates rise right now. |
| DE | 0 / 100 | Lower stress | DE: The balance sheet looks strong. Key numbers: debt/assets 14%Debt/assets shows how much of the company's assets are funded with debt. It matters because more debt can make rate hikes and refinancing more painful.; cash/debt 0.5xCash/debt compares cash to debt. It matters because cash gives a company breathing room to pay bills, handle stress, or wait for better borrowing conditions.; current ratio N/ACurrent ratio compares short-term assets with short-term bills. It matters because a value under 1.0x can mean near-term bills are larger than near-term resources. N/A means the filing did not provide enough data to calculate this ratio cleanly.. Recent headlines include positive items such as raised guidance. News read: Quiet headline pressure into a hike. Its sector usually handles hikes better. This stock looks less stressed if rates rise right now. |
| CVX | 0 / 100 | Lower stress | CVX: The balance sheet looks strong. Key numbers: debt/assets 2%Debt/assets shows how much of the company's assets are funded with debt. It matters because more debt can make rate hikes and refinancing more painful. This reading is low, so the company usually has more flexibility.; cash/debt 1.0xCash/debt compares cash to debt. It matters because cash gives a company breathing room to pay bills, handle stress, or wait for better borrowing conditions. This reading is strong because cash covers most or all debt.; current ratio 1.1xCurrent ratio compares short-term assets with short-term bills. It matters because a value under 1.0x can mean near-term bills are larger than near-term resources.. Recent headlines do not show strong stress keywords. Its sector usually handles hikes better. This stock looks less stressed if rates rise right now. |
| COST | 0 / 100 | Lower stress | COST: The balance sheet looks strong. Key numbers: debt/assets 7%Debt/assets shows how much of the company's assets are funded with debt. It matters because more debt can make rate hikes and refinancing more painful. This reading is low, so the company usually has more flexibility.; cash/debt 3.0xCash/debt compares cash to debt. It matters because cash gives a company breathing room to pay bills, handle stress, or wait for better borrowing conditions. This reading is strong because cash covers most or all debt.; current ratio 1.1xCurrent ratio compares short-term assets with short-term bills. It matters because a value under 1.0x can mean near-term bills are larger than near-term resources.. Recent headlines do not show strong stress keywords. Its sector is not a direct hike bucket. This stock looks less stressed if rates rise right now. |
| COP | 0 / 100 | Lower stress | COP: The balance sheet looks strong. Key numbers: debt/assets 19%Debt/assets shows how much of the company's assets are funded with debt. It matters because more debt can make rate hikes and refinancing more painful.; cash/debt 0.3xCash/debt compares cash to debt. It matters because cash gives a company breathing room to pay bills, handle stress, or wait for better borrowing conditions.; current ratio 1.3xCurrent ratio compares short-term assets with short-term bills. It matters because a value under 1.0x can mean near-term bills are larger than near-term resources.. Recent headlines mention cost cuts or restructuring (cost cuts). News read: Quiet headline pressure into a hike. Its sector usually handles hikes better. This stock looks less stressed if rates rise right now. |
| AMZN | 0 / 100 | Lower stress | AMZN: The balance sheet looks strong. Key numbers: debt/assets 1%Debt/assets shows how much of the company's assets are funded with debt. It matters because more debt can make rate hikes and refinancing more painful. This reading is low, so the company usually has more flexibility.; cash/debt 7.9xCash/debt compares cash to debt. It matters because cash gives a company breathing room to pay bills, handle stress, or wait for better borrowing conditions. This reading is strong because cash covers most or all debt.; current ratio 1.2xCurrent ratio compares short-term assets with short-term bills. It matters because a value under 1.0x can mean near-term bills are larger than near-term resources.. Recent headlines do not show strong stress keywords. Its sector is not a direct hike bucket. This stock looks less stressed if rates rise right now. |
| AAPL | 0 / 100 | Lower stress | AAPL: The balance sheet looks strong. Key numbers: debt/assets 22%Debt/assets shows how much of the company's assets are funded with debt. It matters because more debt can make rate hikes and refinancing more painful.; cash/debt 0.6xCash/debt compares cash to debt. It matters because cash gives a company breathing room to pay bills, handle stress, or wait for better borrowing conditions.; current ratio 1.1xCurrent ratio compares short-term assets with short-term bills. It matters because a value under 1.0x can mean near-term bills are larger than near-term resources.. Recent headlines do not show strong stress keywords. Its sector usually handles hikes better. This stock looks less stressed if rates rise right now. |
Balance-Sheet Stress Scan
If the Fed hikes, stronger balance sheets get credit because expensive money punishes weak liquidity and heavy debt. Last scan: 2026-05-11 00:10 UTC. This is rules-based and uses the symbols already listed on this page.
Can weather higher rates
| Symbol | Score | Read | Why |
|---|---|---|---|
| AMZN AMAZON.COM, INC. | 100 / 100 | Can weather higher rates | Balance sheet looks durable for higher rates: debt/assets 1%Debt/assets shows how much of the company's assets are funded with debt. It matters because more debt can make rate hikes and refinancing more painful. This reading is low, so the company usually has more flexibility., cash/debt 7.9xCash/debt compares cash to debt. It matters because cash gives a company breathing room to pay bills, handle stress, or wait for better borrowing conditions. This reading is strong because cash covers most or all debt., equity/assets 48%Equity/assets shows how much of the balance sheet is funded by owner capital instead of debt. It matters because more equity can absorb losses better.; it is not listed as a direct rate play. debt/assets 1%Debt/assets shows how much of the company's assets are funded with debt. It matters because more debt can make rate hikes and refinancing more painful. This reading is low, so the company usually has more flexibility.; cash/debt 7.9xCash/debt compares cash to debt. It matters because cash gives a company breathing room to pay bills, handle stress, or wait for better borrowing conditions. This reading is strong because cash covers most or all debt.; current ratio 1.2xCurrent ratio compares short-term assets with short-term bills. It matters because a value under 1.0x can mean near-term bills are larger than near-term resources. |
| COP ConocoPhillips | 100 / 100 | Can weather higher rates | Balance sheet looks durable for higher rates: debt/assets 19%Debt/assets shows how much of the company's assets are funded with debt. It matters because more debt can make rate hikes and refinancing more painful., cash/debt 0.3xCash/debt compares cash to debt. It matters because cash gives a company breathing room to pay bills, handle stress, or wait for better borrowing conditions., equity/assets 53%Equity/assets shows how much of the balance sheet is funded by owner capital instead of debt. It matters because more equity can absorb losses better.; it is listed as usually helped. debt/assets 19%Debt/assets shows how much of the company's assets are funded with debt. It matters because more debt can make rate hikes and refinancing more painful.; cash/debt 0.3xCash/debt compares cash to debt. It matters because cash gives a company breathing room to pay bills, handle stress, or wait for better borrowing conditions.; current ratio 1.3xCurrent ratio compares short-term assets with short-term bills. It matters because a value under 1.0x can mean near-term bills are larger than near-term resources. |
| COST COSTCO WHOLESALE CORP /NEW | 100 / 100 | Can weather higher rates | Balance sheet looks durable for higher rates: debt/assets 7%Debt/assets shows how much of the company's assets are funded with debt. It matters because more debt can make rate hikes and refinancing more painful. This reading is low, so the company usually has more flexibility., cash/debt 3.0xCash/debt compares cash to debt. It matters because cash gives a company breathing room to pay bills, handle stress, or wait for better borrowing conditions. This reading is strong because cash covers most or all debt., equity/assets 38%Equity/assets shows how much of the balance sheet is funded by owner capital instead of debt. It matters because more equity can absorb losses better.; it is not listed as a direct rate play. debt/assets 7%Debt/assets shows how much of the company's assets are funded with debt. It matters because more debt can make rate hikes and refinancing more painful. This reading is low, so the company usually has more flexibility.; cash/debt 3.0xCash/debt compares cash to debt. It matters because cash gives a company breathing room to pay bills, handle stress, or wait for better borrowing conditions. This reading is strong because cash covers most or all debt.; current ratio 1.1xCurrent ratio compares short-term assets with short-term bills. It matters because a value under 1.0x can mean near-term bills are larger than near-term resources. |
| CVX Chevron Corp | 100 / 100 | Can weather higher rates | Balance sheet looks durable for higher rates: debt/assets 2%Debt/assets shows how much of the company's assets are funded with debt. It matters because more debt can make rate hikes and refinancing more painful. This reading is low, so the company usually has more flexibility., cash/debt 1.0xCash/debt compares cash to debt. It matters because cash gives a company breathing room to pay bills, handle stress, or wait for better borrowing conditions. This reading is strong because cash covers most or all debt., equity/assets 56%Equity/assets shows how much of the balance sheet is funded by owner capital instead of debt. It matters because more equity can absorb losses better.; it is listed as usually helped. debt/assets 2%Debt/assets shows how much of the company's assets are funded with debt. It matters because more debt can make rate hikes and refinancing more painful. This reading is low, so the company usually has more flexibility.; cash/debt 1.0xCash/debt compares cash to debt. It matters because cash gives a company breathing room to pay bills, handle stress, or wait for better borrowing conditions. This reading is strong because cash covers most or all debt.; current ratio 1.1xCurrent ratio compares short-term assets with short-term bills. It matters because a value under 1.0x can mean near-term bills are larger than near-term resources. |
| ENPH Enphase Energy, Inc. | 100 / 100 | Can weather higher rates | Balance sheet looks durable for higher rates: debt/assets 21%Debt/assets shows how much of the company's assets are funded with debt. It matters because more debt can make rate hikes and refinancing more painful., cash/debt 0.9xCash/debt compares cash to debt. It matters because cash gives a company breathing room to pay bills, handle stress, or wait for better borrowing conditions., equity/assets 40%Equity/assets shows how much of the balance sheet is funded by owner capital instead of debt. It matters because more equity can absorb losses better.; it is not listed as a direct rate play. debt/assets 21%Debt/assets shows how much of the company's assets are funded with debt. It matters because more debt can make rate hikes and refinancing more painful.; cash/debt 0.9xCash/debt compares cash to debt. It matters because cash gives a company breathing room to pay bills, handle stress, or wait for better borrowing conditions.; current ratio 3.8xCurrent ratio compares short-term assets with short-term bills. It matters because a value under 1.0x can mean near-term bills are larger than near-term resources. This reading is comfortable because short-term assets are well above short-term bills. |
| GOOGL Alphabet Inc. | 100 / 100 | Can weather higher rates | Balance sheet looks durable for higher rates: debt/assets 0%Debt/assets shows how much of the company's assets are funded with debt. It matters because more debt can make rate hikes and refinancing more painful. This reading is low, so the company usually has more flexibility., cash/debt net cashCash/debt compares cash to debt. It matters because cash gives a company breathing room to pay bills, handle stress, or wait for better borrowing conditions. Net cash means cash is greater than debt, which is usually a strong position., equity/assets 68%Equity/assets shows how much of the balance sheet is funded by owner capital instead of debt. It matters because more equity can absorb losses better.; it is listed as usually helped. debt/assets 0%Debt/assets shows how much of the company's assets are funded with debt. It matters because more debt can make rate hikes and refinancing more painful. This reading is low, so the company usually has more flexibility.; cash/debt net cashCash/debt compares cash to debt. It matters because cash gives a company breathing room to pay bills, handle stress, or wait for better borrowing conditions. Net cash means cash is greater than debt, which is usually a strong position.; current ratio 1.9xCurrent ratio compares short-term assets with short-term bills. It matters because a value under 1.0x can mean near-term bills are larger than near-term resources. This reading is comfortable because short-term assets are well above short-term bills. |
| MSFT MICROSOFT CORPORATION | 100 / 100 | Can weather higher rates | Balance sheet looks durable for higher rates: debt/assets 6%Debt/assets shows how much of the company's assets are funded with debt. It matters because more debt can make rate hikes and refinancing more painful. This reading is low, so the company usually has more flexibility., cash/debt 0.8xCash/debt compares cash to debt. It matters because cash gives a company breathing room to pay bills, handle stress, or wait for better borrowing conditions., equity/assets 60%Equity/assets shows how much of the balance sheet is funded by owner capital instead of debt. It matters because more equity can absorb losses better.; it is listed as usually helped. debt/assets 6%Debt/assets shows how much of the company's assets are funded with debt. It matters because more debt can make rate hikes and refinancing more painful. This reading is low, so the company usually has more flexibility.; cash/debt 0.8xCash/debt compares cash to debt. It matters because cash gives a company breathing room to pay bills, handle stress, or wait for better borrowing conditions.; current ratio 1.3xCurrent ratio compares short-term assets with short-term bills. It matters because a value under 1.0x can mean near-term bills are larger than near-term resources. |
| NUE NUCOR CORP | 100 / 100 | Can weather higher rates | Balance sheet looks durable for higher rates: debt/assets 1%Debt/assets shows how much of the company's assets are funded with debt. It matters because more debt can make rate hikes and refinancing more painful. This reading is low, so the company usually has more flexibility., cash/debt 8.8xCash/debt compares cash to debt. It matters because cash gives a company breathing room to pay bills, handle stress, or wait for better borrowing conditions. This reading is strong because cash covers most or all debt., equity/assets 60%Equity/assets shows how much of the balance sheet is funded by owner capital instead of debt. It matters because more equity can absorb losses better.; it is listed as usually helped. debt/assets 1%Debt/assets shows how much of the company's assets are funded with debt. It matters because more debt can make rate hikes and refinancing more painful. This reading is low, so the company usually has more flexibility.; cash/debt 8.8xCash/debt compares cash to debt. It matters because cash gives a company breathing room to pay bills, handle stress, or wait for better borrowing conditions. This reading is strong because cash covers most or all debt.; current ratio 2.9xCurrent ratio compares short-term assets with short-term bills. It matters because a value under 1.0x can mean near-term bills are larger than near-term resources. This reading is comfortable because short-term assets are well above short-term bills. |
Needs caution if rates rise
| Symbol | Score | Read | Why |
|---|---|---|---|
| SPG SIMON PROPERTY GROUP, INC. | 7 / 100 | Higher-rate stress watch | Higher rates could pressure this name: debt/assets 70%Debt/assets shows how much of the company's assets are funded with debt. It matters because more debt can make rate hikes and refinancing more painful. This reading is high, so debt is a meaningful part of the balance sheet., cash/debt 0.0xCash/debt compares cash to debt. It matters because cash gives a company breathing room to pay bills, handle stress, or wait for better borrowing conditions. This reading is low, so there is little cash compared with debt., current ratio N/ACurrent ratio compares short-term assets with short-term bills. It matters because a value under 1.0x can mean near-term bills are larger than near-term resources. N/A means the filing did not provide enough data to calculate this ratio cleanly.; it is listed as usually pressured. debt/assets 70%Debt/assets shows how much of the company's assets are funded with debt. It matters because more debt can make rate hikes and refinancing more painful. This reading is high, so debt is a meaningful part of the balance sheet.; cash/debt 0.0xCash/debt compares cash to debt. It matters because cash gives a company breathing room to pay bills, handle stress, or wait for better borrowing conditions. This reading is low, so there is little cash compared with debt.; current ratio N/ACurrent ratio compares short-term assets with short-term bills. It matters because a value under 1.0x can mean near-term bills are larger than near-term resources. N/A means the filing did not provide enough data to calculate this ratio cleanly. |
| AEP AMERICAN ELECTRIC POWER CO INC. | 22 / 100 | Higher-rate stress watch | Higher rates could pressure this name: debt/assets 42%Debt/assets shows how much of the company's assets are funded with debt. It matters because more debt can make rate hikes and refinancing more painful. This reading is high, so debt is a meaningful part of the balance sheet., cash/debt 0.0xCash/debt compares cash to debt. It matters because cash gives a company breathing room to pay bills, handle stress, or wait for better borrowing conditions. This reading is low, so there is little cash compared with debt., current ratio 0.5xCurrent ratio compares short-term assets with short-term bills. It matters because a value under 1.0x can mean near-term bills are larger than near-term resources. This reading is below 1.0x, so short-term bills may be larger than short-term resources.; it is listed as usually pressured. debt/assets 42%Debt/assets shows how much of the company's assets are funded with debt. It matters because more debt can make rate hikes and refinancing more painful. This reading is high, so debt is a meaningful part of the balance sheet.; cash/debt 0.0xCash/debt compares cash to debt. It matters because cash gives a company breathing room to pay bills, handle stress, or wait for better borrowing conditions. This reading is low, so there is little cash compared with debt.; current ratio 0.5xCurrent ratio compares short-term assets with short-term bills. It matters because a value under 1.0x can mean near-term bills are larger than near-term resources. This reading is below 1.0x, so short-term bills may be larger than short-term resources. |
| CCL Carnival Corp Ltd. | 32 / 100 | Higher-rate stress watch | Higher rates could pressure this name: debt/assets 49%Debt/assets shows how much of the company's assets are funded with debt. It matters because more debt can make rate hikes and refinancing more painful. This reading is high, so debt is a meaningful part of the balance sheet., cash/debt 0.1xCash/debt compares cash to debt. It matters because cash gives a company breathing room to pay bills, handle stress, or wait for better borrowing conditions. This reading is low, so there is little cash compared with debt., current ratio 0.3xCurrent ratio compares short-term assets with short-term bills. It matters because a value under 1.0x can mean near-term bills are larger than near-term resources. This reading is below 1.0x, so short-term bills may be larger than short-term resources.; it is not listed as a direct rate play. debt/assets 49%Debt/assets shows how much of the company's assets are funded with debt. It matters because more debt can make rate hikes and refinancing more painful. This reading is high, so debt is a meaningful part of the balance sheet.; cash/debt 0.1xCash/debt compares cash to debt. It matters because cash gives a company breathing room to pay bills, handle stress, or wait for better borrowing conditions. This reading is low, so there is little cash compared with debt.; current ratio 0.3xCurrent ratio compares short-term assets with short-term bills. It matters because a value under 1.0x can mean near-term bills are larger than near-term resources. This reading is below 1.0x, so short-term bills may be larger than short-term resources. |
| DUK DUKE ENERGY CORPORATION | 22 / 100 | Higher-rate stress watch | Higher rates could pressure this name: debt/assets 44%Debt/assets shows how much of the company's assets are funded with debt. It matters because more debt can make rate hikes and refinancing more painful. This reading is high, so debt is a meaningful part of the balance sheet., cash/debt 0.0xCash/debt compares cash to debt. It matters because cash gives a company breathing room to pay bills, handle stress, or wait for better borrowing conditions. This reading is low, so there is little cash compared with debt., current ratio 0.7xCurrent ratio compares short-term assets with short-term bills. It matters because a value under 1.0x can mean near-term bills are larger than near-term resources. This reading is below 1.0x, so short-term bills may be larger than short-term resources.; it is listed as usually pressured. debt/assets 44%Debt/assets shows how much of the company's assets are funded with debt. It matters because more debt can make rate hikes and refinancing more painful. This reading is high, so debt is a meaningful part of the balance sheet.; cash/debt 0.0xCash/debt compares cash to debt. It matters because cash gives a company breathing room to pay bills, handle stress, or wait for better borrowing conditions. This reading is low, so there is little cash compared with debt.; current ratio 0.7xCurrent ratio compares short-term assets with short-term bills. It matters because a value under 1.0x can mean near-term bills are larger than near-term resources. This reading is below 1.0x, so short-term bills may be larger than short-term resources. |
| NEE NEXTERA ENERGY, INC. | 22 / 100 | Higher-rate stress watch | Higher rates could pressure this name: debt/assets 44%Debt/assets shows how much of the company's assets are funded with debt. It matters because more debt can make rate hikes and refinancing more painful. This reading is high, so debt is a meaningful part of the balance sheet., cash/debt 0.0xCash/debt compares cash to debt. It matters because cash gives a company breathing room to pay bills, handle stress, or wait for better borrowing conditions. This reading is low, so there is little cash compared with debt., current ratio 0.5xCurrent ratio compares short-term assets with short-term bills. It matters because a value under 1.0x can mean near-term bills are larger than near-term resources. This reading is below 1.0x, so short-term bills may be larger than short-term resources.; it is listed as usually pressured. debt/assets 44%Debt/assets shows how much of the company's assets are funded with debt. It matters because more debt can make rate hikes and refinancing more painful. This reading is high, so debt is a meaningful part of the balance sheet.; cash/debt 0.0xCash/debt compares cash to debt. It matters because cash gives a company breathing room to pay bills, handle stress, or wait for better borrowing conditions. This reading is low, so there is little cash compared with debt.; current ratio 0.5xCurrent ratio compares short-term assets with short-term bills. It matters because a value under 1.0x can mean near-term bills are larger than near-term resources. This reading is below 1.0x, so short-term bills may be larger than short-term resources. |
| AMT AMERICAN TOWER CORPORATION | 40 / 100 | Higher-rate stress watch | Higher rates could pressure this name: debt/assets 10%Debt/assets shows how much of the company's assets are funded with debt. It matters because more debt can make rate hikes and refinancing more painful. This reading is low, so the company usually has more flexibility., cash/debt 0.3xCash/debt compares cash to debt. It matters because cash gives a company breathing room to pay bills, handle stress, or wait for better borrowing conditions., current ratio 0.3xCurrent ratio compares short-term assets with short-term bills. It matters because a value under 1.0x can mean near-term bills are larger than near-term resources. This reading is below 1.0x, so short-term bills may be larger than short-term resources.; it is listed as usually pressured. debt/assets 10%Debt/assets shows how much of the company's assets are funded with debt. It matters because more debt can make rate hikes and refinancing more painful. This reading is low, so the company usually has more flexibility.; cash/debt 0.3xCash/debt compares cash to debt. It matters because cash gives a company breathing room to pay bills, handle stress, or wait for better borrowing conditions.; current ratio 0.3xCurrent ratio compares short-term assets with short-term bills. It matters because a value under 1.0x can mean near-term bills are larger than near-term resources. This reading is below 1.0x, so short-term bills may be larger than short-term resources. |
| PLD Prologis, Inc. | 41 / 100 | Higher-rate stress watch | Higher rates could pressure this name: debt/assets 35%Debt/assets shows how much of the company's assets are funded with debt. It matters because more debt can make rate hikes and refinancing more painful., cash/debt 0.0xCash/debt compares cash to debt. It matters because cash gives a company breathing room to pay bills, handle stress, or wait for better borrowing conditions. This reading is low, so there is little cash compared with debt., current ratio N/ACurrent ratio compares short-term assets with short-term bills. It matters because a value under 1.0x can mean near-term bills are larger than near-term resources. N/A means the filing did not provide enough data to calculate this ratio cleanly.; it is listed as usually pressured. debt/assets 35%Debt/assets shows how much of the company's assets are funded with debt. It matters because more debt can make rate hikes and refinancing more painful.; cash/debt 0.0xCash/debt compares cash to debt. It matters because cash gives a company breathing room to pay bills, handle stress, or wait for better borrowing conditions. This reading is low, so there is little cash compared with debt.; current ratio N/ACurrent ratio compares short-term assets with short-term bills. It matters because a value under 1.0x can mean near-term bills are larger than near-term resources. N/A means the filing did not provide enough data to calculate this ratio cleanly. |
| LOW LOWES COMPANIES INC | 50 / 100 | Higher-rate stress watch | Higher rates could pressure this name: debt/assets 1%Debt/assets shows how much of the company's assets are funded with debt. It matters because more debt can make rate hikes and refinancing more painful. This reading is low, so the company usually has more flexibility., cash/debt 2.5xCash/debt compares cash to debt. It matters because cash gives a company breathing room to pay bills, handle stress, or wait for better borrowing conditions. This reading is strong because cash covers most or all debt., current ratio 1.1xCurrent ratio compares short-term assets with short-term bills. It matters because a value under 1.0x can mean near-term bills are larger than near-term resources.; it is listed as usually pressured. debt/assets 1%Debt/assets shows how much of the company's assets are funded with debt. It matters because more debt can make rate hikes and refinancing more painful. This reading is low, so the company usually has more flexibility.; cash/debt 2.5xCash/debt compares cash to debt. It matters because cash gives a company breathing room to pay bills, handle stress, or wait for better borrowing conditions. This reading is strong because cash covers most or all debt.; current ratio 1.1xCurrent ratio compares short-term assets with short-term bills. It matters because a value under 1.0x can mean near-term bills are larger than near-term resources. |
Headline News Signal
If the Fed hikes, headline mentions of debt, refinancing, cost pressure, weak demand, or dividend stress raise the pressure score. Last scan: 2026-05-11 00:11 UTC. This is keyword NLP on Yahoo headline/title/summary text only; no full articles are downloaded.
Headline pressure if rates rise
| Symbol | Score | Read | Signals |
|---|---|---|---|
| DAL 12 headlines checked | 100 / 100 | High headline pressure into a hike | DAL scores 100/100 because headlines show credit/debt language; it is in the not a direct hike bucket. Recent headlines mention debt or credit pressure (bankruptcy), and earnings pressure (earnings miss). |
| UAL 12 headlines checked | 80 / 100 | High headline pressure into a hike | UAL scores 80/100 because headlines show credit/debt language; it is in the not a direct hike bucket. Recent headlines mention debt or credit pressure (bankruptcy). |
| BRK.B 12 headlines checked | 75 / 100 | High headline pressure into a hike | BRK.B scores 75/100 because headlines show credit/debt language; it is in the hike-helped bucket. Recent headlines mention debt or credit pressure (bankruptcy). |
| CCL 12 headlines checked | 72 / 100 | High headline pressure into a hike | CCL scores 72/100 because headlines show credit/debt language, margin or cost pressure; it is in the not a direct hike bucket. Recent headlines mention debt or credit pressure (downgrade), and cost or margin pressure (cost pressure). |
| DHI 12 headlines checked | 56 / 100 | Some headline pressure into a hike | DHI scores 56/100 because headlines show margin or cost pressure; it is in the rate-sensitive pressure bucket. Recent headlines mention earnings pressure (earnings miss), and cost or margin pressure (margin pressure). |
| HD 12 headlines checked | 50 / 100 | Some headline pressure into a hike | HD scores 50/100 because headlines show credit/debt language; it is in the rate-sensitive pressure bucket. Recent headlines mention debt or credit pressure (downgrade). |
| AMT 12 headlines checked | 44 / 100 | Some headline pressure into a hike | AMT scores 44/100 because headlines show margin or cost pressure; it is in the rate-sensitive pressure bucket. Recent headlines mention cost or margin pressure (margin pressure). |
| DUK 12 headlines checked | 40 / 100 | Some headline pressure into a hike | DUK scores 40/100 because headlines show no major stress keywords; it is in the rate-sensitive pressure bucket. Recent headlines mention earnings pressure (earnings miss). |
Quiet headline pressure
| Symbol | Score | Read | Signals |
|---|---|---|---|
| AAPL 12 headlines checked | 0 / 100 | Quiet headline pressure into a hike | AAPL scores 0/100 because headlines show no major stress keywords; it is in the hike-helped bucket. Recent headlines do not show strong stress keywords. |
| AIG 12 headlines checked | 0 / 100 | Quiet headline pressure into a hike | AIG scores 0/100 because headlines show no major stress keywords; it is in the not a direct hike bucket. Recent headlines include positive items such as beat estimates. |
| AMZN 12 headlines checked | 0 / 100 | Quiet headline pressure into a hike | AMZN scores 0/100 because headlines show no major stress keywords; it is in the not a direct hike bucket. Recent headlines do not show strong stress keywords. |
| AON 12 headlines checked | 0 / 100 | Quiet headline pressure into a hike | AON scores 0/100 because headlines show no major stress keywords; it is in the hike-helped bucket. Recent headlines include positive items such as beat estimates. |
| BAC 12 headlines checked | 0 / 100 | Quiet headline pressure into a hike | BAC scores 0/100 because headlines show no major stress keywords; it is in the hike-helped bucket. Recent headlines do not show strong stress keywords. |
| CAT 12 headlines checked | 0 / 100 | Quiet headline pressure into a hike | CAT scores 0/100 because headlines show no major stress keywords; it is in the hike-helped bucket. Recent headlines do not show strong stress keywords. |
| COST 12 headlines checked | 0 / 100 | Quiet headline pressure into a hike | COST scores 0/100 because headlines show no major stress keywords; it is in the not a direct hike bucket. Recent headlines do not show strong stress keywords. |
| CVX 12 headlines checked | 0 / 100 | Quiet headline pressure into a hike | CVX scores 0/100 because headlines show no major stress keywords; it is in the hike-helped bucket. Recent headlines do not show strong stress keywords. |
Bottom Line
If a hike happens, the first question is whether the economy is strong enough to absorb it. If yes, financials and inflation-linked cyclicals can hold up. If no, defensive quality usually matters more.
This is educational market context. It is not a buy or sell recommendation. Company scores are rules-based reads from balance-sheet and headline data; the sector guide is market context, not ML output.